10/24/2026
🏡 Buying or selling a home? Here’s an appraisal update worth knowing!
Starting November 2, 2026, Fannie Mae and Freddie Mac’s transition to UAD 3.6 means more detailed reporting about a home’s condition, improvements and features. Some lenders have an approved extension.
🔑 BUYERS: The appraisal helps your lender understand the home’s value and condition. More detailed reporting does not replace your home inspection or guarantee loan approval.
🌿 SELLERS: Gather your improvement list, completion dates and available permits or receipts. These details help tell your home’s story, although upgrades don’t automatically mean a higher appraised value.
📅 FOR BOTH: Ask your lender about appraisal timing and whether it’s using the new format.
My job is to help you understand what’s happening, prepare for the next step and feel confident along the way. 🤍
Save this post, and DM me if buying or selling in Rocklin, Roseville or the surrounding communities is on your mind! 📲
Sandy Finley | eXp Realty | DRE #01470257