Patrick Kelley Mortgage Banker

01/18/2026

Birthday 🎁 love you 🥰 you are going to have a great year my love.😍

11/28/2025

Football weekend

10/15/2025

care of the peeps that take care of you. Xoxoxo

10/12/2025

09/20/2024

We are honoring expected 2025 conforming loan limits .As of September 18, Ican start qualifying borrowers on one-unit conventional and VA loans* for up to $803,500 (increased from $766,550).
FYI. Million dollar house with 200k down keeps you out of the jumbo market.

09/20/2024

Mortgage rates aren't tied to the Fed's moves on interest rates. Rather, mortgage rates typically fall in advance of a Fed rate cut, because investors are trying to anticipate where the central bank will go. And by that measure, the 10-year Treasury yield BX:TMUBMUSD10Y is a good gauge of how mortgage rates will move.

09/18/2024

Give me a call if this is something that may benefit you. Lets chat!!

New 2025 conforming loan limits won’t be released until November … but we’re honoring expected limits now for conventional and VA loans* locked starting today, September 18th
$803,500 one-unit conventional and VA loans* (increased from $766,550)
Updated conforming loan limits are also available on conventional loans for 2–4 unit properties

05/03/2024

Find homes that not only meet your needs but also promise a solid return on investment.