06/01/2026
With heavy hearts, we mourn the passing of our dear friend, Joe Michael.
Joe was an encourager, a relationship builder, and a man whose generosity and character left a lasting mark on everyone who knew him. He believed deeply in people, in this bank, and in the future we are building together.
Joe often called himself “the man that’s too blessed to be stressed,” and he lived that way: with gratitude, faith, joy, and an unforgettable presence. From his warm smile to his fantastic fashion sense, Joe knew how to light up a room. He was always dressed with confidence and style reminding us all that life was worth celebrating.
His influence will continue to be felt throughout Citizens State Bank for years to come. Many of the relationships we cherish, opportunities we pursue, and foundations we continue to build bear his fingerprints. Joe can never be replaced, but his legacy will remain woven into who we are.
Please join us in keeping Joe’s family, friends, and loved ones in your thoughts and prayers during this difficult time.
We are forever grateful for Joe’s life, his friendship and the lasting impact he made on Citizens State Bank.
