Nick Chang - Mortgage Loan Officer

12/14/2023

The Terraces @ Walnut Priority List is growing! If you're interested in this 290 unit project (89 townhomes and 211 SFR), feel free to contact me as we're one of the preferred lenders!😄

11/25/2023

Twice a month, you can get the latest on homebuying tips, decor trends and more when you subscribe to the newsletter.

Sign up and stay tuned for this week's posts.

11/23/2023

Purchasing your first home is not only exciting, but it's also a learning experience. Here are six things that happen when you become a homeowner, some of which you might not expect.

Becoming a homeowner is more than having a set of keys and your name on the deed. You may have a rush of emotions the day you take possession and recognize you now have your place in the world—literally. And that’s just the beginning. Here are a few more things you can expect. {loadmoduleid 306}...

11/21/2023

The comfort, safety and monetary value of your home heavily depend on a consistent routine of year-round maintenance. This all-seasons maintenance guide outlines which tasks to perform and when.

A home maintenance checklist is the best way to extend your appliances’ and home structure’s lifespan.

11/17/2023

Looking for something new for your decor this fall? These 22 color schemes could be the perfect solution.

Welcome autumn with these cozy color pairings, including red, orange, brown, and yellow shades.

11/14/2023

Did you know that the risk of house fires increases around this time of year? These five fire prevention tips can help keep your home safe during the holidays.

Learn how to mitigate common holiday fire hazards.

11/11/2023

It can be easy to forget that these areas of your house could use a thorough cleaning on occasion.

When was the last time you scrubbed your shower curtain, or the cabinet your pull-out trash can is in? Address these and other germy areas ASAP!

11/02/2023

Find out how location impacts property taxes and which five cities charge the highest rates.

There are several reasons why property taxes vary so much by city. Here's what homeowners need to know.

10/30/2023

Thinking of putting a fence around your backyard? Establish your property line first. Knowing where your land begins and ends is the best way to avoid property disputes with neighbors.

Planning to install a fence? Before you do anything, learn six ways to find your property line to avoid disputes with neighbors.

10/27/2023

Most loans not only require a down payment but also come with closing costs. Where do you find the cash? Here are a few ideas.

Most loan programs today require some sort of a down payment. Even as low as 3% of the sales price while there are a couple of programs that don’t require a down payment of any sort. Those being the VA home loan program and the USDA program designed for rural areas.  VA loans are restricted t...

10/24/2023

Why does your mortgage preapproval expire, and what steps can you take if yours is about to? You can find everything you need to know in this week's newsletter.

Don't panic if your loan limit changes.