Loanstar Mortgage

Loanstar Mortgage A California based mortgage lender offering better rates, more options, and faster closings!

05/01/2026
03/15/2026

The cost of homeownership: 1990 vs. 2025 šŸ šŸ“‰
Incomes grew by 174%, but home prices skyrocketed by 331%.
The result? It now takes almost 10 years to save a down payment (up from 3 years), and the age of a first-time buyer jumped from 30 to 40. If it feels harder to buy a home today, it’s because it is.

01/23/2026

A throw back. 3 seasons, 3 championships. What a run these boys had! But all good things come to an end, and now it’s off to new pastures!

01/14/2026

When you get that Clear-to-Close

Most people wait until their lease is almost over to think about buying. That’s when everything feels rushed and stressf...
01/12/2026

Most people wait until their lease is almost over to think about buying. That’s when everything feels rushed and stressful.

Buying a home takes time, and the smoothest purchases start with preparation - not listings.
When you handle the financial side first, decisions feel easier and more confident. You move with a plan, not pressure.

If 2026 is your year to buy, starting now gives you options later.

Let’s connect and I’ll walk you through your next steps using real numbers that make sense for you.

Proud to support those who serve and protect our communities. To the men and women in law enforcement, thank you for you...
01/10/2026

Proud to support those who serve and protect our communities. To the men and women in law enforcement, thank you for your service, sacrifice, and commitment. At Loanstar Mortgage, we’re honored to take care of you by providing dedicated mortgage solutions and the care you deserve because supporting our heroes is part of what we do best! šŸš”šŸ”

01/08/2026

A lot of buyers are quietly doing more than one thing to make life work.

A main job.
A second job.
A side hustle that fills the gap.

And the big question always comes up: Can both incomes actually count?

Short answer: yes.
But only when it’s consistent and sustainable.

Your primary job will always carry the most weight.
A second income can count if it shows a steady pattern over time, typically two years, and doesn’t look temporary or forced.

If you’re not there yet, it doesn’t mean stop dreaming.
It means shift the focus. Credit strength. Savings. A smarter timeline.

Buying isn’t about pushing harder.
It’s about lining things up the right way.

šŸ’¬ Curious what your numbers could look like?Message me and I’ll walk you through it based on real options, not guesses.


’Tis the season for spending… but what if this year, you gave yourself the gift of a smaller mortgage payment? šŸŽWhile ev...
12/19/2025

’Tis the season for spending… but what if this year, you gave yourself the gift of a smaller mortgage payment? šŸŽ
While everyone’s wrapping gifts, here’s how to wrap up real savings that could cut your monthly payment — no magic required:
šŸ’° 1. Refinance to a lower rateļæ½Even half a percent matters. If you bought when rates were higher, check your current rate — refinancing a $400K loan from 7% to 6.5% could save you roughly $130/month.
šŸ  2. Remove PMI once you hit 20% equityļæ½If your home value’s gone up, you might qualify to drop private mortgage insurance — that’s $150–$300/month in instant savings.
šŸ“… 3. Switch to biweekly paymentsļæ½It’s not about paying more — it’s about paying smarter. Two half-payments every two weeks means 26 payments a year — that’s one full extra payment snuck in, helping you pay off your loan years faster.
🧾 4. Shop around for better homeowners insuranceļæ½Most people renew without checking. Compare quotes from at least three insurers — bundle with auto, raise your deductible a bit, or ask your agent about loyalty and safety discounts. You might save $500+ a year with one phone call.



On this Thanksgiving, I’m feeling extra grateful for all of you. Thank you for your trust, your support, and for allowin...
11/28/2025

On this Thanksgiving, I’m feeling extra grateful for all of you. Thank you for your trust, your support, and for allowing me to be part of your journey. Wishing you and your family a Happy Thanksgiving! šŸ‚

Address

333 University Avenue
Sacramento, CA
95825

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 9am - 5pm

Telephone

+19162770717

Alerts

Be the first to know and let us send you an email when Loanstar Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loanstar Mortgage:

Share