Chad Stellmacher - Mortgage Loan Originator - NMLS # 1322592

Chad Stellmacher - Mortgage Loan Originator - NMLS # 1322592 As your mortgage guide, my number one priority is you. I know that for many people the home loan process can feel overwhelming.

My goal is to help alleviate that stress and make your loan process as smooth as possible.

Headed in the right direction.  Need more inventory to help buyers and sellers.
04/13/2023

Headed in the right direction. Need more inventory to help buyers and sellers.

Mortgage rates fell to the lowest level in two months last week, spurring demand from potential homebuyers.

11/04/2022
02/03/2022

Mortgage rates have been rising swiftly, and that has borrowers rushing in to get the last of the low rates.

Market is hot and rates are in the rise.   Let me know if you have questions about the market or would like me to run nu...
01/20/2022

Market is hot and rates are in the rise. Let me know if you have questions about the market or would like me to run numbers for a purchase or refinance.

Fast-rising mortgage rates are causing homebuyers to rush into the housing market before they get priced out.

Great time to refinance your home mortgage to take advantage of this great news and low rates!
07/20/2021

Great time to refinance your home mortgage to take advantage of this great news and low rates!

People looking to refinance now won't have to pay a fee that was implemented during the pandemic.

If you haven't had a chance to research the benefits of a refinance, I'd love to help.  Rates are still low but no one k...
06/04/2021

If you haven't had a chance to research the benefits of a refinance, I'd love to help. Rates are still low but no one knows for how long. Let me know if you'd like a mortgage review.

Mortgage applications are down, led by a drop in refinance requests.

A huge thanks to all my wonderful 2020 clients and Realtor partners.  Couldn't have done it without you!
03/19/2021

A huge thanks to all my wonderful 2020 clients and Realtor partners. Couldn't have done it without you!

Truly grateful that I get to work with clients like this.  This review just made my week.
03/08/2021

Truly grateful that I get to work with clients like this.
This review just made my week.

Very happy to assist these wonderful first-time homebuyers with the purchase of their dream home in this incredibly comp...
02/26/2021

Very happy to assist these wonderful first-time homebuyers with the purchase of their dream home in this incredibly competitive Sacramento market!

The crazy low rate train might be leaving the station.  If you've been sitting on the fence regarding a possible refinan...
02/24/2021

The crazy low rate train might be leaving the station.
If you've been sitting on the fence regarding a possible refinance, the markets are signaling not to wait.

As of today, you'd have to go back to June 2020 to see higher mortgage rates. This is courtesy of an ongoing move in the bond market that has longer-term rates/yields surging higher at the quickest pace since the pandemic began. The broader bond market has...

Nothing like helping a wonderful young couple buy their first home!
01/08/2021

Nothing like helping a wonderful young couple buy their first home!

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Sacramento, CA

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