Ricky Mortgage

Top 1% performing loan originator in the US for NC, SC, FL, VA, CO, GA, TN. The majority of my business comes from referrals!!! NMLS 2000752

My success is driven by having the lowest rate/ closing costs, 5 star customer service and quick closes. Top 1% performing loan originator in the US for AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Certain

limitations apply, call for details. See Company Website for additional information www.SouthendFinancial.com
Ricky Peters NMLS 200752
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139
www.nmlsconsumeraccess.org | Equal Housing Opportunity

04/04/2026

Nailed the Instagram challenge

03/31/2026

Most used programs right now
-Conventional 1st time home buyer
-FHA $0 down (3.5% grant forgiven after 6 on time payments)
-Bank statement income calculation loan (great for business owners and does not look at tax returns.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

03/24/2026

Tag someone that doesn't change their air filters or needs to get preapproved to buy a house (or someone that needs to refinance)

Change your air filters every 2 months unless you
1. Want your house dirtier
2.Like dust and other allergens in your air
3.Like a higher power bill
4: Want your HVAC working harder

Most used programs right now
-Conventional 1st time home buyer
-FHA $0 down (3.5% grant forgiven after 6 on time payments)
-Bank statement income calculation loan (great for business owners and does not look at tax returns.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

01/25/2026

If you somehow find yourself in a professional MMA match dont be afraid to pull out the wild card.

11/14/2025

50° outside & 101° in the hot tub. Perfect spot to watch Thursday night football.

11/12/2025

Could a 50-Year Mortgage Increase Your Buying Power by 15%?

In my next video, I’ll show how pairing a 50-year mortgage with a 15-year car note can supercharge your debt-to-income ratio. Then, in the following video, I’ll break down exactly who this strategy helps most—and who should avoid it.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Certain limitations apply, call for details. See Company Website for additional information www.SouthendFinancial.com

11/10/2025

Fannie Mae eliminates minimum credit score. Well....Its a nice gesture but not common for folks to be approved for a conventional mortgage with a 640 score let alone one lower due to their requirements for automated underwriting approve with their proprietary software. This gets a big fat F is helpfulness to homebuyers and effectiveness for positively impacting home ownership.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Certain limitations apply, call for details. See Company Website for additional information www.SouthendFinancial.com

11/07/2025

Don't mind me...Just saving folks a bunch of money on their mortgage purchases & refinances!!! Thank you Fed for lowering rates!!!

Most used programs right now
-Conventional 1% down (2% grant forgiven at closing)
-FHA $0 down (3.5% grant forgiven after 6 on time payments)
-Bank statement income calculation loan (great for business owners and does not look at tax returns.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

10/10/2025

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

10/08/2025

SORE SUBJECT ALERT
**trigger warning**

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

10/07/2025

Should I refinance my home?

Lowering the rate .5% on a $300k loan saves $35,000 in interest over 30 years... Seems like a good amount of money to me.

Ricky Peters NMLS 2000752
Licensed to Do Business AL, CO, CT, FL, GA, MD, MS, NC, SC, TN, TX, VA & WV
Southend Financial LLC | NMLS #2184983 191 N Main St, Ste #2 Rutherfordton, NC 28139

Address

191 N Main Street
Rutherfordton, NC
28139

Telephone

+15187963132

Website

https://southendfinancial.com/

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