Finkemeier Insurance Services

Finkemeier Insurance Services Finkemeier Insurance Services is a brokerage that goes above and beyond to ensure the best coverage

06/01/2026

🎉 Help us welcome the newest member of the Finkemeier Insurance Services team, John Houston!

John joins us as an insurance agent and producer, helping clients with home, auto, life, and health insurance while bringing even more options to our California clients through the independent insurance market.

A few fun facts about John:
📚 His bookshelf includes Moby Dick, Paradise Lost, and Aristotle’s Nicomachean Ethics (yes, he’s a serious reader).
🏋️ He’s an avid lifter who somehow enjoys Bulgarian split squats.
👨👩👦 Most importantly, he’s a family man who is passionate about helping other young families build their future right here in our community.

One thing I love about John is that he genuinely cares about helping people navigate life’s big decisions and find solutions that fit their unique situation. That’s exactly the kind of person we want serving our clients.

If you’re shopping for insurance, have questions about your current coverage, or just want to welcome John to the team, give him a shout!

We’re excited to have him on board and can’t wait for you all to get to know him.

05/28/2026

☕️ You wake up, walk into the kitchen and it’s flooded.

Dishwasher leaked all night.
Floors soaked.
Cabinets wet.
Total mess. 😬

First thought is usually, "how much is this going to cost?"

Here’s the good news 👇
This is exactly when insurance does what it’s supposed to do.

Most homeowners policies include something called loss of use coverage. That means if your home isn’t livable during repairs, your insurance can cover a hotel or Airbnb while everything gets fixed. 🏨

Typically, you’ll pay upfront, submit receipts, and get reimbursed. The goal is simple, you shouldn’t be paying for a second place to live while still covering your mortgage.

And trust me, living somewhere else while contractors are tearing up your kitchen makes life a lot easier.

If you ever have a water claim, make sure you ask your adjuster about loss of use.

And if you’re not sure what your policy includes, reach out. I’m happy to walk you through it.

05/26/2026

One of the most common mistakes I see is people canceling their insurance too early during a move or refinance 🏡

Timing matters more than people think.

If there’s a gap in coverage, even for a short period, it can create issues with lenders, future policies, or even leave you exposed if something happens during that window.

The goal is to have a clean transition from one policy to the next, with no overlap issues and no gaps.

If you’re making a change, it’s always worth double-checking the timing before canceling anything.

CAHomeInsurance

05/21/2026

☀️🍧 Summer Open House at Finkemeier Insurance Services! 🍧☀️

Mark your calendars for June 26th from 1–3 PM and come hang out with us at the office for an afternoon of community, shaved ice, and giving back ❤️

We’ll have the Kona Shaved Ice truck out front, ping pong in the back, and plenty of time to connect with clients, referral partners, friends, and anyone who wants to support what we’re doing.

This event is also helping support a missionary family serving in Serbia 🇷🇸 who haven’t been back to the United States in years. We’ll be collecting donations to help them travel home, spend time with family, and get some much-needed rest and refreshment.

Whether you want to donate, network, or just grab some free shaved ice, we’d love to see you there 🙌

📍 Finkmeier Insurance Services
📅 June 26
⏰ 1–3 PM

05/19/2026

This is happening more and more, especially in California.

A buyer gets all the way through escrow, everything looks good and then insurance falls apart at the last minute 😬

The property gets declined, the coverage doesn’t meet lender requirements, or the cost comes in way higher than expected.

Now the deal is at risk.

This is why its so important to get insurance involved early in the process, not at the very end.

It’s one of the easiest ways to avoid unnecessary stress and keep everything moving smoothly.

05/07/2026

🚗 “Can we just handle this without insurance?”

I’ve heard this one a lot over the years.

You get hit, the other driver is super apologetic, feels terrible, and asks if you can just work it out privately. And in the moment, it feels like the nice thing to do.

But here’s the reality, it almost never goes smoothly.

People stop responding.
They push back on the cost.
Or they disappear altogether.

Now you’re stuck chasing someone down instead of getting your car fixed.

As tough as it feels, the best move is to protect yourself. Get their insurance information and file the claim. That’s exactly what insurance is there for.

You’re not being difficult. You’re being smart.

If you ever find yourself in this situation and aren’t sure what to do, reach out. I’ll help you navigate it the right way.

05/04/2026

😂 Unpopular opinion, but I’m standing on it.

Nickelback and Creed are absolute bangers 🎸

Say what you want, but go back and listen:
“How You Remind Me”
“So Far Away”
“Saving Me”

And Creed??!!
“Higher”
“One Last Breath”
“My Sacrifice”

Those songs had MOMENTS.

You can call it dad rock, butt rock, whatever you want, but if those songs come on, you’re not skipping them 😤

Drop your favorite “dad rock” song in the comments 👇
Nickelback, Creed, or anything else

And if you’re a hater, I’m genuinely curious 😂 why??

🧢 We out here helping clients even when we’re on the field ⚾️
05/04/2026

🧢 We out here helping clients even when we’re on the field ⚾️

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1805 Cirby Way Ste. 7
Roseville, CA
95661

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