Broker Direct Lending

Broker Direct Lending Broker Direct Lending
Transparent Wholesale Home Loans
Marcus Johnson, Broker Owner
NMLS # 372256
Making the home loan process easy, simple, and cheaper.

Direct: 916-827-0087 Wholesale home loans direct to the public. Offering simplicity and transparency. We are a full-service mortgage company based in Auburn, CA. We guide you from application to closing, making the process clear, quick, and stress-free for clients across Placer County. We are proud to have served our community with exceptional service, reflected in our 100+ five-star Google review

s from satisfied California homebuyers. Our Full List of Loan Programs:

- Conventional Loans
- FHA Loans (Federal Housing Administration)
- VA Loans (Check out our VA Triple Zero Home Loan Program)
- USDA Loans (zero-down financing for eligible rural homebuyers)
- Jumbo Loans
- Refinancing & Home Equity (HELOC / Cash-Out)

Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with a new lower monthly payment. FHA | VA | USDA | HomePath | Jumbo | Conventional

Marcus Johnson, broker and owner of Broker Direct Lending, is the "local mortgage guy" you can trust—backed by over 110 ...
08/25/2026

Marcus Johnson, broker and owner of Broker Direct Lending, is the "local mortgage guy" you can trust—backed by over 110 5-star Google Reviews!

We are passionate about helping people own their own homes. It's a game-changer, and we understand the pride that goes along with homeownership. Give us a call and start the conversation. It costs you nothing to see what your options are. Yes, rates suck right now, but so does paying someone else's mortgage and building their family's wealth.

Marcus Johnson from and broker/owner of Broker Di...

Broker Direct Lending hanging out with our community. 🙌
08/21/2026

Broker Direct Lending hanging out with our community. 🙌

Big shoutout to our Broker and Owner Marcus Johnson for kicking the first home run for the Auburn Chamber at the kidzapa...
08/19/2026

Big shoutout to our Broker and Owner Marcus Johnson for kicking the first home run for the Auburn Chamber at the kidzapalooza.org charity kickball game!

Marcus brings that same competitive drive to our clients every single day. At Broker Direct Lending, we work hard to help you qualify for a home, beat the competition's rates, and keep our commissions low. We do this because it is not always about the money. It is about doing what is right for our neighbors and getting you into a home you love.

If you are ready to knock your home loan out of the park, send us a direct message to get started.

You can read the full game recap in the Auburn Journal Newspaper link below!

https://goldmountaincanews.com/news/372308/bites-bikes-and-kickball-at-13th-food-truck-fiesta/

Auburn Chamber of Commerce Auburn Recreation District Auburn Bike Park

We love hearing from our clients! Thank you, Max, for highly recommending us and leaving such a wonderful review.Navigat...
08/03/2026

We love hearing from our clients! Thank you, Max, for highly recommending us and leaving such a wonderful review.

Navigating the home loan process can be complex, but our team at Broker Direct Lending is dedicated to answering all your questions and providing complete transparency. You deserve to know exactly how the process works.

Contact us to start your journey today!

Please consider voting for us. It’s fun to be involved in the community like this and it’s always good to highlight your...
07/31/2026

Please consider voting for us. It’s fun to be involved in the community like this and it’s always good to highlight your favorite local business! 🙌❤️

Check it out now!

Big banks often let complex files sit on a desk. When our newest client, Sarah, ran into bureaucratic red tape securing ...
07/30/2026

Big banks often let complex files sit on a desk. When our newest client, Sarah, ran into bureaucratic red tape securing her Asset-Based Mortgage, we stepped in to clear the hurdles—and helped her save on insurance, too!

"He easily navigated me through some bureaucratic issues... was always quick to respond, straight forward and easy to understand."

Thank you for trusting us, Sarah! Don't let a unique financial situation stop you from buying. Call (916) 827-0087 to see how we can help.

Loving where you live and run a business is such a gift. If you are wanting to buy that home, no matter what’s going on ...
07/09/2026

Loving where you live and run a business is such a gift. If you are wanting to buy that home, no matter what’s going on in the world, it’s better now than waiting. That home won’t be any cheaper next year no matter what the rates are….

Call us. No questions are dumb. We truly want to help people become home owners. It’s the best reward for us personally. We get it.

06/13/2026

Love where you live. Community, it’s what matters. We can help you by a home in the community you love. Call any time and get your questions answered!

06/13/2026

Buying a home doesn't have to feel like an endless maze. A local mortgage broker can help you get into a place of your own — even in the backrooms.

They say the sequel is never as good as the original... but we respectfully disagree! We absolutely love it when our cli...
06/02/2026

They say the sequel is never as good as the original... but we respectfully disagree!

We absolutely love it when our clients come back for round two—especially when it means locking in a better rate! A massive shoutout to our very own Marcus Johnson for delivering a back-to-back, 5-star experience for an amazing couple right here in Auburn.

Here is what they had to say about their journey:

“My wife and I purchased our home, our 3rd home purchase, about 16 months ago in Auburn, and it couldn’t have gone better. Marcus Johnson, who was the broker we worked with, was great. However, [refinancing] our mortgage through them, and Marcus, that made everything even better. We were able to seamlessly do a VA loan originally and complete a refinance a little over a year later to improve our rate. It has been a great experience both times and we look forward to doing business with them again in the future. I would definitely recommend anyone in Auburn, and surrounding area, work with them.”

Whether it’s your first home, your third home, or a seamless VA Refinance, Marcus and the Broker Direct Lending team are here to make the process a breeze.

Looking to make a move or lower your rate? Give us a call today!

Address

629 Lincoln Way #300
Roseville, CA
95603

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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