West Shore Mortgage

07/29/2022

Buying a home is SO much more than just buying a house. 🏠🙌 A home is a feeling of comfort, safety, and security, and we want to help you on your journey to finding the perfect fit. Apply with us online via our website (link below), or get started with us over the phone by calling us at (530) 682-4092. 📲

https://loom.ly/AX2NC58

#916

07/25/2022

Are you still thinking about buying a home this year? If so, the best time to start planning and learning about the different benefits of homeownership is RIGHT NOW! 🏠💥 Swipe to read about 3 reasons why you should consider buying a home sooner rather than later, and apply with us online using the link below. 📲

https://loom.ly/wVlQZOU

#916

07/18/2022

Are you self-employed and concerned you won't be able to qualify for a mortgage? If so, check out these 3 common mortgage myths and learn the REAL truth behind them. 🏠

#916

07/13/2022

Thank you Norm for this wonderful review! We do our best to go above and beyond for each of our clients, and we're so happy to hear you had a 5-star experience working with us. 🏠

If you're looking to get the most out of your mortgage, our team can help. We're here to answer all of your questions, and would love the opportunity to help you through the mortgage process. Apply with us online using the link below or reach out to us over the phone at (530) 682-4092! 📲

https://loom.ly/AX2NC58

#916

07/11/2022

Swipe 👈 to see some photos from our recent West Shore Mortgage Summit! We hope that all of you who attended got a ton of value from being there, and we are SO excited to start planning the next one. 💥🏠

Who should we get to speak at the next event? Let us know in the comments below! 👇

#916

07/06/2022

The Federal Reserve's recent decision to raise interest rates by 0.75%, its largest hike since 1994, will certainly have an impact on mortgage rates and should slow home price increases. Having said that, what does that mean for you as a potential homebuyer? 📈

As mortgage rates increase, affordability decreases, meaning you cannot afford as high-priced a home as before. As an example, maybe you can quality for a $400,000 mortgage at 4% interest, but at 5% interest, lenders can only offer you a $355,000 loan based on your qualifications. A 1% increase in mortgage interest decreases your purchasing power by $45,000, and will have an impact on your monthly mortgage payment as well. ⚖️

If you're at all concerned about rising interest rates and your ability to buy a home, let our team guide you through the process and help you determine what you can afford. Call us at (530) 682-4092, or click the link below to apply online! 🏠🔑

https://loom.ly/GkFFTGI

#916

07/04/2022

Wishing you a Happy 4th of July from your friends at West Shore Mortgage! 🇺🇸 We hope you have a safe, fun-filled Independence Day! 🎆🎉

06/27/2022

Now that you have your pre-approval letter, how long does it last? 🤔

Consider all the ways your finances can change after you receive your letter, including your income, credit history, and interest rate. For this reason, a mortgage pre-approval typically lasts 60 to 90 days before it expires and you have to re-apply. 🏠

#916

06/22/2022

Is your mortgage is still meeting your needs?⁠ 🏠

If you're like most homeowners, you don't think about this until it's too late, which is why it's so important to review your mortgage at least once a year. 🔍 Otherwise, you could be leaving a better mortgage situation on the table without even realizing it.⁠ When it comes to reviewing your mortgage, consider the following questions: 👇
⁠
🔹 How much are you paying each month?
🔹 How have interest rates changed since your last review?
🔹 Have you missed any payments?
🔹 Can you make additional payments?⁠⁠
⁠🔹 Are there any available tax benefits you're not taking advantage of?
⁠
If you're having trouble answering these questions, we can help you figure it all out. Reach out to us today at (530) 682-4092! 📲

#916

06/20/2022

We are only ONE DAY AWAY from the West Shore Mortgage Summit, where we're bringing you MUST-HAVE information from top professionals in the Real Estate Industry! 🏠 Our incredible lineup of keynote speakers this year includes: 👇

🔹 Tony Robbin's Motivational Speaker Dragan Trajkovski: Top trainer and speaker with 11 years of experience working with the largest companies, and has led over 3,500+ group facilitations.
🔹 Javier Ortiz: Beach and O’Neill Insurance top personal lines producer for 7 years in a row. Also the #1 for the past 2 years nationwide for Acrisure.
🔹 Katie Simpson: House Real Estate agent who did $42M across 68 transactions with a 100% referral based business
🔹 Rick Kobzeff: Equity Solutions Appraisal Management certified appraiser with 18+ years as a working residential appraiser and 10+ years as a chief appraiser
🔹 Matthew Cole: Mortgage broker at West Shore Mortgage, and top 1% purchase lender in the United States

Click the link below to register for the event — we'll see you tomorrow! 📲

https://loom.ly/5HCxgKg

#916

First Annual West Shore Mortgage Summit. Bringing key information from top professionals in the Real Estate Industry!

06/17/2022

Your future self called, and wants you to stop paying your landlord's mortgage and start paying your own! 🏡🔑

If you want to see how much you can afford, we're here to help. Apply with us online using the link below, or get started with us over the phone by calling us at (530) 682-4092. 📲

https://loom.ly/AX2NC58

#916

06/14/2022

We are ONE WEEK AWAY from the inaugural West Shore Mortgage Summit! 🏠🎉 Register for the event using the link below, and swipe 👈 to check out the awesome lineup of keynote speakers and real estate professionals who will be in attendance. 🎤

https://loom.ly/5HCxgKg

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