Doug Myrick - Risk Advisor

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Doug Myrick - Risk Advisor Car, home, ACA health, life and business insurance broker 🚘🏠❤️🏢 We are a life insurance agency specializing in Final Expense and Burial Insurance.

Whether you are in excellent health or poor health, we can get you affordable coverage. Call me for a FREE policy review and a FREE quote. This Facebook business page may contain
concepts that have legal, accounting and
tax implications. It is not intended to provide
legal, accounting or tax advice. You may wish
to consult a competent attorney, tax advisor,
or accountant

Ready for 4Q2026!
09/20/2026

Ready for 4Q2026!

🎉 Turning 65 is a milestone—and not just because of the cake. Did you know you have a 7-month window to enroll in Medica...
09/14/2026

🎉 Turning 65 is a milestone—and not just because of the cake. Did you know you have a 7-month window to enroll in Medicare around your birthday? Missing it could mean penalties later.
➡️ Learn what you need to know before time runs out.

09/11/2026

WHAT IS WRONG with some people????
This lady found my phone at RaceTrac literally 30 seconds after I left it at the register. I watched this lady put my phone in her purse like she was really going to keep it!!
I politely walked behind her tapping her on her shoulder to tell her to give me my phone back and this dummy denied having it!!! 😡😡😡😡😡😡😡😡😡

Then here comes Dummy #2..
A bigger dummy who kept tapping the... See More

September is Life Insurance Awareness Month!You insure your house.You insure your car.You insure the $1,200 phone you dr...
09/03/2026

September is Life Insurance Awareness Month!

You insure your house.
You insure your car.
You insure the $1,200 phone you drop three times a week.

But the person paying for all of it?

“Nah, I’m good.” 😂

Let’s have a conversation.

Get a Head Start on your Future RetirementCreate a tax-free retirement plan for as little as $100/month.START SAVING TOD...
08/24/2026

Get a Head Start on your Future Retirement

Create a tax-free retirement plan for as little as $100/month.
START SAVING TODAY

Douglas Myrick
Agent FL License
(305) 741-3684
[email protected]
3 Pinehurst Court
Rotonda West, FL 34741

6 months. That's how far back Medicare can date your Part A once you enroll past 65. She'd already sat through an hour w...
08/16/2026

6 months. That's how far back Medicare can date your Part A once you enroll past 65. She'd already sat through an hour with a Medicare counselor and still didn't know that.

She'd had her 65th circled on the calendar for a year.

Booked the class on purpose. Wanted to get it right.

One hour is what she got.

She asked the thing that actually worried her. What happens to the HSA at work?
The counselor told her, stop putting money in before you sign up for Medicare.

True. Just not the part she needed.

Nobody said Medicare doesn't start on the day you sign up. It reaches back 6 months and starts there instead, once you're past 65.

So the month she'd been planning around wasn't the real month. The real one was 6 months earlier.

Get that wrong, and the IRS says some of that HSA money never should have gone in. Money she put in on purpose, doing exactly what she'd been told.

She did everything right and still had the wrong date circled.

We caught it before she signed anything. Moved her stop date back to the one that actually mattered. She enrolled clean, no money owed, nothing to fix later.

Knowing the rule and knowing which month it hits you are two different things. Most classes only have time for the first one.

It doesn't take a bad counselor to get this wrong. It just takes one hour that ran out too soon.

This is exactly the kind of gap I flag every month in a Medicare review conversation.

07/26/2026

A lot of people think life insurance is just another monthly payment, and I get why. I used to hear the same thing all the time.

Then you start thinking about the people who rely on you and how quickly life can change. A plan like this helps make sure they won’t be left figuring everything out on their own if the unexpected happens.

No one likes talking about “what ifs.” But ignoring them doesn’t make them disappear.

Get Insured

07/09/2026
The U.S. Treasury is keeping about $29 billion in matured savings bonds that no one has redeemed.If a parent or grandpar...
07/06/2026

The U.S. Treasury is keeping about $29 billion in matured savings bonds that no one has redeemed.

If a parent or grandparent ever bought you a savings bond, it may have ceased earning interest years ago and is just idle.

How to check:
1. Go to the TreasuryHunt tool.
2. Search by name or Social Security number.
3. Follow the steps to redeem anything that turns up.

Old paper bonds in a drawer could be worth far more than their face value.

Address

3 Pinehurst Court
Rotonda, FL
33947

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