Joe Thao - Loan Officer, NMLS# 1989038

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Joe Thao - Loan Officer, NMLS# 1989038 I pride myself on these 3 areas. I am Experienced, Trustworthy, Knowledgeable. My wheelhouse is Home Purchase and Refinance loans to suit your needs.

Here at Progressive Lending Solutions, we do not work for any one bank, instead we have access to numerous mortgage underwriting systems and programs allowing us to research the best solutions for our clients. The typical financial institution or bank is restricted to offering only the programs within their portfolio – limiting your options. We are much different. We work with you and for you to locate the best possible loan that fits your needs and goals. We provide FREE consultations to anyone looking to purchase or refinance real estate.

07/29/2026

🏚️💰💥At Progressive Lending, we believe getting a mortgage shouldn’t feel like a second job. Our team is dedicated to making the entire process stress‑free, transparent, and tailored to your goals.
Whether you’re buying your first home or refinancing your current one, we’re here to guide you every step of the way — with clarity, confidence, and zero pressure.
Your dream home should feel exciting, not overwhelming.

Let's make it happen today!
🟢www.progressivels.com/contact-us

07/29/2026

When it comes to getting a house ready for guests, there’s more that meets the eye than news, weather, and sports...

07/22/2026

🪟🏡👀There's a home maintenance task that almost nobody thinks about until visitors are about to arrive. Suddenly the windows look grimy even though you just cleaned the glass. The culprit? Your screens.

As professional cleaners will point out, a window pane can sparkle and still look neglected if the screen in front of it is clogged with dust, dirt, and mold. The good news is that fixing this takes about 20 minutes and requires nothing you don't already own.

💥Here are some strategic tips to note:

🔵Start by removing the screens from their tracks and laying them flat on a clean outdoor surface — a concrete driveway or patio works well, or spread a plastic tarp on the grass. While the screens are off, take the opportunity to clean the exterior of the windows and the window tracks themselves, since moisture trapped in those channels tends to breed mildew over time.

🔵Once the screens are down, use a handheld vacuum, a soft nylon brush, or a microfiber cloth to knock off loose dust and debris before introducing any water. Then mix 1/4 cup of liquid dish soap into a gallon of warm water and wash both sides of each screen with a sponge or soft cloth, using gentle strokes. Don't forget the edges of the frame. Rinse with a light spray from a garden hose, pat dry with a microfiber towel if you're in a hurry, or let them air dry fully before reinstalling. Too much pressure during drying can stretch or tear the mesh, so go easy.

🔵Screen doors that can't be removed follow the same process, with two adjustments: use a spray bottle instead of a garden hose for rinsing, and leave the door open until it's completely dry to protect the frame.

🔵A few habits will keep screens cleaner longer between washes. Rinse all soapy residue completely — any film left behind turns sticky and traps more dust. Once dry, a light wipe-down with a cloth dampened with a small amount of WD-40 adds a protective coating that helps repel dust going forward. Skip the paper towels for drying; the fibers they leave behind attract insects. And if you remove screens during cooler months when you're not using them, store them flat in a cool, dry spot and you'll find they need far less cleaning when spring rolls back around.

🔵Five signs it's time to stop cleaning and start replacing: large holes or tears that let insects through, mesh that's stretched and pulling away from the frame, brittle mesh or a rusty warped frame, broken or missing removal tabs, and age itself. Most screens have a lifespan of around 15 years under normal conditions, and closer to 10 in harsher climates. If yours are past that point, no amount of dish soap will make them look right.

07/16/2026

🙏THANK YOU for the wonderful review of how your Home Purchase and Financing endeavor went with Progressive Lending! We sincerely appreciate the kind words. But most importantly, it is very special for us to work with FIRST TIME HOME BUYERS and we were excited to watch you walk through the doors of your FIRST home! 👍😊🏚️

⭐️Our goal is to develop, implement and maintain financial tools for our clients; throughout the life of their loan. We will stand by you!

See more client reviews here ⬇⬇
https://1l.ink/66W3HDN

07/14/2026

When heat waves blanket the country, homeowners find out just how hard their air conditioners have to work...

07/14/2026

💰🏡💭Self‑employed and frustrated that your tax returns don’t show the income you actually make?

You’re not alone — and you’re not out of options!

Here at PLS, we have loan programs designed specifically for entrepreneurs, contractors, and business owners who don’t fit the traditional “W‑2 borrower” box. ✔ These are called bank statement loans

If your business is thriving but your tax write‑offs make qualifying tough, we can help you find a solution that reflects your real financial picture.

🟢Reach out today! www.progressivels.com/contact-us

06/29/2026

🙏THANK YOU for the wonderful review of how your home financing endeavor went with Progressive Lending! We sincerely appreciate the kind words. But most importantly, it is very special for us to work with FIRST TIME HOME BUYERS and we were excited to watch you walk through the doors of your FIRST home! 👍😊🏚️
⭐️Our goal is to develop, implement and maintain financial tools for our clients; throughout the life of their loan. We will stand by you!

See more client reviews here ⬇⬇
https://1l.ink/66W3HDN

06/16/2026

🚀 Struggling with credit challenges? You're not alone, and we've got your back! 💪 Whether it's building credit from scratch or bouncing back from past setbacks, our expert Loan Consultants are here to guide you with tactics that can get you back on track. FREE CONSULTATION! 🌟 Let's turn those challenges into opportunities and pave your path to a more fruitful financial future! 🏚 💼✨

🟢www.progressivels.com/contact-us

Address

2277 Highway 36, Ste 304
Roseville, MN
55113

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