Ricky Mortgage

Ricky Mortgage Top 1% performing loan originator in the US for NC, SC, FL, VA, CO, GA, TN. The majority of my business comes from referrals!!! NMLS 2000752

My success is driven by having the lowest rate/ closing costs, 5 star customer service and quick closes. Top 1% performing loan originator in the US for AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Certain

limitations apply, call for details. See Company Website for additional information www.SouthendFinancial.com
Ricky Peters NMLS 200752
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139
www.nmlsconsumeraccess.org | Equal Housing Opportunity

08/27/2026

3 Minute call....Client $4,625 saved on a conventional mortgage closing costs



If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

CLEARED TO CLOSE!!!-1st lender was trying to make them put 20% down.-They called me and I was able to make it work with ...
06/26/2026

CLEARED TO CLOSE!!!

-1st lender was trying to make them put 20% down.
-They called me and I was able to make it work with less down, lower closing costs and the payment was the same at the 1st lender with the much more down!!!

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

One of my all-time favorite dinners — as a kid AND still as a grown adult — is a Spaghetti & Peanut Butter sandwich.A fe...
06/24/2026

One of my all-time favorite dinners — as a kid AND still as a grown adult — is a Spaghetti & Peanut Butter sandwich.
A few weeks ago I’m happily munching on one when I offer my 4- and 6-year-old a bite. Their faces? Pure horror. “Ewww, that’s gross, Dad!”
I laugh it off and say it’s totally normal. Then my wife chimes in: “Babe… it’s really not.”
Oh, it’s on now.
I immediately call my brother for backup. “They’re all saying my spaghetti & PB sandwiches are disgusting and that nobody else eats them!”
He doesn’t even hesitate: “Yeah… that is gross. I’ve literally only ever seen you eat those.”
Desperate for an ally, I tell him, “Dad eats them too! I got it from him!”
So I call Dad. He starts laughing the second I explain. “Son… I have never eaten a spaghetti and peanut butter sandwich in my life.”
Turns out, when I was a tiny kid, we were having spaghetti for dinner and I demanded peanut butter on my Italian bread. They humored me and put it on there.
38 years later and I’m still eating this glorious creation like it’s a Michelin-star meal.
So tell me I’m not alone… Who else has a totally weird “normal” food that their family roasts them for? Drop your strange comfort meals below — I need to know I’m not the only one! 😂🍝🥜

06/16/2026

🚀 Just closed a mortgage for a VP at a major bank — even though they have an employee mortgage program through their employer!
They chose me because my deal was better on rate, terms, and overall savings.
If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

CLOSED!!!! Builder was offering a large amount in closing cost credits but their preferred lender had even BIGGER fees....
06/11/2026

CLOSED!!!! Builder was offering a large amount in closing cost credits but their preferred lender had even BIGGER fees.

I was able to get the client a lower rate with less closing costs than the builders lender with their credits...

Don't let those "Sweetheart" deals trick you.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

06/04/2026

Now through the end of the year I'm going to close 130 Mortgages. To put that in perspective the average loan officer is closing 1-2 per month...

For me to hit that number I am going to have to give out some deals!!

If you are buying/ selling or an agent that wants a better deal for their client you NEED to reach out.

Most used programs right now
-Conventional 1st time home buyer
-FHA $0 down (3.5% grant forgiven after 6 on time payments)
-Bank statement income calculation loan (great for business owners and does not look at tax returns.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

Happy Holiday Memorial Weekend everyone!!! Cheers to all the great Americans in the past, present and future.
05/22/2026

Happy Holiday Memorial Weekend everyone!!! Cheers to all the great Americans in the past, present and future.

05/21/2026

I have a list of top tier Realtors in your area that will compete for your business, offering to help cover closing costs.

These aren't bums, these are the best of the best with proven results!

No sign ups, no fees, no gimmicks, just a strong network of good folks.

Most used programs right now
-Conventional 1st time home buyer
-FHA $0 down (3.5% grant forgiven after 6 on time payments)
-Bank statement income calculation loan (great for business owners and does not look at tax returns.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

05/20/2026

Sketchers & John Deere Collab?!?!

If you are buying or selling a house in the states below, you NEED to hear this.

I have a list of top tier Realtors in your area that will compete for your business, offering to help cover closing costs.

These aren't bums, these are the best of the best with proven results!

No sign ups, no fees, no gimmicks, just a strong network of good folks.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

05/18/2026

Prime Time Yard Week

1. Mow today or tomorrow
2. Thursday mower lower than normal and fertilize
3. Over weekend mow at height between the lower and your normal.
4. Mow every 2 or 3 days here on out
5. ENJOY THAT GREEN

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

Address

191 N Main Street
Rutherfordton, NC
28139

Telephone

+15187963132

Website

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