InterWest Insurance Services

06/17/2026

Congratulations to InterWest’s 2026 Thomas G. Williams Chairman’s Award recipients!

Each year, InterWest recognizes outstanding broker performance with the Thomas G. Williams Chairman’s Award, named in honor of the visionary who founded InterWest in 1992.

Congratulations to this year’s recipients. Your hard work, dedication, and commitment to excellence truly stand out. We are incredibly proud of your achievements and grateful for your contributions to our success.

06/17/2026

The IRS has raised the maximum amounts employees can funnel into their health savings accounts in 2027, as well as the minimum deductible and maximum out-of-pocket expenses for high-deductible health plans.

Understanding these amounts now can help you get an early start on human resources planning for next year. Here's how to prepare now.

https://bit.ly/4egw6nx

The IRS has announced slightly higher health savings account contribution limits for 2027, with the limit increasing 2.3% for individual HSA plans.

06/16/2026

Some insurers have begun introducing exclusions for artificial intelligence-related claims from standard business insurance policies, creating potential coverage gaps for businesses that rely on AI tools for marketing, customer service, product development or daily operations.

The changes come after the Insurance Services Office, the industry's clearinghouse for policy language, introduced three new artificial intelligence exclusions for commercial general liability policies that insurers are beginning to add to coverage forms. If your organization relies on AI, even lightly, you'll want to review your policy.

https://bit.ly/4xChNl2

Some insurers have begun introducing exclusions for artificial intelligence-related claims from standard business insurance policies, creating potential coverage gaps for businesses that rely on AI tools for marketing, customer service, product development or daily operations.

06/09/2026

Please join us for a webinar on June 17 covering the latest in the prescription drug market and compliance updates.

California's updated pharmacy guidelines and direct-to-consumer pricing model are designed to increase transparency by making drug pricing clearer for consumers. These changes help individuals compare medication costs, which may encourage competitive pricing and lower out-of-pocket expenses.

Group health plan sponsors will need to adjust to new compliance standards and monitor formulary management. Ultimately, the reforms aim to empower consumers and improve outcomes for plan members.

Register here: qrco.de/bgiztQ

06/08/2026

Differentiating benefits can be a powerful strategic tool for employer, but not all differences are allowed. Without a clear understanding of the rules, organizations can unintentionally create compliance risks that lead to costly penalties and legal exposure.

This June 16th session will help employers confidently navigate the complex nondiscrimination requirements that apply to employee benefit plans, including:
✔ Tax code nondiscrimination testing for highly compensated and key employees
✔ Rules that prohibit discrimination based on health status
✔ Protections related to disability and other protected characteristics
✔ When benefit variations are permissible — and when they’re not

Register now: qrco.de/bgnhi7

Employers face increasing scrutiny around benefit design. Understanding the boundaries of lawful differentiation is essential to protecting your organization and ensuring equitable access for your workforce.

06/02/2026

Regulatory change doesn’t slow down, and neither should your compliance strategy.

Join us July 14th for a mid-year regulatory update webinar recapping the most important benefits and employment law developments from the first half of the year. We’ll also preview what’s on the horizon and share practical takeaways to help employers confidently navigate the rest of the year.

Register here: https://qrco.de/bgp126

05/29/2026

Exciting news! InterWest has been named one of the Sacramento Business Journal’s 2026 Best Places to Work honorees!

This recognition reflects the incredible culture, teamwork, and dedication of our employees across InterWest.

Thank you to everyone who helps make InterWest a supportive and rewarding place to work every day. We’re proud to be recognized alongside so many outstanding companies in the Greater Sacramento region.!

05/28/2026

Workers are increasingly turning to direct-to-consumer online drug platforms like Amazon Pharmacy, Mark Cuban Cost Plus Drug Company and the government-backed TrumpRx to buy prescription medications at prices sometimes far lower than what they would pay through their employer-sponsored health plans.

But in many cases, the money they spend on those drugs does not count toward their health plan deductible or annual out-of-pocket maximum. A new bill in Congress aims to change that.

https://bit.ly/4fbKMp4

Workers are increasingly turning to direct-to-consumer online drug platforms like Amazon Pharmacy, Mark Cuban Cost Plus Drug Company and the government-backed TrumpRx to buy prescription medications at prices sometimes far lower than what they would pay through their employer-sponsored health plans.

05/27/2026

Lenders are tightening commercial insurance requirements for borrowers to ensure that they are adequately covered as property, liability and business interruption claims costs rise across the board.

With lenders tightening their standards, commercial property buyers should start their insurance planning well before closing or refinancing discussions. Lenders want to know that the property is protected, not only for the sake of your investment but also to safeguard the money they are putting into the loan.

https://bit.ly/4uAskuS

Lenders are tightening commercial insurance requirements for borrowers to ensure that they are adequately covered as property, liability and business interruption claims costs rise across the board.

05/26/2026

When organizations face high‑stakes change, success isn’t driven by tools or technology alone, but by Connection, Trust, and Growth (CTG). As the NFL’s Senior Vice President of Player Health and Innovation, Jennifer Langton led the league’s first injury‑reduction strategy, co‑created the Digital Athlete with AWS, and guided a $60M Engineering Roadmap that helped deliver position‑specific helmets and a multi‑year 25% concussion reduction.

In this session on June 24th, Jennifer shares how her CTG model provides a blueprint for leaders navigating complexity and driving meaningful transformation. You’ll learn how organizations can harness AI’s full potential by keeping human connection at the center, including:
✔ How CTG accelerates innovation and strengthens organizational trust
✔ Lessons from the NFL’s groundbreaking Digital Athlete Initiative
✔ Why technology succeeds only at the speed of trust
✔ How to balance cutting‑edge AI with authentic human relationships

Register now: qrco.de/bgp01q