Mark Van Biber / Mortgage Advisor

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Mark Van Biber / Mortgage Advisor Mark Van Biber, Branch Manager
Welcome to American Pacific Mortgage. I would love an opportunity to earn your mortgage lending needs!

We are an industry-leading, full-service regional mortgage banker that is Established, Strategic, and Strong. Mark Allen Van Biber NMLS #227505 Branch Manager at American Pacific Mortgage NMLS #1850 Equal Housing Opportunity Licensed by the Dept of Financial Protection and Innovation under the CRMLA CA-DRE 01114608 Licensed in CA Corp DRE #01215943 https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1850

11/03/2026

It’s hard to take your time house hunting when you’re worried about what rates will do next. Let’s see if SecureLock could help you lock in a rate before you’ve found the house.
https://myoc.io/MVBLending



NMLS # 227505

10/15/2026

Your tax returns say one thing. Your income story may say another. 👀
Self-employed? Freelancer? Gig worker? Independent contractor? Traditional income documentation doesn’t always capture the full picture.
The good news? Your tax returns may not be the only way to tell your income story.
Bank statement loan options can give qualified borrowers another way to document income.
Let's connect to explore your options!
https://myoc.io/MVBLending



NMLS # 227505

10/13/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/MVBLending



NMLS # 227505

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t ...
10/08/2026

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t meant for you.

Your time is valuable. Spend it where it matters.
https://myoc.io/MVBLending



NMLS # 227505

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.Whether tha...
10/06/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/MVBLending



NMLS # 227505

10/02/2026

A home equity line of credit (HELOC) can be a powerful financial tool—and it’s not just for buying your next home.
A HELOC allows you to borrow against the equity you’ve built in your home, and you make payments on only the amount you actually use. That flexibility means you can access funds when you need them for a variety of goals.
Homeowners commonly use a HELOC to:
✔️ Cover home improvements or renovations
✔️ Consolidate higher-interest debt
✔️ Fund major life expenses like tuition or travel
✔️ Create a financial cushion for unexpected expenses
✔️ Help bridge the gap when moving to a new home
If you’re planning to sell your home and want to use a HELOC as part of your move strategy, it’s important to set it up before your home is listed for sale. Once a property is on the market, most lenders will no longer allow a new HELOC to be opened.

https://myoc.io/MVBLending

NMLS # 227505

10/01/2026

A home equity line of credit (HELOC) can be a powerful financial tool—and it’s not just for buying your next home.
A HELOC allows you to borrow against the equity you’ve built in your home, and you make payments on only the amount you actually use. That flexibility means you can access funds when you need them for a variety of goals.
Homeowners commonly use a HELOC to:
✔️ Cover home improvements or renovations
✔️ Consolidate higher-interest debt
✔️ Fund major life expenses like tuition or travel
✔️ Create a financial cushion for unexpected expenses
✔️ Help bridge the gap when moving to a new home
If you’re planning to sell your home and want to use a HELOC as part of your move strategy, it’s important to set it up before your home is listed for sale. Once a property is on the market, most lenders will no longer allow a new HELOC to be opened.
https://myoc.io/MVBLending



NMLS # 227505

09/29/2026

Before you fall in love with the house, it’s important to fall in love with the numbers. 👀🏡
Knowing your buying power before you start seriously scrolling can save you time, frustration, and a whole lot of “but look at that kitchen!” heartbreak. 😂
First stop: ME- Loan Advisor.
Then Zillow.
https://myoc.io/MVBLending



NMLS # 227505

09/24/2026

🏈 Football season is HERE!

Football fans, who are you cheering for this season?

Drop your team in the comments and let’s see where everyone’s loyalty lies!

And remember… friendly football trash talk is always welcome. 😉
https://myoc.io/MVBLending



NMLS # 227505

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/22/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/MVBLending



NMLS # 227505

Address

3000 Lava Ridge Court, Suite 200
Roseville, CA
95661

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 8am - 8pm

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