Edward Jones-Financial Advisor: Chad Mitchell

08/25/2026

If you're looking for a tax-efficient way to support the causes you care about, a donor-advised fund, or DAF, may be worth considering.

With a DAF, you can contribute cash, stocks and other appreciated assets, receive an immediate tax deduction if eligible and recommend grants to your favorite IRS-qualified charities over time.

DAFs also offer two additional potential advantages: tax-free growth on assets held in the fund and the ability to avoid capital gains taxes on appreciated investments you donate. This can help maximize the amount ultimately available for charitable giving.

Keep in mind, though, that contributions to a DAF are irrevocable, investment choices are limited to those offered by the program and fees may apply.

Because charitable giving and tax rules can be complex, talk with your tax professional and financial advisor to determine whether a donor-advised fund fits your goals and overall financial strategy.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Edward Jones, Member SIPC

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Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

08/17/2026

Many people have a 401(k), or other workplace retirement plan, but aren’t sure what to do next.

You don’t need to have it all figured out, but a little curiosity goes a long way.

Here are some questions to get started. Check available plan resources or ask your plan administrator or a financial professional:

- Is there an employer match, and how much do I need to contribute to get all of it?
- Do I have the option to make Roth contributions?
- What kind of investments are in the plan, and how are they different?

And keep two simple ideas in mind:

- First, try to contribute at least enough to get the full employer match available under your plan, or you'll be leaving money on the table.
- Second, start as early as you can, even if the amount feels small. Having more time to invest can increase the potential benefits of compounding.

You don’t have to be an expert. You just have to get started.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Member SIPC

08/15/2026

Managing wealth isn't just complex, it's deeply personal. That's why who you work with matters. At Edward Jones, every relationship starts with a personalized approach. We take the time to understand each client's unique goals, values and circumstances — delivering tailored strategies, not one-size-fits-all solutions.

08/10/2026

To help you feel more in control of your money, consider a simple budgeting plan.

An easy starting point is the 50/30/20 rule. Allocate about 50% of your income to needs such as housing and groceries, 30% to wants — like dining out and streaming services and 20% to saving or paying down debt. It’s a framework you can adjust as your life changes.

If you’re not sure where your money goes, just observe for a few months. Check your accounts without judgment, noting money coming in and going out.

Then, take small steps. Even 15 minutes a week reviewing your spending can make the process feel less daunting.

Budgeting apps can help, whether you prefer automatic tracking or a more hands-on approach.

To stay on track, substituting or reducing expenses, creating more income as needed or adding a small cushion for unexpected expenses can help.

Simple steps can make budgeting feel more manageable, and you can better align your money with what really matters.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Edward Jones, Member SIPC

08/03/2026

Feeling financially fulfilled means so much more than the number in your bank account. It's being able to take your family out to dinner without calculating whether you can afford it. It means sleeping soundly on a Sunday night, knowing that if the water heater gives out tomorrow, you can handle it.

Yet true fulfillment is surprisingly rare. Only 16% of Americans consider themselves financially fulfilled, according to a 2026 study by Edward Jones and Gallup. But it's more achievable than you might think.

Financially fulfilled people tend to share five habits:

- One: They build an emergency fund.
- Two: They create a retirement financial plan.
- Three: They save intentionally for major milestones.
- Four: They put an estate plan in place.
- And five: They work with a financial advisor.

These aren't complicated steps. They're foundational, putting you in control. And when you take them, money can stop feeling like a source of stress and start supporting the life you want.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Member SIPC

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07/20/2026

Social Security is often a cornerstone of retirement income, but it's often misunderstood, leading to confusion, worry and poor planning decisions. Here's the truth behind five of the most common misconceptions.

First, it’s not going broke: if no action is taken, benefits could drop around 2032, but policymakers have options to strengthen it.

Second, it won’t replace everything. It covers roughly 40% of your income, so retirement savings are still critical.

Third, claiming early and working won’t permanently reduce benefits; payments are later increased for reductions that occurred before full retirement age.

Fourth, if an ex-spouse claims benefits based on your earnings record it doesn’t reduce your benefit.

And fifth, benefits are still taxable if your combined income exceeds certain thresholds, though some temporary deductions exist.

The more you understand Social Security, the more control you have over your retirement outcome. Grounding your decisions in facts rather than assumptions can make a meaningful difference in your long-term financial security.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Edward Jones and its financial advisors cannot provide tax advice. You should consult your qualified tax professional regarding your situation. Edward Jones-Member SIPC

07/13/2026

One significant risk investors face isn’t losing money in a market dip; it’s failing to reach their long-term financial goals. Many people focus on avoiding short-term losses and invest too conservatively, which can limit growth over time and may impact your retirement security.

A thoughtful approach starts with understanding three things: how much risk you’re comfortable taking, how much risk you can afford based on your financial situation and time horizon, and how much growth you need to reach your goals.

You'll want to find the balance between your level of risk and long-term goals. Spreading your investments across a diverse set of investment and asset types can help manage market ups and downs while still pursuing growth, though it doesn't guarantee profits or protect against losses.

Investing well isn’t about avoiding risk. It’s about taking a balanced approach that merges your level of comfort with the future you’re working toward.

Investors should understand the risks involved with owning investments, including interest rate risk, credit risk and market risk. The value of investments fluctuates and investors can lose some or all of their principal.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Member SIPC

07/10/2026

I can help align your investments with what matters most to you. Let's talk

07/06/2026

Financial security doesn’t have to come from a big break or a high salary. Wealth is often built through small habits repeated many times over.

If you’re young and just getting started, time is your advantage. Begin now with these five small habits that can help build lasting wealth.

First, automate your savings. Pay yourself before you spend. Even 1% to 5% adds up over time.

Second, watch the small stuff. Subscriptions and coffee can quietly drain your money if you’re not paying attention.

Third, when your income increases, like through a bonus or a raise, increase your savings first before you spend.

Fourth, start now. Even with small savings early, your money has time to grow, thanks to compounding, where your money earns interest and that interest earns interest.

Finally, check in weekly or monthly, and build a safety cushion. Stay aware, not obsessed.

Your future wealth starts with small choices, so start early and stay consistent.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Member SIPC

06/29/2026

Retirement changes everything — especially how you feel about your money. After years of saving, spending can feel uncomfortable. But a clear strategy helps you move forward with confidence.

Start with a conservative budget and give yourself permission to spend those amounts.

Next, consider adding guaranteed income, like an annuity, to create steady cash flow.

A cash cushion helps you avoid selling in down markets, so try to keep about a year of withdrawals in a cash account and three to five years' of withdrawals in short-term investments.

Review your plan at least annually and adjust after major life changes.

And stay flexible — adjusting spending when markets decline can help your retirement strategy endure.

With a thoughtful approach, you can help make your savings last and enjoy the retirement you’ve earned. A financial advisor can help you build a strategy tailored to your goals and your lifestyle.

This content was provided by Edward Jones for use by Chad Mitchell, your Edward Jones financial advisor at 479-498-7086. Edward Jones, Member SIPC

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*Annuities are long-term investments designed to provide income during retirement. Guarantees are subject to the claims-paying ability of the issuing life insurance company.