Angela Whittaker - Lending by Angela

Angela Whittaker - Lending by Angela Licensed Mortgage Loan Officer serving California homebuyers, homeowners, and investors. FHA, VA, USDA, Conventional, Jumbo, DSCR, DPA, Rent-to-Own & more.

NMLS #1927081

Before you start searching for your dream home— get pre-approved! 🏡✅ Know EXACTLY what you can afford✅ Make your offer c...
06/11/2026

Before you start searching for your dream home
— get pre-approved! 🏡

✅ Know EXACTLY what you can afford
✅ Make your offer competitive
✅ Show sellers you are serious
✅ Speed up the closing process
✅ Eliminate surprises at closing

Without a pre-approval letter your
offer may not even be considered!

The process takes less than 24 hours with
absolutely no obligation!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081



Your Debt to Income ratio (DTI) is one of themost important numbers in your mortgageapplication — but most buyers have n...
06/09/2026

Your Debt to Income ratio (DTI) is one of the
most important numbers in your mortgage
application — but most buyers have never
heard of it! 📊

DTI measures how much of your monthly income
goes toward paying debts. Most loan programs
allow up to 43-50% DTI!

Here's how to lower your DTI fast:
💡 Pay down credit card balances
💡 Avoid taking on new debt
💡 Pay off small loans before applying

Knowing your DTI puts you in control! I'll
walk you through exactly where you stand!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081



Think your credit score isn’t high enough to buy a home? Don’t stress—you don’t need a flawless score to qualify! There ...
06/08/2026

Think your credit score isn’t high enough to buy a home? Don’t stress—you don’t need a flawless score to qualify! There are mortgage options for buyers with scores starting at 580, and Rent to Own programs that welcome applicants with scores as low as 550. Homeownership is more accessible than you might think, even as you work on your credit!

Here are my favorite credit tips for future homeowners:

✨ Keep those credit card balances under 30% of your available credit—this can lead to a fast score boost!
✨ Always pay on time — set up autopay!
✨ Don't open new credit before applying
✨ Check your report for errors and dispute them!

Call or text me at 916-661-4223 or book your free
consultation today! 🏡

— Angela | Lending by Angela 🏡

Address

1382 Blue Oaks Boulevard Suite 270
Sacramento, CA
95678

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