Citizens State Bank Royal Oak

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Citizens State Bank Royal Oak At Citizens State Bank, we offer the technology and product offering of a large bank, the personal re

In 1910 Citizens State Bank began its story as The Citizens State Bank of Ontonagon. At its inception, the bank’s goal was to improve customers’ financial lives and enrich the local community it served. More than 110 years later, our commitment remains the same, but our vision of delivering on that promise has evolved. Everything you love and know with a traditional bank plus a cutting edge digital experience for banking on the go.

A text that looks like it came from your bank can still be a scam. If a message urges you to click a link or share accou...
10/15/2026

A text that looks like it came from your bank can still be a scam. If a message urges you to click a link or share account information, pause and contact your bank using a number you already trust, such as the one on the back of your card.

Member FDIC and Equal Housing Lender.

Before the end-of-year rush, take a moment to look ahead. What expenses are coming up? Is there a goal you want to revis...
10/13/2026

Before the end-of-year rush, take a moment to look ahead. What expenses are coming up? Is there a goal you want to revisit? What question have you been meaning to ask?

Member FDIC and Equal Housing Lender.

Citizens State Bank will be closed Monday, October 12, in observance of Columbus Day and Indigenous Peoples’ Day. We’ll ...
10/09/2026

Citizens State Bank will be closed Monday, October 12, in observance of Columbus Day and Indigenous Peoples’ Day. We’ll reopen Tuesday, October 13.

Member FDIC and Equal Housing Lender.

A wonderful evening celebrating our community.Citizens State Bank was proud to be part of the CCF Awards Gala on Septemb...
10/05/2026

A wonderful evening celebrating our community.

Citizens State Bank was proud to be part of the CCF Awards Gala on September 20, celebrating the people and organizations making a meaningful impact in our community.

We are grateful for opportunities like these to connect, celebrate, and support the community we are proud to call home.
Congratulations to this year’s honorees!

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Five years ago today, Citizens State Bank moved its headquarters from Ontonagon to Royal Oak. These 2020 Herald clipping...
10/04/2026

Five years ago today, Citizens State Bank moved its headquarters from Ontonagon to Royal Oak. These 2020 Herald clippings take us back to an earlier chapter, when Chris Yatooma purchased the bank and spoke about investing in its service and customer experience. We’re grateful for the people who built our foundation in Ontonagon and everyone who has welcomed us in Royal Oak.

Member FDIC and Equal Housing Lender.

Good banking should feel personal.When your banker understands your goals, your business, and the bigger picture behind ...
10/01/2026

Good banking should feel personal.

When your banker understands your goals, your business, and the bigger picture behind a financial decision, the conversation changes.

Instead of starting from scratch every time, you can spend more time talking about where you want to go next.

That is the kind of relationship we believe banking should be built on.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Happy Birthday, Poppy! 🎉🐾Our favorite little Frenchie is celebrating her big day, and we’re pretty sure she’s expecting ...
09/30/2026

Happy Birthday, Poppy! 🎉🐾

Our favorite little Frenchie is celebrating her big day, and we’re pretty sure she’s expecting extra treats and everyone’s undivided attention. Fair enough, birthday girl. 💙
Stop by and help us wish Poppy a very happy birthday!

Member FDIC and Equal Housing Lender.

Building a home starts long before the first wall goes up.There are budgets to consider, timelines to understand, decisi...
09/29/2026

Building a home starts long before the first wall goes up.

There are budgets to consider, timelines to understand, decisions to coordinate, and plenty of questions along the way.

Having your financing conversation early can help you understand the process and know what to expect before construction begins.

A complex project feels a lot more manageable when you have the right people at the table.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Q4 is around the corner. What is still on your list for this year?Maybe it is a financial goal you have been putting off...
09/24/2026

Q4 is around the corner. What is still on your list for this year?

Maybe it is a financial goal you have been putting off, a business decision that needs attention, or simply getting a clearer picture of where things stand.

Before the end-of-year rush begins, September can be a good time to identify what still matters and start the conversations that can help move it forward.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Address

32500 Woodward Avenue
Royal Oak, MI
48073

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12488336160

Website

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