Ajay Pegany, NMLS: 633200, Loan Originator - PrimeLending

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Ajay Pegany, NMLS: 633200, Loan Originator - PrimeLending

I'm Ajay Pegany, NMLS: 633200, Loan Originator with PrimeLending, a national mortgage lender making the home loan process simple.

PrimeLending NMLS ID: 13649

I'm Ajay Pegany, NMLS: 633200, Loan Originator with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of th

e way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

12/17/2025

Your clients in the medical field juggle a lot, and the right home financing can make a meaningful difference.

PrimeLending offers a medical professional program* to help:
- Boost their purchasing power. Avoid monthly private mortgage insurance (PMI)
- Less money down. No prepayment penalties
- Increase home options. Up to 100% financing on loans up to $2 million
- Remove student-loan barriers. Eligibility options if they've finished their residency and are contracted for a future start date
- Now available in every state!

If you're helping them find a place to come home and hang up their scrubs at the end of the day, I'd be happy to share how this program can support their next move.

Product info as of 12/17/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.

10/29/2025

If you've been waiting for a sign - this might be it.

The Fed just cut rates to a new 3-year low, and that could bring mortgage and home equity rates down too.

That means:
- Homebuyers may have greater ability to purchase the home they've been waiting for.
- Homeowners could have an opportunity to refinance and lower monthly payments.
- Tap into your equity* to receive a lump sum of cash to make upgrades, consolidate debt, or pursue new goals.

Markets tend to move fast after a Fed cut, so timing matters. Let's talk through what this change could mean for your goals - before everyone else jumps in.

Rate info as of 10/29/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/15/2025

Are you self employed? We have a program that can qualify borrowers with 1099 Statements & YTD bank statements in lieu of Tax Returns.* Our 1099 Income Loans are for Self-Employed borrowers such as Contractors, Freelancers, Gig-Economy workers.
If you are looking for a primary residence, second home or an investment property we can utilize your 1099's to help you achieve your goals!
Call or message us today for more details!

05/19/2025

If home prices and interest rates have kept your clients from buying, PrimeLending offers a down payment assistance (DPA) program* that boosts FHA loans to help make homeownership a reality (without income limits holding them back).
Let’s help your clients! Contact me to learn more.

Product info as of 5/14/25, subject to change.
*Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with program's first lien FHA product. Program is not available in NY or WA. Please contact your PrimeLending loan officer for more details. Subject to credit approval.

01/16/2025

Is waiting for the "perfect" time to buy really the best choice for you?

Here are some key benefits of buying now instead of waiting:
- Build equity from day one
- Lock in stable monthly payments and avoid rising rent costs
- Personalize your space to make it truly yours

With rent prices continuing to rise, you might find that a comparable mortgage payment is more affordable than you think.

Let’s connect and see if buying now fits your budget!

09/26/2024

Need to access your equity and fast? With a 100% online application process, you could get approved for a HELOC (home equity line of credit) in as little as 5 minutes!* Once you complete the HELOC loan process, you could get your funds in 5 days.* A digital HELOC is just the beginning. DM me for more information and to discuss your HELOC options.

Product info as of 9/24/24, subject to change.

* Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as a final review process. Five business day closing assumes closing the loan with the brokers remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Not allowed in HI, KY, NY, WV

08/14/2024

If you’ve been putting off your home renovation or waiting to manage debt because you’re low on funds, stop scrolling. The cash you need to reach your goals may be closer than you think; you may just need to tap into your home’s equity and a cash-out refinance* may be able to help you access a portion of it.

The average homeowner has nearly $300K in home equity, according to the February 2024 ICE Mortgage Monitor report per CBS News. Do you know how much equity you’re sitting on? Call me today to find out.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

04/11/2024

Want to make buying a home more simple and affordable for your clients? HomeRun* offers lower down payment options to help homebuyers reach their long- and short-term goals. The benefits of HomeRun are:

Lower down payment
No mortgage insurance required
Flexible credit guidelines
Meets conforming loan limits

Contact me today to learn how HomeRun can help you get your client into their dream home.

Product info as of 11/15/23, subject to change.
*Certain restrictions apply, subject to Homerun program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

https://lo.primelending.com/ajay.pegany/

02/15/2024

If you PLAN on purchasing a HOME in 2024 and would like to FINANCE Renovation cost into your loan, PLEASE contact me for further info! We are a lender that services all 50 states!

02/09/2024

🌟 PrimeLending is here for you coast to coast, lending in all 50 states. Whether you're dreaming of a home on the East Coast, West Coast, or anywhere in between, we've got your back! 🏡💙
Home Loans Made Simple ✔ Keeping it Simple for You. ❤

Address

2277 Fair Oaks Boulevard, Suite 325
Sacramento, CA
95825

Telephone

+17073467758

Website

https://lo.primelending.com/ajay.pegany/

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