Amanda Rawls - Market Maven - Residential Loan Expert

08/15/2026

Congrats to this amazing family.
I helped them over 20years ago and last month I was blessed to help them again.

They had a goal. Thru patience and determination they did it!!

Thank you Tony for your service.🇺🇸

08/15/2026

07/17/2026

07/16/2026

Sometimes the best loan... is the one you don't do.

Recently, I sat down with a wonderful woman who had lost her husband. She was carrying debt, facing health challenges, and wondering if a reverse mortgage was the answer.

We talked through every option together.
As we looked at her complete financial picture, one thing became clear: the best decision wasn't moving forward with a loan. It was protecting the equity she had spent a lifetime building and helping her stretch her resources in the way that served her best.

That decision didn't earn me a commission.
It earned me peace, knowing I put someone's future before a transaction.

This is why I do what I do.

A mortgage isn't a product to me—it's a tool. Sometimes that tool creates freedom. Sometimes wisdom means leaving it in the toolbox.

My purpose has never been to close the most loans. My purpose is to help people make informed financial decisions that honor their goals, their family, and their future.
If that means I earn your business, I'm grateful.

If that means I simply give you clarity and send you in a different direction, I'm grateful for that too.

Because at the end of the day...
I don't measure success by the loans I close. I measure it by the lives I impact.

❤️ Serving hearts, one home at a time

07/07/2026

Everyone says they’re waiting for interest rates to drop but have you actually looked at the numbers?

On a $500,000 home with 20% down, your loan amount is $400,000.

Here’s what your monthly principal & interest payment looks like:

• 5.625% = $2,302/mo
• 5.75% = $2,334/mo
• 5.875% = $2,366/mo
• 6.00% = $2,398/mo
• 6.125% = $2,430/mo
• 6.25% = $2,462/mo
• 6.375% = $2,495/mo
• 6.50% = $2,528/mo
• 6.625% = $2,561/mo

Notice something?

Every 0.25% change in interest rate is only about $64-$66 per month on this example.

Going from 6.25% to 6.00% saves about $64 per month… that’s roughly $2 a day (about $1.83-$2.10/day, depending on the exact payment difference).

The bigger question isn’t, “Should I wait for rates?”

It’s: Will waiting cost you more in higher home prices, missed equity, or lost opportunities than a couple dollars a day?

Run the numbers before making one of the biggest financial decisions of your life.

06/12/2026

06/08/2026

🤣

I’m over here answering texts, running numbers, explaining loan options, and helping people get approved every single day. 😂

The truth is, a great mortgage broker doesn’t just find you a loan, they help you find the RIGHT loan, save you money, and guide you through the entire process.

So if you’ve been told no, think you need 20% down, or have no idea where to start… let’s talk.

📩 DM me “HOME” and let’s build your game plan.
🏡 Buying, refinancing, or just exploring your options, I’m here to help.