The Bamman Team

11/12/2026

A low mortgage rate is worth considering—but so is everything else you’re paying each month. 🏡💳

Between your mortgage and credit cards, your combined payments tell a bigger story.

A cash-out refinance may help you use available home equity to consolidate higher-interest debt and potentially reduce your total monthly payments.

📲 Let’s compare your current payments, refinancing costs, and long-term goals to explore whether it makes sense for you.

11/11/2026

New post:

Every November 11, Americans pause to honor the roughly 18 million veterans who have served in uniform — a debt of gratitude no parade, medal, or speech can fully repay.

A Veterans Day tribute honoring those who served, plus how Bamman Team Home Loans gives back through the Homes for Heroes program in Roswell, NM.

11/11/2026

Thank you each and every day for those willing to serve in our military! May God bless our veterans and keep them safe.

11/01/2026

DON'T FORGET - Turn clock back!

Tiny monkey. Giant blanket. Big plans for that extra hour. 🐒💤

Monty has been training for this—and by training, he means napping. 😂

🍂 Daylight Saving Time ends Sunday, November 1! If your area observes the time change, set your clocks back one hour before bed Saturday night.

Are you team extra sleep or extra coffee? ☕⏰

10/29/2026

Rates are falling....just like the leaves. give us a call!
575-500-2167 or 505-228-6851 www.bammanteam.com

10/06/2026

The interest rate on your mortgage grabs the headlines, but it is the total monthly payment that decides whether you sleep easy or stretch every paycheck.

Interest rates grab headlines, but your monthly payment determines your lifestyle. Branch manager Brian Bamman explains why the bottom line matters more.

09/28/2026

Just published 👇

03% — and on a $400,000 loan that means roughly $2,669 a month in principal and interest alone ( True Home Payment ). That headline number is only half the story.

Understand how current 2026 interest rates impact your monthly mortgage payment — and what to expect beyond the principal and interest.

09/23/2026

Think refinancing only makes sense when rates drop dramatically? 🏡

Not necessarily.

Your interest rate is only one part of the bigger picture. Your current payment, loan term, available equity, debt, financial goals, and overall loan structure can all play a role in whether refinancing may make sense for you.

The right question isn’t just, “Did rates drop?”

It’s: Does my current mortgage still fit my goals?

Let’s take a look at the full picture and explore your options.
call us - the Bamman Team - 575-500-2167 or 505-228-6851 to find out how we can help you. NM, AZ, TX or FL properties.

06/26/2026

Some of the art of New Mexico!

06/26/2026

Decoding ancient treasure maps? Fun.

Trying to decode home loan options alone? Not so much. 🗺️😅

Monty’s reminder: the mortgage process doesn’t have to be confusing. With the right guidance, you can move forward with clear answers and smart support.

call us to assist. 575-500-2167 or www.bammanteam.com