Broker Direct Lending

Broker Direct Lending Broker Direct Lending
Transparent Wholesale Home Loans
Marcus Johnson, Broker Owner
NMLS # 372256
Making the home loan process easy, simple, and cheaper.

Direct: 916-827-0087 Wholesale home loans direct to the public. Offering simplicity and transparency. We are a full-service mortgage company based in Auburn, CA. We guide you from application to closing, making the process clear, quick, and stress-free for clients across Placer County. We are proud to have served our community with exceptional service, reflected in our 100+ five-star Google review

s from satisfied California homebuyers. Our Full List of Loan Programs:

- Conventional Loans
- FHA Loans (Federal Housing Administration)
- VA Loans (Check out our VA Triple Zero Home Loan Program)
- USDA Loans (zero-down financing for eligible rural homebuyers)
- Jumbo Loans
- Refinancing & Home Equity (HELOC / Cash-Out)

Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with a new lower monthly payment. FHA | VA | USDA | HomePath | Jumbo | Conventional

Loving where you live and run a business is such a gift. If you are wanting to buy that home, no matter what’s going on ...
07/09/2026

Loving where you live and run a business is such a gift. If you are wanting to buy that home, no matter what’s going on in the world, it’s better now than waiting. That home won’t be any cheaper next year no matter what the rates are….

Call us. No questions are dumb. We truly want to help people become home owners. It’s the best reward for us personally. We get it.

06/13/2026

Love where you live. Community, it’s what matters. We can help you by a home in the community you love. Call any time and get your questions answered!

06/13/2026

Buying a home doesn't have to feel like an endless maze. A local mortgage broker can help you get into a place of your own — even in the backrooms.

They say the sequel is never as good as the original... but we respectfully disagree! We absolutely love it when our cli...
06/02/2026

They say the sequel is never as good as the original... but we respectfully disagree!

We absolutely love it when our clients come back for round two—especially when it means locking in a better rate! A massive shoutout to our very own Marcus Johnson for delivering a back-to-back, 5-star experience for an amazing couple right here in Auburn.

Here is what they had to say about their journey:

“My wife and I purchased our home, our 3rd home purchase, about 16 months ago in Auburn, and it couldn’t have gone better. Marcus Johnson, who was the broker we worked with, was great. However, [refinancing] our mortgage through them, and Marcus, that made everything even better. We were able to seamlessly do a VA loan originally and complete a refinance a little over a year later to improve our rate. It has been a great experience both times and we look forward to doing business with them again in the future. I would definitely recommend anyone in Auburn, and surrounding area, work with them.”

Whether it’s your first home, your third home, or a seamless VA Refinance, Marcus and the Broker Direct Lending team are here to make the process a breeze.

Looking to make a move or lower your rate? Give us a call today!

They say the sequel is never as good as the original... but we respectfully disagree! We absolutely love it when our cli...
06/02/2026

They say the sequel is never as good as the original... but we respectfully disagree!

We absolutely love it when our clients come back for round two—especially when it means locking in a better rate! A massive shoutout to our very own Marcus Johnson for delivering a back-to-back, 5-star experience for an amazing couple right here in Auburn.

Here is what they had to say about their journey:

"My wife and I purchased our home, our 3rd home purchase, about 16 months ago in Auburn, and it couldn't have gone better. Marcus Johnson, who was the broker we worked with, was great. However, [refinancing] our mortgage through them, and Marcus, that made everything even better. We were able to seamlessly do a VA loan originally and complete a refinance a little over a year later to improve our rate. It has been a great experience both times and we look forward to doing business with them again in the future. I would definitely recommend anyone in Auburn, and surrounding area, work with them."

Whether it's your first home, your third home, or a seamless VA Refinance, Marcus and the Broker Direct Lending team are here to make the process a breeze.

Looking to make a move or lower your rate? Give us a call today!

06/02/2026

Rumors of our disappearance have been greatly exaggerated! 😉

We know we’ve been MIA on the feed lately, but we promise it’s for all the right reasons. We’ve been heads-down working hard for our clients, grinding through the busy business life, and spending time supporting our community.

To keep our sanity (and celebrate some great milestones), we also managed to sneak away for some family time, eat way too much cake at family birthdays, and enjoy some major life events.

The social media manager (aka us) took a break, but the mortgage brokers definitely didn't! Let’s get you into a new home! 🏠

Call now to connect with business.

When you have that call and the new client says, “You were my first call and you are my last call,” because they are so ...
05/16/2026

When you have that call and the new client says, “You were my first call and you are my last call,” because they are so happy with our service, the no BS fees and ridiculous overhead. We are transparent and straight forward. You just want to know if you can buy the house and if so, what do you qualify for?

We got you. Give us a call.

05/13/2026

Learn more at pcwa.net.

Address

629 Lincoln Way #300
Roseville, CA
95603

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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