City Bank Mortgage Ruidoso

City Bank Mortgage Ruidoso We make it happen, you make it home! NMLS #439822 Equal Housing Lender Member FDIC At City Bank Mortgage, our goal is to help you achieve yours.

We offer much more than competitive mortgage rates, loans, and flexible financing options – we want to finance your dream home! Whether you are purchasing your first home or your last, our team strives to make the home buying process simple and hassle-free.

Today is officially the first day of fall! Whether it’s a few seasonal touches or a full fall setup, everyone has their ...
09/22/2026

Today is officially the first day of fall! Whether it’s a few seasonal touches or a full fall setup, everyone has their own way of making home feel like home. What’s your favorite way to decorate your home for the season? 🍂

Realtors: Start becoming familiar with UAD 3.6 before November 2! Beginning November 2, 2026, Fannie Mae and Freddie Mac...
09/18/2026

Realtors: Start becoming familiar with UAD 3.6 before November 2! Beginning November 2, 2026, Fannie Mae and Freddie Mac will require the new UAD 3.6 appraisal format. City Bank is already ordering appraisals using the new UAD 3.6 format to prepare for the upcoming transition.
One important change: UAD 3.6 will require appraisers to specifically document Defects, Damages, and Deficiencies (DDD). Depending on what is identified, this may lead to additional repairs, inspections, or other action. Unexpected issues identified during the appraisal process may lead to delays or problems late in a transaction. Knowing what to expect now can help you identify potential issues earlier and avoid surprises down the road.

Thank you for such kind words, Rick! Our goal is to make sure everyone has the best experience throughout their homebuyi...
09/16/2026

Thank you for such kind words, Rick! Our goal is to make sure everyone has the best experience throughout their homebuying process. Congratulations to your clients on their new home! 🏡

Almost to the finish line? Keep your home purchase on track by avoiding major financial changes before closing. Hold off...
09/14/2026

Almost to the finish line? Keep your home purchase on track by avoiding major financial changes before closing. Hold off on:
❌ Large purchases
❌ Opening new credit accounts and missing payments
❌ Changing jobs
Even small financial changes can potentially impact your mortgage approval and delay your closing. Maintaining financial stability is one of the best ways to ensure a smooth path to homeownership.

Happy Labor Day! Today, we recognize and appreciate the dedication and hard work that drives progress. Your hard work is...
09/07/2026

Happy Labor Day! Today, we recognize and appreciate the dedication and hard work that drives progress. Your hard work is valued and appreciated!

Your credit score can play a big role in your ability to qualify for loans, credit cards, and other forms of credit. Acc...
09/04/2026

Your credit score can play a big role in your ability to qualify for loans, credit cards, and other forms of credit. According to the American Bankers Association, you can improve your score by making payments on time, keeping balances low, correcting errors on your credit report, paying down debt strategically, and limiting new credit applications. Small steps today can help build stronger credit for tomorrow.

Ever wonder what your mortgage lender handles behind the scenes? From determining your eligibility and evaluating risk t...
09/02/2026

Ever wonder what your mortgage lender handles behind the scenes? From determining your eligibility and evaluating risk to ensuring compliance and coordinating your closing, your lender plays an important role in keeping the mortgage process moving smoothly. That’s why choosing a mortgage lender you can trust is so important. The right lender can help you feel informed, confident, and supported every step of the way. Ready to take the next step toward homeownership? Visit city.bank/mortgage/overview to get started!

Understanding your mortgage payment helps you stay in control of your budget. Each month, your payment includes more tha...
08/31/2026

Understanding your mortgage payment helps you stay in control of your budget. Each month, your payment includes more than just your loan. It can also cover:
💵 Your loan (principal)
📈 Interest
🏡 Property taxes
🔑 Homeowners insurance
Have questions or are you ready to take the next step toward homeownership? Reach out to us. We're ready to help!

Buying vs. renting, which makes the most sense for you? 🏡 Renting can offer flexibility, lower upfront costs, and fewer ...
08/28/2026

Buying vs. renting, which makes the most sense for you? 🏡 Renting can offer flexibility, lower upfront costs, and fewer maintenance responsibilities, making it a great fit for some situations. But if you’re ready to buy, homeownership can help you build equity and create long-term stability. The right choice depends on your goals, finances, and where you are in life. If homeownership is on your radar, we’re here to help you explore your options. Visit city.bank/mortgage for more information.

Buying a home is a big decision, and finding a house you love is only part of the process. Before you make an offer, tak...
08/25/2026

Buying a home is a big decision, and finding a house you love is only part of the process. Before you make an offer, take a step back and ask yourself a few important questions:
- Does the neighborhood fit my lifestyle, commute, and everyday needs?
- Are there any major repairs or replacements I’ll need to budget for immediately?
- What will utilities and ongoing maintenance realistically cost each month?
- Will this home still feel comfortable within my overall budget?
A little extra thought now can help you feel much more confident about your purchase later! 🏡

Address

1850 Sudderth Drive
Ruidoso, NM
88345

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 6pm
Saturday 9am - 12pm

Telephone

+15753005701

Website

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