Ricky Mortgage

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Ricky Mortgage Top 1% performing loan originator in the US for NC, SC, FL, VA, CO, GA, TN. The majority of my business comes from referrals!!! NMLS 2000752

My success is driven by having the lowest rate/ closing costs, 5 star customer service and quick closes. Top 1% performing loan originator in the US for AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Certain limitations apply, call for details. See Company Website for additional information www.SouthendFinancial.com
Ricky Peters NMLS 200752
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139
www.nmlsconsumeraccess.org | Equal Housing Opportunity

09/09/2026

1086 Chicory Trace lake Wylie, SC 29710

-Off Market in Lake Wylie
-$0 down options available
-Closing costs covered options available.

IF YOU
-Want $0 down options to buy a home
-Want no or low closing cost options to buy a home
-Want to be connected to a realtor that will give a portion of thier commission to your closing costs
REACH OUT

If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

09/08/2026

1st time investor wanted to buy a house without showing any income and closing in an LLC....EASY!!!! This client had a 10%, 15% and 20% down option, they choose the 20% since it was considerably better in rate and cost than the 10%.

If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.


Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

Venus is out tonight it full brightness.
09/07/2026

Venus is out tonight it full brightness.

09/06/2026

You are either making memories or missing them. Take your pick.

09/04/2026

FHA client wanted me to save them money... I did one better. Easy option was to get them a better rate and lower closing costs which was good...But i rapidly boosted their credit score (at no charge to them) and doubled their savings!!!.

They chose me because my deal was better on rate, terms, and overall savings.
If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.


Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

09/03/2026

Business owner showed a loss on taxes but wanted to buy a house... I hooked him up!!!!

They chose me because my deal was better on rate, terms, and overall savings.
If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.


Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

09/03/2026

TEST

I spent the last two days in Detroit with one of my biggest partners.  During these events and experiences I make it a p...
09/02/2026

I spent the last two days in Detroit with one of my biggest partners. During these events and experiences I make it a point to leave with a heavy list of action itmes and key take aways.

-Invest in yourself. Noone cares about you or your business more than you!

-Invest in your company. You are either growing or dying....Take your pick.

08/28/2026

Got the client an additional $18,000 on their cashout refinance....Same payment & costs as the competitor was offering.
-Client's loan was maxed at $325,000 due to DTI (debt to income) but didn't want to have higher closing costs
-I match the closing costs and lowered the client's rate. The lower rate allowed them to go higher with the loan amount.




If you're buying, selling, or refinancing in AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA, or WV — you need to call me.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

08/28/2026

Saved a client BIG $$$$$ on their FHA purchase.
Option 1: Lower their closing costs by $6,936
Option 2: Lower their rate and save them $173 per month.
**They went with option 2, we transferred in the already completed FHA appraisal and closed in 11 days.


Address

191 N Main Street
Rutherfordton, NC
28139

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