Nery Ceron, Farmers Insurance

Nery Ceron, Farmers Insurance Insurance Agent for the Brady Ingle Farmers Insurance Agency

We are here to help you with any personal auto, home, life or commercial insurance needs.

If you need a quote or would just like someone to go over your policies give us a call at 972-330-9335.

Protect your pipes this weekend!
01/21/2026

Protect your pipes this weekend!

A question I always hear around the holiday season is, "What can I buy someone that already has everything they need or ...
12/11/2025

A question I always hear around the holiday season is, "What can I buy someone that already has everything they need or want?"

This Holiday Season give your loved ones the gift of financial security!

While life insurance isn't a traditional holiday gift, giving the gift of financial security is a thoughtful way to show you care. It provides peace of mind, ensuring that loved ones are protected financially in the event of an unexpected loss.

I am here to help you come up with a life policy that fits your financial goals for your family within your budget. Call me or send me a message for a quick no obligation quote! 214-320-5757

September is Life Insurance Awareness Month!!! The purpose of Life Insurance Awareness month is to inform and educate p...
09/16/2025

September is Life Insurance Awareness Month!!!

The purpose of Life Insurance Awareness month is to inform and educate people of the financial hardship your family can face if the primary income earner passes away unexpectedly. If you depend on two household incomes, this applies as well.

Have you sat down with your spouse to determine if you have enough life insurance in place to protect your loved ones in the event of either of your unexpected deaths?

A life insurance death benefit can provide a financial safety net for your family's future ensuring they have the funds to cover funeral expenses, monthly bills, a mortgage, and tuition expenses for your children.

I wouldn't be doing my job as your insurance agent if I didn't at least offer you a life insurance policy once! So...

Are you ready to secure your family's future?

If so, shoot me a message or give me a call at 214-320-5757 so I can give you a quick no obligation quote. You will be surprised how inexpensive it can be to have this peace of mind!

Friends and Family have you quoted your home insurance lately? Do you know what your home insurance covers?Send me a me...
08/28/2025

Friends and Family have you quoted your home insurance lately?
Do you know what your home insurance covers?

Send me a message, call or text and I can run a quick quote for you!

Below are a few coverages a homeowners policy provides...

Dwelling coverage
Dwelling coverage (Coverage A) helps you pay for repairs to your home and structures permanently connected to your home if an unexpected event that’s covered by your policy, such as a fire, windstorm, lightning or hail, causes damage. This can include some kinds of water damage, but not all.

Example: High winds topple a tree onto your roof. This coverage could help pay for roof repairs or a new roof. Tree removal may also be covered.

Other structures coverage
Other structures coverage (Coverage B) helps you pay to repair or replace structures that aren’t connected to your home, like a fence or shed, if they’re damaged by a covered event.

Example: A heavy load of snow caves in the roof of your toolshed. This coverage could help with the cost of repairing the shed. (If belongings inside the shed are damaged, personal property coverage could help pay for repairing or replacing them.)

Personal property coverage
Personal property coverage (Coverage C) helps you repair or replace your personal belongings if they are stolen or damaged.

Example: Burglars break in and make off with your computer, jewelry and mountain bike. This coverage could pay you what they’re worth, or, depending on the type of coverage you select, the cost of replacing them.

Loss of use coverage
Loss of use coverage (Coverage D), also called additional living expenses coverage, can help you pay to stay elsewhere if your home is uninhabitable because of damage caused by a covered event.

Example: Extensive repairs are needed after a fire guts your home. This coverage could help you pay to rent a home, condo, or apartment while repairs are made.

Personal liability coverage
Personal liability coverage (Coverage E) can help pay costs if you’re responsible for accidental property damage or bodily injury to others.

Example: If your teenager hits a ball through a neighbor’s window, this coverage could help pay for a new window. Or if a guest slips on your icy sidewalk and hits their head, the coverage could help with medical bills and even legal bills from a lawsuit.

Medical payments to others coverage
Medical payments to others coverage (Coverage F) provides limited coverage for medical costs if someone outside your household is injured on your property, no matter whose fault it is.

Example: If a neighbor’s child breaks his arm while playing in your yard, this coverage could help pay for the trip to the emergency room.

Today is National Dog Day! 🐕🐩🦮🐕‍🦺This is our girl Coco.Did you know Farmers offers pet insurance?Pet insurance coverage...
08/26/2025

Today is National Dog Day! 🐕🐩🦮🐕‍🦺

This is our girl Coco.

Did you know Farmers offers pet insurance?

Pet insurance coverage options
From annual checkups to “Oops, our dog ate his favorite squeaky toy,” those routine (and not-so-routine) vet visits can add up. Pet insurance can help cover expensive veterinary care bills — up to 90% of the cost of eligible vet bills.

How pet insurance works
Pet insurance works like other types of insurance. To enroll, you provide information about your pet, such as medical history and vaccination records, and you select the coverage you want. Once you purchase a policy, there may be a waiting period before certain coverages or benefits take effect. This can be as little as one to three days for an accident, or 14 to 30 days for an illness.3 When your pet receives a covered treatment at the vet, you submit the receipt and claim form to the insurer for reimbursement.

Let me know if you are interested in a quick quote for your little furry family member!

Also if you haven't shopped your insurance in a while send me a message our rates have changed quite a bit over the last year or so it's a great time to shop!

06/06/2025

Did you know that life insurance isn’t just for people who are married or have kids? It’s for everyone!

It’s National Doughnut Day!!!What is your favorite doughnut flavor?Comment your favorite doughnut flavor below to be ent...
06/06/2025

It’s National Doughnut Day!!!

What is your favorite doughnut flavor?

Comment your favorite doughnut flavor below to be entered into a drawing for a dozen doughnut giveaway to be delivered to your job!

*depending the distance this could be in form of a giftcard*

Today's policy highlight is a Children's Permanent Life Insurance policy. Nobody likes to think about something possibl...
05/15/2025

Today's policy highlight is a Children's Permanent Life Insurance policy.

Nobody likes to think about something possibly happening to their children and as a mom I understand that 100%. However, purchasing a life insurance for your child has many benefits.
Here's why some parents choose to purchase permanent life insurance for their children:

1. Guaranteed Future Insurability:
A major benefit is securing your child's future insurability.
If your child develops a health condition later in life, they might find it difficult or expensive to obtain life insurance.
By purchasing a policy when they are young and healthy, you lock in their insurability regardless of future health changes.

2. Locking in Lower Premiums:
Life insurance premiums are generally lower for younger individuals.
A permanent policy purchased early locks in these lower rates for the life of the policy, potentially saving money over the long term compared to purchasing a policy later.

3. Building Cash Value:
Many permanent life insurance policies, like whole life insurance, accumulate cash value over time.
This cash value grows tax-deferred and can be accessed by your child later in life through loans or withdrawals for various needs.
However, it's important to note that the cash value growth rate might be lower compared to other investment options.

4. Providing Financial Protection in the Event of a Child's Death:
While no parent wants to think about it, a life insurance policy can provide a financial safety net in the event of a child's death.
The death benefit can help cover funeral expenses, medical bills, and other costs associated with the loss, providing financial relief during a difficult time.

5. Potential for Future Financial Flexibility:
Once your child reaches adulthood, they can take over the policy and potentially use it as a financial tool.
They could continue the coverage, use the cash value for future expenses, or even convert the policy into an annuity for retirement income.

Send me a message so I can give you a quick quote! Children's Life policies are really inexpensive and can start as low as $25 a month!

Why is it important that I have life insurance outside of work?Having life insurance outside of work is important for se...
05/12/2025

Why is it important that I have life insurance outside of work?

Having life insurance outside of work is important for several key reasons:

1. Job Loss or Change
Employer-provided life insurance typically ends when you leave the company. If you change jobs, get laid off, or become unable to work, you may lose that coverage — often when your family needs it most.

2. Coverage May Be Insufficient
Group life insurance through work usually offers a limited death benefit (often 1–2 times your annual salary). That may not be enough to cover your family's needs, such as:

Paying off debts or a mortgage

Replacing your income for multiple years

Funding your children’s education

3. Lack of Portability
Even if your employer offers portable coverage, it’s often more expensive to convert or continue after you leave. Buying your own policy while you're healthy is usually cheaper and more flexible.

4. Health Changes Could Limit Future Coverage
If you wait to buy life insurance until after leaving your job — or after developing a medical condition — you may face higher premiums or even denial of coverage. Buying a policy while you're younger and healthier locks in lower rates.

5. More Customization
Individual life insurance policies offer more flexibility in terms of coverage amount, term length, and riders (e.g., disability waiver, child term rider, etc.), allowing you to tailor the policy to your specific needs.

Would you like help estimating how much life insurance coverage you might need based on your situation?

🍎Today is National Teacher Appreciation Day as well as National Nurses Day!🩺Thank you for all that you do!!!At Farmers I...
05/06/2025

🍎Today is National Teacher Appreciation Day as well as National Nurses Day!🩺

Thank you for all that you do!!!

At Farmers Insurance we show our appreciation to our Teachers and Nurses by giving you an additional discount on your Auto and Home insurance policies! If you haven't gotten a quote from us yet I'd love to send you a no obligation quote so you can see how our rates compare to what you currently have.

Please tag your favorite teacher or nurse on this post so they can be entered into a drawing for a gift card for lunch on us!

Today is National Life Insurance Day!!!*National Life Insurance Day is an opportunity to raise awareness about the impor...
05/02/2025

Today is National Life Insurance Day!!!

*National Life Insurance Day is an opportunity to raise awareness about the importance of life insurance and its benefits for families.

If you have life insurance you are encouraged to review your existing life insurance policy with your agent and determine if you have sufficient coverage.

If you do not have life insurance you are encouraged to talk with an agent to discuss options and policies available for your individual needs and that fit your budget.

Life insurance policies can provide financial security for families in the event of the policy holder's death, helping to pay off debts, cover living expenses and provide for your children's future. There are also policies that offer living benefits.

Send me a quick message, all I need is your age and I can give you a quick quote so you can see how inexpensive a life policy like this can be!

Don't get caught slipping without insurance in this weather! Send me a message for a quick no obligation quote!In Texas,...
04/30/2025

Don't get caught slipping without insurance in this weather! Send me a message for a quick no obligation quote!

In Texas, driving in the rain increases the risk of accidents by approximately 10-20% compared to dry conditions. Rain is the leading cause of weather-related crashes, accounting for 85% of them, according to the Texas Department of Insurance. Rain reduces visibility, makes roads slippery, and increases the risk of hydroplaning.

Address

8212 Liberty Grove Rd Ste 400
Rowlett, TX
75089

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+19723309335

Website

Alerts

Be the first to know and let us send you an email when Nery Ceron, Farmers Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Nery Ceron, Farmers Insurance:

Shortcuts

Share

Category