Matthew Cole at West Shore Mortgage

Matthew Cole at West Shore Mortgage West Shore Mortgage
Husband and Father to 6 Awesome Kids. Top 1% Purchase Mortgage Loan Originator

05/23/2026

Looking for additional financing options for your homebuyers?

We offer a 100% conventional financing program with no mortgage insurance for qualified borrowers. This unique loan option may help eligible buyers achieve homeownership with little to no down payment.

Contact me to learn more about program requirements, borrower qualifications, and whether this financing solution may be a good fit for your clients.

02/16/2022

Experience, efficiency, and appraisals — these are three big reasons why many people choose us as their preferred lender, and in this episode of Mortgage Minutes we'll be discussing each one in more detail. 🏠

Watch this video to learn more about how we operate, and get in touch with our team today with any of your mortgage questions OR to get started on your next loan. Give us a call at (530) 682-4092 or apply online using the link below. 📲

https://www.ilendsac.com/

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How long do you plan on living in your first home before moving onto the next one? 🏠➡️ Let us know in the comments below...
02/14/2022

How long do you plan on living in your first home before moving onto the next one? 🏠➡️ Let us know in the comments below! 💬

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The BIG reason why you should start the home buying process with a pre-approval is so you know what you can afford! 🏠You...
02/11/2022

The BIG reason why you should start the home buying process with a pre-approval is so you know what you can afford! 🏠

You want don't to find your dream home only to discover it's not in the budget, and a pre-approval letter will prevent this from happening. Add the amount you're pre-approved for to what you have saved for the down payment, and you'll know the maximum price you can pay. 💰

Apply with us online via our website (link below), or get started over the phone by calling (916) 682-4092. 📲

https://www.ilendsac.com/

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Scenes from our most recent Lunch and Learn at the office, where we're helping to educate realtors on what goes into the...
02/09/2022

Scenes from our most recent Lunch and Learn at the office, where we're helping to educate realtors on what goes into the lending side of a real estate transaction. 🏠

Comment below what you want to learn about mortgages/lending at the next event! 👇

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02/07/2022

Sometimes you have to get creative when coming up with your down payment, and one of our favorite tools to utilize in this situation involves borrowing against your 401k. 💰 There are a few reasons for this:

🔹 You are borrowing from yourself.
🔹 You can typically borrow up to $50,000.
🔹 The interest you pay will be reinvested back into your 401k.

In this episode of Mortgage Minutes we'll be discussing each of these reasons more in depth, and will dive into how to borrow money from your 401k to put towards a down payment on your next home. 🏠

If you have questions about down payments or anything else related to mortgages, get in touch with our team today to get some answers, and be sure to pass this video along to someone who could benefit from it! 💬

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According to Redfin, the cost of rent is up 14% nationwide — the biggest jump in more than two years, and it’s estimated...
02/04/2022

According to Redfin, the cost of rent is up 14% nationwide — the biggest jump in more than two years, and it’s estimated that we'll see rent increase another 7% or so in 2022! 📈

Protect yourself against these uncontrollable rent hikes, and purchase a home with a fixed-rate mortgage. 🏠 It's the most ironclad way to lock in a monthly payment you're comfortable with, and you can rest assured knowing that your living expenses won't increase over time. 🔐

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02/02/2022

When holding an open house, you have the opportunity to build excitement, meet multiple prospects, and please the seller, but what if nobody makes an offer? Is the open house automatically a failure? No way! 🏠

Although you won't always sell the property at an open house, you still have the opportunity to sell yourself to the foot traffic that comes through the door. 🤝 Check out this video for some ways to differentiate yourself from other agents at an open house, and follow these tips to convert open house "lookers" into future clients. 📈

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02/01/2022

As a real estate agent, it is important to constantly work on expanding your network. 🤝 Social media can be a great way to do this, as it provides an easy way to connect with potential clients and other professionals in the industry.

In this video from our recent Lunch & Learn with Big Block Realty, we'll dive deeper into this and share our tips on some of the best ways to use social media to build more connections in the real estate industry. 🏠

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Because realtors and lenders work so closely together, it's important to have an understanding of how one another operat...
01/28/2022

Because realtors and lenders work so closely together, it's important to have an understanding of how one another operates — which is why we started our Lunch and Learn seminars. 🤝

Through Lunch and Learn, we're able to come together with your team and share insight on what goes into the lending side of a real estate transaction, offering more information to better help your clients have a successful home buying experience. 🏠✅

Who wants to be at the next Lunch and Learn? Let us know in the comments below! 👇

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Address

2600 Fair Oaks Boulevard Suite 105
Sacramento, CA
95864

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