Mortgages By Sam Tolisano

04/09/2026

More Mortgage News
$875 Billion in Commercial Mortgages Are Coming Due This Year.

According to the MBA's latest survey, 17% of all outstanding commercial mortgages ( ~$875 billion) is set to mature in 2026.

That's down 9% from 2025's $957 billion, but still a massive wall of debt that needs to be addressed.

Property types feeling it most:

• Hotel/motel: 30% of loans maturing in 2026

• Industrial: 23%

• Office: 17%

• Multifamily: 13%

On the capital side:

- Credit companies & warehouse lenders: 29% maturing

- CMBS/CLO/ABS loans: 25%

- Depository institutions: 21%

- ife insurance companies: 10%

- GSEs (Fannie, Freddie, FHA, Ginnie Mae): just 4%

For real estate investors navigating maturities, speed and certainty of capital matter more than ever.

Facing a maturing loan? Don't wait for the clock to run out.

04/09/2026

More mortgage news
$875 Billion in Commercial Mortgages Are Coming Due This Year.

According to the MBA's latest survey, 17% of all outstanding commercial mortgages ( ~$875 billion) is set to mature in 2026.

That's down 9% from 2025's $957 billion, but still a massive wall of debt that needs to be addressed.

Property types feeling it most:

• Hotel/motel: 30% of loans maturing in 2026

• Industrial: 23%

• Office: 17%

• Multifamily: 13%

On the capital side:

- Credit companies & warehouse lenders: 29% maturing

- CMBS/CLO/ABS loans: 25%

- Depository institutions: 21%

- Life insurance companies: 10%

- GSEs (Fannie, Freddie, FHA, Ginnie Mae): just 4%

For real estate investors navigating maturities, speed and certainty of capital matter more than ever.

Facing a maturing loan? Don't wait for the clock to run out.

03/30/2026

A quieter week for economic data, with markets largely driven by uncertainty around the conflict in Iran and swings in oil prices. Meanwhile, the latest labor market reports provided some important signals on hiring trends. Here are the key takeaways.

ADP Signals Sluggish Job Growth
Jobless Claims Hint at Growing Gig Economy

ADP's weekly employment report, which tracks payroll data in near real time, showed that U.S. private employers added an average of 10,000 jobs per week in the four weeks ending March 7.

Initial jobless claims rose slightly by 5,000 to 210,000 in the latest week, still low by historical standards.


Home price data from Case-Shiller and the FHFA will be reported Tuesday, followed by a retail sales update Wednesday.

It's also a big week for labor market news. Reports on job openings arrive Tuesday, followed by private payroll data on Wednesday, weekly unemployment claims on Thursday, and Friday's closely watched jobs report, which includes non-farm payrolls and the unemployment rate.

02/17/2026

All

Recent rallying in the bond market has brought the 10 year t bill yields down to 4.05 . This is due to a combination of events including but not limited to:

1.The trump plan to purchase 200 billion worth of 10 year bonds
2 Strong economic numbers
3.Very low inflation numbers below the actual target rate
4 Geopolitical events

Also the below policy change should further drive mortgage rates down

A speech from Fed Governor Bowman yesterday regarding mortgage regulations (the Fed will dial back the restrictive mortgage capital rules imposed on banks, a move that could shift some mortgage market share back to traditional banks and potentially lower borrowing costs)



Keefe on Mortgage Finance

February 16, 2026

Potential Changes to Regulatory Treatment of Mortgage Banking.

Michelle Bowman, Vice Chair of Supervision at the Fed, recently discussed

potential revisions to the regulatory framework that would incentivize banks to

originate and service mortgages. In our view, the proposed changes would make

mortgage lending and servicing more attractive to the banking industry, which has

largely exited or phased out exposure in recent years, given a reduced capital reserve burden

01/09/2026

Exciting news in the mortgage market. This week President Trump ordered the federal govt to buy 200 billion dollars worth of mortgage back securities bonds . This action has resulted in a significant drop in the mortgage rates . Please call me and have your mortgage bill available and I can price it while we are on the phone to see if anything makes sense for you 718 991 7789 Direct or email me your mortgage statement and I will price and call you back [email protected]

11/10/2025

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05/15/2025

Attention those in need of a hard money loan. I am happy to announce I am direct to 2 actual lenders with no middlemen . Typically there are layers of people in the middle which exacerbate the cost of the loan in fees . I am fair and will get you the best deal available. I will not add additional fees for other brokers . 55% max ltv the lender will take 12 months interest reserve which will result in no payments for 12 months allowing the borrower to catch their breath. I will also consult the borrower on what to do in order to get their credit scores back up to conventional lending standards. One lender min loan amt is 900k and the other is 500k . I also have all the conventional products including conventional , fha , VA and dscr loans. The dscr loans use rent roll to qualify the investment property for a loan. Your personal income is not used

Sam Tolisano

Direct 718 991 7789

[email protected]

04/22/2025

Good news the new conventional loan limit is 1,209,750 in NY 5 boros nassau suffolk and Westchester

09/13/2024

Mortgage news! The new conventional mortgage limit is $802,650

08/08/2024

Hello again . Recent inflation and jobs data has cause extreme volatility in the bond market for example the 10 year bond yield on july 24th was 4.286% and then on aug 5th hit a recent low of 3.68% and today is trading at 3.98% These are huge moves that create significant moves in mortgage rates


Recently we closed a loan and with zero cost we had a clients credit score increased from the 675 range to over 700 . This created a tremendous reduction in the monthly pmi as well as the mortgage rate. I have been providing that service at no charge to my clients for well over a decade

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