Sacramento Home Loans - Roseville Home Loans - Placer County Home Loans

05/10/2024

We're doing a meet up on Monday May 13th in West Sac, gonna tour some ADU models!! Come see why these are so popular while getting answers from Gene, who has been doing the ADU thing for 25+ years! https://youtube.com/shorts/_IOLjNmMBxc?si=W225mFp44HLwoEY4 These are great if you want to bring the parents close to home, or you want to get your growing kids started off by having their own space, or maybe you want to rent it out, it's all possible with an ADU. DM me for more info, we're meeting out there at noon!

Ready for in California? These units are found at https://reliablehomesolutions.net, based out of Sacramento, CA. The thing has ...

05/09/2024

https://youtube.com/shorts/PQeEDDORT8k This is one of the tiny homes, or ADUs that are available from Reliable Home Solutions in West Sacramento. Let me know if you'd like a tour, they have 4 models to browse! These are customizable as well!!

If you are looking for affordable housing in California, take a look at these gorgeous ADUs, right in Sacramento! The company that has provided these has bee...

04/02/2024

Ahhh to be in the 2s again, huh? I remember when my primary job was as a Loan Officer and people "wanted to wait" cuz they had a feeling that rates would go down even lower than 2.75. My guess is that 99.9% of people (there's always that ONE guy or gal, right?) would jump at a rate like that now! As always, if you'd like to go over numbers and get qualified for a home loan, I'm just a DM away!

Annual earnings to afford a median-priced home:
Jan 2021 - $75,939
Jan 2024 - $110,871
⬆️46.2%

Median home price:
Jan 2021 - $290,246
Jan 2024 - $412,227
⬆️42%

National average rent:
Jan 2021 - $1,639/mo
Jan 2024 - $1,981/mo
⬆️20.9%

03/20/2024

Anyone looking for land in Carmichael? This unique 0.36 acres of Secluded Land in the SPA Zoning Area is part of the prestigious Carmichael suburban community.

Few steps away from prestigious blue ribbon schools, also less than 2 miles from the Riverside Golf Course & Hoffman Ancil Nature Park Center, bordering the Sacramento River.

No HOA and No Mello Roose.

Excellent potential in an already established area of improved properties. High density of Single Family Homes.

These SPA Zoning provisions grant the freedom to create the truly extraordinary, beyond your standard residential uses like multi-family units, such as condos or apartments for the highest and best use, residential care facilities.

This Parcel is located in the Special Planning Area Zoning (SPA), allowing for specific regulations and land uses that go above & beyond the ordinary. If you know anyone looking, send me a DM!

02/26/2024

Interesting information: https://www.rockethomes.com/real-estate-trends/ca/sacramento We currently have 64 homes for sale compared to 61 in December. Activity is picking up, which is a good thing, right? As usual, if you need help with your loan, give me a shout, but I can also help on the real estate side as my broker is also a licensed realtor. Or if you have a distressed home for sale, we can pay cash for it and get you on your way, no cleanup or repairs needed!

There are 48 homes for sale in Sacramento, Sacramento County with a median price of $409,949, which is a decrease of 8.9% since last year. See more real estate market trends for Sacramento.

02/07/2024

Sooo, I have a refinance client who is in a position where she has to refinance due to divorce. She asked for cash out (if you don't know, that will cause your rate to be at least a half point higher), which means payment goes up when you are asking for $75K for home improvements, on top of your current loan amount. She is looking for a payment around $5K (not sure where that figure comes from but we all have our budgets, right?). In order to get the payment she has in her mind, her rate would have to be in the low 5s. This is the life of a Loan Officer, which I still do besides the work at the jewelry store. If you are in need of loan advice, feel free to call. Let the Lord lead you in all you do! If it's time to buy a home, make sure to pray on it. If that is where the Lord is leading you, who can stop it??

01/31/2024

IT. IS. ALIIIIVE!! https://www.zillow.com/homedetails/7217-Oakberry-Way-Citrus-Heights-CA-95621/25974214_zpid/ Open House this weekend, Saturday and Sunday, click on the listing for times...

This 1052 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 7217 Oakberry Way, Citrus Heights, CA.

10/03/2023

Divorce is hard enough, if you need help with working out the logistics, I have access to great mediators who can help navigate the process.

09/22/2023

DM me to find out more, or fill out an online app at http://GomezLoans.com

09/19/2023

Don't settle for less than you deserve. Independent mortgage brokers like me can close loans in as little as 18 days or less and provide consistent communication throughout the loan process. Work with us today by filling out an online app at http://GomezLoans.com

09/12/2023

Are you tired of cookie-cutter houses that don't quite fit your unique taste and lifestyle? Look no further than custom homes, where the design process starts with you. With custom homes, you have the opportunity to create a living space that truly reflects your personality and meets your every need.

Gone are the days when you had to settle for a pre-designed house that may not align with your vision. Instead, custom homes offer the freedom to customize every aspect of your living space. From the layout and size of the rooms to the materials used, you have complete control over the design process.

One of the greatest advantages of custom homes is the ability to optimize space according to your preferences. Have you always dreamed of a spacious kitchen where you can unleash your culinary creativity? Or perhaps a cozy reading nook to curl up with your favorite book? With custom homes, you can bring these dreams to life.

Furthermore, custom homes allow you to incorporate the latest technology and energy-efficient features. From smart home automation systems to solar panels, you can design your home to be not only aesthetically pleasing but also environmentally friendly.

Building a custom home is a collaborative process that involves working closely with architects, designers, and builders. It's an opportunity to express your individuality and create a space that truly feels like home. So, why settle for a house that doesn't fit your unique style and needs when you can have a custom home that starts with you? Embrace the creativity and freedom that comes with custom homes and build the home of your dreams. Start your application at http://GomezLoans.com!