Lee Caldwell

Lee Caldwell Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lee Caldwell, Credit Counseling Service, 2541 S. IH-35 #200, Round Rock, TX.

🎯 Helping women rise from credit struggle to credit strength
📩 Message me “INFO” to break free + build strong credit
🔗 Tap the link👇to schedule a call - http://OnlinewithLee.com

09/26/2025

Your credit situation is not permanent. It can change faster than you think. 💭 🤔

09/24/2025

I used to stare at the clock at 2 a.m., replaying every misstep that tanked my credit.

Those sleepless hours almost broke me, but they’re also what pushed me to find answers.

Wide awake, I’d spiral in deep thought: how do I fix this before it completely ruins my life?

Nothing robs your rest like bills you can’t cover and a credit mess you don’t know how to clean up.

I’d lie there in the dark, heart pounding, doing the same math on repeat.

My divorce didn’t just break my heart, it crushed my credit.

Cards with high balances. A collection I didn’t even know existed. And a score that felt like a stamp on my future.

I didn’t know who to believe or where to begin.

I just knew I was done feeling like my financial life was over.

If you’ve ever lived through those 2 a.m. worries, you’re not alone. I’ve been there. I lived there.

Here’s the truth: your credit story can be rewritten.

Mine changed… and yours can too.

Ready to change yours now? You can absolutely do it yourself. But if you want to skip the trial-and-error and save time, I’m here to help.

Drop “2am” in the comments or send me a DM. I’ll share the exact steps I used to get my credit back on track.

👉 Know someone up late stressing about their credit? Share this with her; she needs it today.

🚨 Reminder!Quick reminder, Sis… your credit deserves a checkup just like your health does! 💳Errors and missed updates ca...
09/20/2025

🚨 Reminder!

Quick reminder, Sis… your credit deserves a checkup just like your health does! 💳

Errors and missed updates can cost you BIG in higher interest rates, fees, or even loan denials.

✅ Make it a habit to:

• Check your credit reports regularly
• Monitor your spending habits
• Pay your bills on time

You can access all 3 reports FREE at AnnualCreditReport.com. (This is subject to change, so don’t wait!)

Your credit health matters… stay informed and in control! 💪

📌 Save this post and tag a friend who needs this reminder too.

Decide, schedule, execute. Watch how fast the excuses disappear. Tag an accountability partner. ✅
09/17/2025

Decide, schedule, execute. Watch how fast the excuses disappear. Tag an accountability partner. ✅

09/16/2025

If you had an extra $10,000 right now, would you pay off debt or book a trip?
💳 vs.✈️

09/16/2025

TransUnion’s data breach happened on July 28, 2025, and was discovered two days later. Hackers gained access through a third-party app used in TransUnion’s consumer support operations. What information was stolen: Full names, Billing addresses, Phone numbers & emails, Birthdates, Unredacted Social Security numbers, Customer support tickets & Salesforce messages. This type of breach puts millions at risk of identity theft, fraud, and credit damage. What can you do right now???

These 3 mistakes quietly cost you points and money… Here’s how to fix each one.🚫Mistake 1) Ignoring errors on your repor...
09/12/2025

These 3 mistakes quietly cost you points and money… Here’s how to fix each one.

🚫Mistake 1) Ignoring errors on your report

How to fix it 🛠️=

Pull all 3 reports free at AnnualCreditReport.

Check: wrong balances, duplicated accounts, late-pay dates, status.

🚫Mistake 2) Maxing out cards

How to fix it 🛠️=

Keep utilization

✅ 24-Hour Credit ChallengeToday, pick ONE action from this list and complete it before midnight:1️⃣ Pull your reports (f...
09/06/2025

✅ 24-Hour Credit Challenge

Today, pick ONE action from this list and complete it before midnight:

1️⃣ Pull your reports (free weekly) and scan for errors.

2️⃣ Lower utilization: make a small extra payment to bring one card under 30% (or 10% if you can).

3️⃣ Set autopay to at least the minimum on every open card.

4️⃣ Add one positive line: schedule a secured card or credit-builder account application this week.

5️⃣ Dispute one clear error (wrong balance, duplicate account, outdated late) with a calm, factual letter.

6️⃣ Unsubscribe from one “buy now, pay later” app or store email that tempts you to overspend.

7️⃣ Set a calendar reminder for your 3 next due dates.

⭐ Five Stars & Real Results! ⭐When my client first came to me, she wasn’t sure what to do (or even what to expect), with...
09/04/2025

⭐ Five Stars & Real Results! ⭐

When my client first came to me, she wasn’t sure what to do (or even what to expect), with credit repair.

But after just a few weeks of working with us, her story completely changed:

💬 “If you want credit knowledge and results, hire this company. Lee and her team are awesome!”

If she can do it, so can YOU.
Your credit goals are closer than you think!

📩 DM me “READY” and let’s make it happen.

Did you know the wrong info on your credit report could be costing you points (and money)?🧐Here are 4 common errors to w...
09/03/2025

Did you know the wrong info on your credit report could be costing you points (and money)?🧐

Here are 4 common errors to watch out for:

1️⃣ Identity errors – wrong name, address, or accounts that aren’t even yours.

2️⃣ Data management errors – same debt showing up more than once.

3️⃣ Balance errors – incorrect amounts owed or outdated balances.

4️⃣ Account status mistakes – accounts reported as late or open when they’ve been paid/closed.

👉 Double-check your reports often. A single error can mean higher interest rates or even a denial.

You’re entitled to a free credit report every year from all three bureaus (Equifax, Experian, and TransUnion). Don’t skip it!

📂 Save this post & share it - someone on your timeline might need this info.

✨ Happy September! ✨This month, challenge yourself to take ONE bold step that moves your credit to the next level….Your ...
09/01/2025

✨ Happy September! ✨

This month, challenge yourself to take ONE bold step that moves your credit to the next level….

Your future self will thank you. 💳💪

Here’s to a productive, focused, and results-driven month ahead. 🚀

08/30/2025

Is it a good idea to have separate credit cards from my spouse…

That depends on several factors, including your financial habits, communication with your spouse about money, and individual financial goals.

Here are some considerations to help you decide:

💍Financial Independence: Having separate credit cards can provide a sense of financial independence and autonomy.

It allows each spouse to manage their own spending and credit history independently.

👰🏾‍♀️Shared Responsibility: Joint credit cards can promote shared financial responsibility and transparency.

It ensures that both spouses are aware of and involved in financial decisions and obligations.

🤵🏽‍♂️Communication: Regardless of whether you have joint or separate credit cards, open communication about finances is crucial.

Discussing spending habits, financial goals, and any potential issues (like debt) helps maintain financial harmony.

💒Credit Score Impact: If one spouse has a significantly lower credit score, it might be beneficial for them to have their own credit card to build or improve their credit history separately.

💍Emergency Access: Having separate cards can provide a backup in case one card is lost, stolen, or compromised.

It ensures that each spouse has access to credit when needed.

👩‍❤️‍👨Legal Implications: In some jurisdictions, both spouses may be legally responsible for debts incurred on joint credit cards, regardless of who used the card. Separate cards can clarify individual financial liabilities.

Ultimately, the decision should be based on your personal circumstances, financial goals, and level of trust and communication with your spouse.

Some couples find a combination of joint and separate credit cards works best for them, allowing both individual freedom and shared responsibility.

It’s essential to have a candid discussion with your spouse about your preferences and concerns regarding credit cards to make an informed decision together.

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Address

2541 S. IH-35 #200
Round Rock, TX
78664

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 4pm

Telephone

+18775726843

Website

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