Matt Von Bergen - Partners Mortgage

Matt Von Bergen - Partners Mortgage Matt Von Bergen | NMLS #209736
Arbor Financial Group - DBA Partners Mortgage | NMLS #236669 | Corporate DRE #01845041
(1)

05/30/2026

Set a goal…. Get a goal

If you believe it, you can achieve it.

Worked with CJ today to push him and didn’t let him quit until he got it. It was a grind. It was tough. He wanted to quit many times, but I wouldn’t let him.

45 minutes later, he got it..

New Level Unlocked!!

05/09/2026

🏡 HOUSE HACKING 101 🧠💰

One of the biggest mistakes I see people make?
Trying to buy an “investment property” first. 👀

Here’s the strategy most people miss👇

✅ Buy a PRIMARY residence first
✅ Lock in the LOWER owner occupied interest rate
✅ Put LESS money down
✅ Live in the home for a period of time
✅ THEN convert it into a rental later

Why does this matter? 🤔

Because primary residence financing usually gives you:

🔥 Lower interest rates
🔥 Lower down payment options
🔥 Lower monthly payments
🔥 Better long term cash flow once it becomes a rental

Meanwhile… buying a property as an “investment property” from day one usually means:

❌ Higher rates
❌ Bigger down payment requirements
❌ Higher monthly payments
❌ Reduced cash flow

The result?
Many investors accidentally make the property LESS profitable before they even start.

Smart investors understand this:
Your FIRST home can become your FUTURE investment property. 🏠➡️💵

This is one of the most powerful wealth building strategies in real estate when done correctly.

That’s why they call me MVB. 😎

📩 Message me if you want to learn how to build a real estate portfolio the smart way.

Matt Von Bergen “MVB”
Sr. Mortgage Advisor
NMLS: 209736

05/09/2026

🏡💦 MOST PEOPLE DON’T KNOW THIS LOAN EXISTS… 👀

What if I told you that you could:

✅ Buy the house
✅ Add the pool AFTER closing
✅ Finance it ALL into the mortgage

That means you DON’T have to skip the perfect home just because it doesn’t already have a pool. 🤯

This proprietary renovation loan program allows buyers to purchase a home and roll the cost of adding a pool into the financing. 🏊‍♂️💰

And honestly…
Most homebuyers AND realtors have never even heard of it.

This can be a game changer for:
☀️ Families wanting a backyard oasis
🏡 Buyers struggling to find “the perfect house”
📈 Homeowners wanting to increase value & enjoyment

Instead of settling for a house without the features you want…
create the home you actually envisioned. 🔥

Want to see if this strategy could work for you?

📲 DM me “POOL”
📞 916-337-1242
🌐 mortgagesbymvb.com

🏆 Matt Von Bergen
MVB | Most Valuable Broker

MortgageBroker HomeLoans HouseGoals BackyardGoals PoolLife MortgageStrategy RealEstate CaliforniaRealEstate HomeBuying MortgageAdvisor MVB MostValuableBroker

05/07/2026

💳 Drowning in high-interest credit card payments? Let’s simplify that mess! 🤯

🧮 Add up all those credit card interest rates—ouch, right? 😬

What if you could roll them into one manageable mortgage payment? 🏠💡

By consolidating through a refi or a debt consolidation HELOC, you might save hundreds each month! 💸📉

Let’s turn chaos into clarity—and cash savings!

DM me CASHFLOW to see how much interest and monthly savings you could save.

Matt Von Bergen “MVB”
Most Valuable Broker | Sr. Mortgage Advisor
NMLS: 209736

04/14/2026

🇺🇸 ATTENTION VETERANS 🇺🇸

Did you know you can buy a home with $0 DOWN? 🏡💰

👉 And it gets better…

There are ways to structure your deal so that your closing costs are covered too — meaning you could walk into homeownership with little to NO money out-of-pocket 🤯

So let me ask you this…

❓ Why rent…
❓ Why put down a security deposit…
❓ Why pay your landlord’s mortgage…

…when you could OWN your own home — possibly for LESS upfront? 🔑🏠

⸻

💡 Here’s the truth:
Most veterans simply aren’t educated on their VA benefits.

And that’s exactly what I’m here to change. 💯

⸻

📲 Let’s build your game plan
Whether you’re:
• Renting right now
• Thinking about buying
• Just curious what’s possible

I’ll walk you through your VA benefits step-by-step and show you your best options.

👉 Message me “VA” for a FREE consultation

Matt Von Bergen | NMLS 209736
Sr. Mortgage Advisor

04/14/2026

Working smart, not hard with mortgage financing.

Let’s discuss the Rate Watch Program strategy I use so you never miss the short window of when rates drop!

The reality is that sometimes the market only drops for one day or a couple days before it shoots back up and for you to try to time is impossible. By the time you hear about it, the rates are already gone.

This is the problem that we solve and why the rate watch program does all the work for you.

All you have to do is elect to sign up for it and help me determine your goals and target rate, and you are done.

The best part is, It’s free!

Simply comment “rate watch” and I’ll reach out and set you up on the rate watch program.

Matt Von Bergen | NMLS #209736
Sr. Mortgage Advisor

04/09/2026

Stop trying to time mortgage rates.

You won’t catch the bottom.
You won’t predict the market.

The people who win?
They have a plan before the opportunity shows up.

That’s what I build for my clients.

Message me “RATE WATCH” and I’ll set yours up.

Matt Von Bergen | NMLS #209736
Sr. Mortgage Advisor

04/09/2026

The biggest mistake homeowners make…

They think they can time the market.

Watching rates… waiting… guessing when to refinance.

But here’s the reality—
Rates move every single day based on the bond market.
Trying to catch the perfect moment?
It’s like finding a needle in a haystack.

So here’s the smarter way 👇

I set my clients up on a Rate Watch.

We take 10 minutes, review your current loan, and identify the exact rate where refinancing actually makes sense for YOU.

Then I do the work.

I monitor the market for you…
And when rates hit your target—I call you.

No guessing. No stress. No missed opportunities.

And here’s the best part—
I’m a broker. I shop your loan across 100+ lenders
to find you the best program and rate when the time comes.

📲 Comment “RATE WATCH” and I’ll get you set up.

03/09/2026

Woah‼️ He finally did it..
After all the practices and times in games CJ has tried a bicycle kick, he finally got one in for a goal!!!

Congrats buddy! Proud of you putting in the work and continuing to show people how your work ethic pays off on game days.

Every day is a choice.You can scroll… or you can level up.Surround yourself with people who build, not drain.Talk ideas,...
02/19/2026

Every day is a choice.
You can scroll… or you can level up.

Surround yourself with people who build, not drain.
Talk ideas, not gossip.
Fuel your body. Train your mind.
Discipline beats comfort.
Success isn’t random — it’s intentional.

Choose growth today.
SuccessMindset GrindDaily WinningCircle GrowEveryday StayFocused

Address

1687 Eureka Road Ste 100
Roseville, CA
95661

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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