Angela Whittaker - Lending by Angela

06/20/2026

To all our veterans and active duty military —
THANK YOU for your service! 🇺🇸

Your service comes with one of the most powerful
home buying benefits available — the VA loan!

🌟 ZERO down payment
🌟 No private mortgage insurance
🌟 Competitive interest rates
🌟 Flexible credit requirements
🌟 No prepayment penalty

This is a benefit you EARNED! I am licensed in CA to serve veterans!
Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/15/2026

Every month you pay rent you are building your
LANDLORD'S wealth — not yours! 🏡

$2,000/month in rent = $24,000 a year gone
forever. Over 5 years — $120,000 with nothing
to show for it! 😬

There is a path to homeownership for EVERYONE
— let me show you yours!

Call or text 916-661-4223 or book your free
consultation today!






— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/15/2026

Already own a home? Your equity could be
working harder for you! 💰

🔄 Refinance — lower your rate, lower your
payment, or shorten your loan term!

🏦 HELOC — tap into equity like a credit line
for improvements or investments!

💵 Cash Out Refinance — pull out a lump sum
for major expenses or investment opportunities!

Your home is one of your most powerful
financial assets — let's put it to work! 💪

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/13/2026

Closing day is one of the most exciting days
of your life! 🏡 Here's exactly what to expect:

📋 Sign your loan documents — no surprises,
I walk you through everything beforehand!

💰 Bring your funds — wire or cashier's check
for closing costs and down payment

⏰ Plan for 1-2 hours — bring your ID!

🔑 Get your KEYS and celebrate! 🎉

I am with you every single step of the way —
from pre-approval all the way to your keys!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/13/2026

Let's bust some mortgage myths today! 🚫

❌ Myth: You need 20% down
✅ Truth: FHA loans require just 3.5% down!

❌ Myth: You need perfect credit
✅ Truth: Options for scores as low as 580 and
Rent to Own for scores as low as 550!

❌ Myth: Pre-approval hurts your credit
✅ Truth: Minimal impact — and worth it!

❌ Myth: You have to use your bank
✅ Truth: I shop dozens of lenders for YOU!

Don't let myths keep you from your dream home!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/11/2026

Before you start searching for your dream home
— get pre-approved! 🏡

✅ Know EXACTLY what you can afford
✅ Make your offer competitive
✅ Show sellers you are serious
✅ Speed up the closing process
✅ Eliminate surprises at closing

Without a pre-approval letter your
offer may not even be considered!

The process takes less than 24 hours with
absolutely no obligation!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/09/2026

Your Debt to Income ratio (DTI) is one of the
most important numbers in your mortgage
application — but most buyers have never
heard of it! 📊

DTI measures how much of your monthly income
goes toward paying debts. Most loan programs
allow up to 43-50% DTI!

Here's how to lower your DTI fast:
💡 Pay down credit card balances
💡 Avoid taking on new debt
💡 Pay off small loans before applying

Knowing your DTI puts you in control! I'll
walk you through exactly where you stand!

Call or text 916-661-4223 or book your free
consultation today!

— Angela Whittaker | Lending by Angela 🏡
NMLS #1927081

06/08/2026

Think your credit score isn’t high enough to buy a home? Don’t stress—you don’t need a flawless score to qualify! There are mortgage options for buyers with scores starting at 580, and Rent to Own programs that welcome applicants with scores as low as 550. Homeownership is more accessible than you might think, even as you work on your credit!

Here are my favorite credit tips for future homeowners:

✨ Keep those credit card balances under 30% of your available credit—this can lead to a fast score boost!
✨ Always pay on time — set up autopay!
✨ Don't open new credit before applying
✨ Check your report for errors and dispute them!

Call or text me at 916-661-4223 or book your free
consultation today! 🏡

— Angela | Lending by Angela 🏡

12/31/2021