Broker Direct Lending

Broker Direct Lending Broker Direct Lending
Transparent Wholesale Home Loans
Marcus Johnson, Broker Owner
NMLS # 372256
Making the home loan process easy, simple, and cheaper.

Direct: 916-827-0087 Wholesale home loans direct to the public. Offering simplicity and transparency. We are a full-service mortgage company based in Auburn, CA. We guide you from application to closing, making the process clear, quick, and stress-free for clients across Placer County. We are proud to have served our community with exceptional service, reflected in our 100+ five-star Google review

s from satisfied California homebuyers. Our Full List of Loan Programs:

- Conventional Loans
- FHA Loans (Federal Housing Administration)
- VA Loans (Check out our VA Triple Zero Home Loan Program)
- USDA Loans (zero-down financing for eligible rural homebuyers)
- Jumbo Loans
- Refinancing & Home Equity (HELOC / Cash-Out)

Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with a new lower monthly payment. FHA | VA | USDA | HomePath | Jumbo | Conventional

They say the sequel is never as good as the original... but we respectfully disagree! We absolutely love it when our cli...
06/02/2026

They say the sequel is never as good as the original... but we respectfully disagree!

We absolutely love it when our clients come back for round two—especially when it means locking in a better rate! A massive shoutout to our very own Marcus Johnson for delivering a back-to-back, 5-star experience for an amazing couple right here in Auburn.

Here is what they had to say about their journey:

“My wife and I purchased our home, our 3rd home purchase, about 16 months ago in Auburn, and it couldn’t have gone better. Marcus Johnson, who was the broker we worked with, was great. However, [refinancing] our mortgage through them, and Marcus, that made everything even better. We were able to seamlessly do a VA loan originally and complete a refinance a little over a year later to improve our rate. It has been a great experience both times and we look forward to doing business with them again in the future. I would definitely recommend anyone in Auburn, and surrounding area, work with them.”

Whether it’s your first home, your third home, or a seamless VA Refinance, Marcus and the Broker Direct Lending team are here to make the process a breeze.

Looking to make a move or lower your rate? Give us a call today!

They say the sequel is never as good as the original... but we respectfully disagree! We absolutely love it when our cli...
06/02/2026

They say the sequel is never as good as the original... but we respectfully disagree!

We absolutely love it when our clients come back for round two—especially when it means locking in a better rate! A massive shoutout to our very own Marcus Johnson for delivering a back-to-back, 5-star experience for an amazing couple right here in Auburn.

Here is what they had to say about their journey:

"My wife and I purchased our home, our 3rd home purchase, about 16 months ago in Auburn, and it couldn't have gone better. Marcus Johnson, who was the broker we worked with, was great. However, [refinancing] our mortgage through them, and Marcus, that made everything even better. We were able to seamlessly do a VA loan originally and complete a refinance a little over a year later to improve our rate. It has been a great experience both times and we look forward to doing business with them again in the future. I would definitely recommend anyone in Auburn, and surrounding area, work with them."

Whether it's your first home, your third home, or a seamless VA Refinance, Marcus and the Broker Direct Lending team are here to make the process a breeze.

Looking to make a move or lower your rate? Give us a call today!

06/02/2026

Rumors of our disappearance have been greatly exaggerated! 😉

We know we’ve been MIA on the feed lately, but we promise it’s for all the right reasons. We’ve been heads-down working hard for our clients, grinding through the busy business life, and spending time supporting our community.

To keep our sanity (and celebrate some great milestones), we also managed to sneak away for some family time, eat way too much cake at family birthdays, and enjoy some major life events.

The social media manager (aka us) took a break, but the mortgage brokers definitely didn't! Let’s get you into a new home! 🏠

Call now to connect with business.

When you have that call and the new client says, “You were my first call and you are my last call,” because they are so ...
05/16/2026

When you have that call and the new client says, “You were my first call and you are my last call,” because they are so happy with our service, the no BS fees and ridiculous overhead. We are transparent and straight forward. You just want to know if you can buy the house and if so, what do you qualify for?

We got you. Give us a call.

05/13/2026

Learn more at pcwa.net.

Check out this Foresthill beauty! Alexandra Hastings at Alexandra Hastings Homes just dropped this tour and it is the de...
05/05/2026

Check out this Foresthill beauty!

Alexandra Hastings at Alexandra Hastings Homes just dropped this tour and it is the definition of move-in ready. When a property is this dialed in, it makes the financing side even more exciting because we can get you to that "cleared to close" feeling fast.

Don’t just take our word for it—watch the video and see for yourself.

6107 Oakley Ln, Foresthill, CA 95631

Always learning so you can keep earning. 🧠✈️We spent time with our partners at UWM diving deep into the newest ways to m...
04/14/2026

Always learning so you can keep earning. 🧠✈️

We spent time with our partners at UWM diving deep into the newest ways to make homeownership more rewarding. The biggest takeaway? The "boring" mortgage payment is officially a thing of the past.

We’re now helping our clients turn their largest monthly expense into travel and lifestyle perks. Check out how we’re changing the game:

Stop making "boring" mortgage payments. See how Auburn homeowners can now earn Bilt travel and lifestyle rewards on their home loans with UWM and Broker Direct Lending.

Definitely not in California anymore….but super grateful to be back at United Wholesale Mortgage for another great Succe...
02/02/2026

Definitely not in California anymore….but super grateful to be back at United Wholesale Mortgage for another great Success Track.

Address

629 Lincoln Way #300
Roseville, CA
95603

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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