Mark Teran - "Your Mortgage Man"

Mark Teran - "Your Mortgage Man" Mortgage Advisor - NMLS 285538. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. Licensed in CA and NV. Equal Opportunity Housing.
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In a changing market, perspective matters. The challenges we face are often the opportunities that help us grow, adapt, ...
06/16/2026

In a changing market, perspective matters. The challenges we face are often the opportunities that help us grow, adapt, and find a better way forward.
https://myoc.io/MarkTeran



NMLS # 285538

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends...
06/11/2026

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends on your goals, finances, and strategy, not just the headlines. Watch for a few things to consider before making your move.
https://myoc.io/MarkTeran



NMLS # 285538

06/09/2026

Mortgage rates can change for a variety of reasons, sometimes multiple times in a single day, and it’s not always because of one headline or one Fed meeting.
Factors that can influence mortgage rates include:
✔ Inflation trends
✔ Jobs reports
✔ Economic data
✔ Bond market activity
✔ Global events
✔ Investor confidence

That’s why a smart mortgage strategy starts with understanding your options, your goals, and your timeline, not just chasing headlines.

Creating a plan that factors in the current rate environment is how many buyers and homeowners are making confident decisions in today’s market.
Stop guessing. Start planning... contact me today!
https://myoc.io/MarkTeran



NMLS # 285538

You do not need perfect timing. You need a clear strategy. Know your numbers, understand your options, and be ready to a...
06/04/2026

You do not need perfect timing. You need a clear strategy. Know your numbers, understand your options, and be ready to act when the right opportunity fits your situation. If you want help building a plan, message me.
https://myoc.io/MarkTeran



NMLS # 285538

06/02/2026

One of the reasons I love what I do is seeing the long-term impact homeownership can have for families and future generations.

Homeownership creates stability.
It helps people build for the future.
It strengthens communities.

Whether you’re a first-time homebuyer, a move-up buyer with a growing family, an investor, or someone starting a new chapter in life, it’s an honor to play a role in those important life moments.

Because, to me, my job is about more than loans. It’s about helping people build brighter futures.
https://myoc.io/MarkTeran



NMLS # 285538

Today’s National Rate Index—Let’s Talk Strategy| June 1st, 2026These are the current national averages—but your numbers ...
06/01/2026

Today’s National Rate Index—Let’s Talk Strategy| June 1st, 2026

These are the current national averages—but your numbers matter more. Message me to see what today’s market means for you.

NMLS # 285538

05/28/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/MarkTeran



NMLS # 285538

The opportunity isn’t just lower rates.It’s being ready when they happen.Let’s make sure you’re in position.https://myoc...
05/26/2026

The opportunity isn’t just lower rates.
It’s being ready when they happen.

Let’s make sure you’re in position.
https://myoc.io/MarkTeran



NMLS # 285538

05/25/2026

We’re honored to help build the American dream, thanks to the brave men and women who made it possible.
Today, we remember their sacrifice
https://myoc.io/MarkTeran



NMLS # 285538

Address

Sacramento, CA

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+19167686530

Website

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