Citizens State Bank Royal Oak

Citizens State Bank Royal Oak At Citizens State Bank, we offer the technology and product offering of a large bank, the personal re

In 1910 Citizens State Bank began its story as The Citizens State Bank of Ontonagon. At its inception, the bank’s goal was to improve customers’ financial lives and enrich the local community it served. More than 110 years later, our commitment remains the same, but our vision of delivering on that promise has evolved. Everything you love and know with a traditional bank plus a cutting edge digital experience for banking on the go.

Banking designed around you.Your goals, priorities, and financial journey are uniquely yours. That’s why we take the tim...
09/08/2026

Banking designed around you.

Your goals, priorities, and financial journey are uniquely yours. That’s why we take the time to understand what matters most before recommending the right solution. At Citizens State Bank, personalized service isn’t an extra. It’s the standard. Because the best financial solutions are the ones built around you.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Tomorrow we celebrate the hardworking people who make our communities stronger: our employees, our customers, and our ne...
09/06/2026

Tomorrow we celebrate the hardworking people who make our communities stronger: our employees, our customers, and our neighbors. Happy Labor Day from all of us at Citizens State Bank. We'll see you Tuesday! 🇺🇸

Citizens State Bank is a Member FDIC and Equal Housing Lender.

A couple of great events and plenty of familiar faces.Our team recently joined the Chaldean American Chamber of Commerce...
09/03/2026

A couple of great events and plenty of familiar faces.

Our team recently joined the Chaldean American Chamber of Commerce for its annual Golf Outing at Wabeek Country Club, followed by the Chamber Mixer White Party hosted in partnership with the Detroit Regional Chamber at The Madison Rooftop in Downtown Detroit.

From a day on the course to an evening overlooking the city, both gave us the chance to catch up with longtime connections and meet plenty of new ones along the way.

We're grateful to both Chambers for continuing to create opportunities that bring Metro Detroit's business community together. Thanks for having us!

Citizens State Bank is an Equal Housing Lender and Member FDIC.

September is a good time for a financial reset.As summer winds down and the final stretch of the year begins, take a few...
09/01/2026

September is a good time for a financial reset.

As summer winds down and the final stretch of the year begins, take a few minutes to look at what has changed since January. Are your priorities the same? Are there expenses coming up that were not on your radar earlier in the year?

You do not need to overhaul everything. Sometimes a quick check-in is enough to make the rest of the year feel a little more intentional.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Rain, wind and less-than-ideal conditions couldn’t keep Team CSB off the water! 🐉🚣‍♀️We had a great time taking part in ...
08/31/2026

Rain, wind and less-than-ideal conditions couldn’t keep Team CSB off the water! 🐉🚣‍♀️

We had a great time taking part in Dragon on the Lake this weekend and giving it our best, even when the weather had other plans. A big thank you to everyone who came out, paddled, cheered us on and made the day a memorable one.

We may have been soaked, but the team spirit was still going strong. 💪



Member FDIC. Equal Housing Lender.

Trust is not created by one conversation. It is built by returning calls, answering questions clearly, keeping commitmen...
08/27/2026

Trust is not created by one conversation. It is built by returning calls, answering questions clearly, keeping commitments, and being available when it matters.

Those small moments shape every relationship we build at Citizens State Bank.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Before making a major financial decision, pause and ask three questions: How will this affect my monthly cash flow? What...
08/25/2026

Before making a major financial decision, pause and ask three questions:

How will this affect my monthly cash flow?
What could change in the next year?
Who can help me see what I may be overlooking?

You do not have to make every decision alone. A trusted perspective can make the next step much clearer.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Local businesses remember your name, understand the community, and notice the details. We believe your bank should opera...
08/20/2026

Local businesses remember your name, understand the community, and notice the details.

We believe your bank should operate the same way. We are proud to serve the people and businesses that make our communities feel like home.

Tag a local business that always makes you feel welcome.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Try adding a 15-minute financial check-in to your calendar each month. Review upcoming expenses, subscriptions, account ...
08/18/2026

Try adding a 15-minute financial check-in to your calendar each month.

Review upcoming expenses, subscriptions, account activity, and any goals that may need attention.

A small, consistent habit can help you feel more informed and prepared without making finances feel overwhelming.

Citizens State Bank is a Member FDIC and Equal Housing Lender.

You should not have to explain your story to a different person every time you need help. We believe banking works bette...
08/13/2026

You should not have to explain your story to a different person every time you need help.

We believe banking works better when you know who to call and the person answering already understands your goals. That is what relationship banking looks like to us.

What makes you feel valued by a business?

Citizens State Bank is a Member FDIC and Equal Housing Lender.

Address

32500 Woodward Avenue
Royal Oak, MI
48073

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12488336160

Website

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