Mitch Guidry - Mortgage Pro

11/12/2025

Here’s something every future buyer should know:

Purchase applications are up 31% compared to this time last year — the strongest early-November activity since 2022.
That means savvy, opportunity-minded buyers are already getting back in the game.

They’re taking advantage of:
• Softer pricing
• Less competition
• Better negotiating leverage
• And yes — today’s rates are lower than last fall

If you’ve been waiting for the “right moment,” this is the window experienced buyers are using to set themselves up before the spring surge hits.

Don’t let the best opportunities pass you by.
If you want to run the numbers, I’m here.

11/03/2025

Congratulations, Ms Margaret, on the purchase of your beautiful new home!! Thanks for letting me be part of journey. I'm sure you & EJ can build many memories there. Thanks also to Keebler Holley and Allisza Dixon for their terrific work in getting us all to the finish line. If you need a great agent in the Cincinnati area, those are the folds to talk to!

10/01/2025

So the federal government just shut down. How does that affect your mortgage loan in progress? Watch my short video here: https://www.loom.com/share/aad409f5ea444eb0bcc657801b29583a?sid=987bca23-5d88-4fc5-a66c-a75dc09653af

The government shutdown is affecting mortgage loans in progress, and I want to highlight a few key points. If you're working with an FHA or VA loan, you should not see significant delays, as most processes are handled by lenders or third parties. However, U.S. VA loans will experience delays due to....

08/20/2025

So grateful to receive these kinds of reviews. Even more grateful to get to work with wonderful people and help them accomplish their goals.

08/07/2025

Drowning in Payments While Sitting on Home Equity? Read This.

Hi everybody. Do you ever feel like your monthly payments are eating up your whole paycheck?

If you have equity in your home, you’ve got options—even if your mortgage rate is already great or your credit isn’t what it used to be.

Often, consolidating high‑interest debt into your mortgage can free up hundreds per month, giving you some much-needed breathing room.

There are lots of ways to do this—but what’s right for you depends on your situation. That’s why it’s smart to talk with a pro (like me 😊). I’ll walk you through the good, the bad—and even the ugly—and help you make the best decision, even if that means doing nothing at all.

Check this out:
👉 https://bit.ly/SaveWithMitch

📲 Call or text me at 916‑949‑8838 if you want to explore your options!

06/23/2025

Got the Clear to Close at 10:48 PM… on a SUNDAY NIGHT!
This wasn’t just another file — it was a mission-critical deal that needed to close before the end-of-month crunch. So we did what needed to be done: worked through the weekend, late into Sunday night, and got it DONE.

Realtors, take note:
Is your lender showing up like this for you and your clients?
If not, maybe it's time we had a conversation.

06/20/2025

Feeling grateful to be named a top producer last month 🙏
But more than the numbers, it’s about the people — families buying their first home, business owners finally getting approved, and clients making smart moves for their future.
Thank you for trusting me with such important moments. 💙
Let’s keep the momentum going!

05/27/2025

Simply put...

04/02/2025

🏡 Ready to Make an Offer? Set Yourself Up for Success First!

Before jumping into the home-buying process, take these crucial steps to ensure a smooth journey:

✅ Get Pre-Approved – Knowing your borrowing power not only defines your budget but also makes you a stronger, more competitive buyer.
✅ Research Your Ideal Areas – Look into community trends, local amenities, and market conditions to ensure the right fit.
✅ Set (and Stick to) a Budget – Determine what you can comfortably afford, keeping long-term financial stability in mind.

Taking these steps puts you in the best position to secure the right home at the right price. Are you ready to start your search? Let’s make it happen!

MITCH GUIDRY
NMLS # 1997576
☎️ 916-949-8838
✉️ [email protected]

04/01/2025

Hello, April! 🌸✨ A new month brings new opportunities, fresh beginnings, and endless possibilities. Let’s make it amazing!

MITCH GUIDRY
NMLS # 1997576
☎️ 916-949-8838
✉️ [email protected]

03/31/2025

Life is a constant exchange of beauty & wisdom

MITCH GUIDRY
NMLS # 1997576
☎️ 916-949-8838
✉️ [email protected]

03/26/2025

Understanding the current market conditions is key to making smart real estate decisions. Here is how to navigate each type: Low Inventory (Sellers Market) 🔑: What it means: Fewer homes for sale = more competition. What to expect: Higher prices, quicker sales, and potential bidding wars. Strategy: Be ready to act fast and consider flexible offers. Balanced Market ⚖️: What it means: A good mix of buyers and sellers. What to expect: Fair pricing, with moderate competition. Strategy: It is a great time to negotiate and explore options without rush. High Inventory (Buyers Market) 🛑: What it means: More homes available than buyers. What to expect: Lower prices, more room to negotiate, and longer time on the market. Strategy: Take your time, make lower offers, and look for opportunities to get a great deal. Curious about the market in your area? Lets talk! 📲

MITCH GUIDRY
NMLS # 1997576
☎️ 916-949-8838
✉️ [email protected]