Kevin Meyerhoff - HomeTrust Mortgage - NMLS 2127784

07/09/2026

Candid photos are the best!

02/09/2026

One of the best clear explanations on FED rate vs Mortgage rates and what may or may not come with FED chair change here soon!

https://housingnewsletters.com/kevin-meyerhoff/article/698636247e2b375ba7bd9ee2

https://housingnewsletters.com/kevin-meyerhoff/library/632e473eef29df267fabd503

Apart from the small minority of loans like certain lines of credit that are actually tied to the Fed Funds Rate, there's a common misconception that the Fed "sets" (or hikes/cuts) mortgage rates directly. Even among people who know better, there is often a belief that changes in the Fed Funds Rate....

03/28/2025

Big changes in the mortgage industry! Along with FHA changing their policy on non-permanent residences, special purpose credit programs are on their way out with FHFA



In a directive issued March 25, Decision No. 2025-145, Federal Housing Finance Agency (FHFA) Director Bill Pulte ordered Fannie Mae and Freddie Mac to terminate “Special Purpose Credit Programs,” or SPCPs, that they support. The directive describes such programs as those that provide particular ...

10/23/2024

Just remember folks, when a builder takes 20k or 30k off of their old listing price it is not a “discount” for your buyer. It’s the new fair market price and what the home is worth. Getting that home at 20k or 30k below appraisal is a “discount”

10/01/2024

Consumer Credit Reporting Companies (Equifax, Experian, Innovis and TransUnion) are permitted, by law, to sell consumer’s information to solicitors after they apply for a new credit card, auto loan, mortgage, or other lines of credit. Follow these steps to stop and opt-out of this invasive practice. If you have a mortgage that you look to REFI in the near future you NEED to do this to keep the phone quiet. It only takes 3 minutes!!!
https://www.optoutprescreen.com/

09/24/2024

Back on the Board for Top Producers in the company! I wouldn't be here if it weren't for all the support and assistance from my team and of course my partners who refer me business!

08/07/2024

I am EXCITED to announce that we have scheduled a VA home Buyers class set for the 30th of August @ the Leander VFW. It is our mission to inform VETERANS and ACTIVE members of their home buying benefits and the steps to becoming a homeowner. If you or anyone you know would benefit from such information, PLEASE RSVP for the class. If we have a need for virtual attendance, we will provide a link the day prior to those who registered. This will be a reoccurring class!! Sign up today