Tong Her - Financial Representative at Western & Southern Life

09/09/2026

Major life events often signal the need to revisit your life insurance coverage.

🔷 Getting married
🔷 Buying a home
🔷 Welcoming a child
🔷 Changing jobs
🔷 Planning for retirement

As our lives evolve, our financial responsibilities grow and change. Life Insurance Awareness Month is the perfect opportunity to review your current coverage and determine whether it still reflects your family's needs.

A conversation today can help provide clarity for tomorrow.

Reach out to me to start the conversation.

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09/02/2026

September is Life Insurance Awareness Month, a time to reflect on the people who depend on us every day.

For many families, life insurance is more than a policy. The death benefit is a way to help protect a spouse, help support children's futures, and help provide financial stability when it is needed most.

Whether you're raising young children, paying a mortgage, or planning for the future, having the right coverage can help give you confidence that your loved ones will be cared for.

This month, take a moment to review your family's protection strategy and make sure it still aligns with your goals.

At Western & Southern Life, we're here to help you make informed decisions every step of the way.

https://www.westernsouthern.com/wslife/learn/financial-education/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3305288&utm_campaign=443374

08/29/2026

August 29 is The Marine Corps Reserve’s Birthday. It recognizes the contributions of reserve Marines in augmenting and reinforcing active-duty forces. It honors their readiness to serve in times of conflict and emergency.

07/03/2026

Your lifestyle is built on one critical asset: your income.

From housing and groceries to school activities and future goals, income is what keeps life moving forward. If that income were suddenly gone, how long could your family maintain the same quality of life?

Lifestyle protection isn’t about luxury, it’s about stability. It’s about:

🟦 Keeping routines intact
🟦 Covering essentials without added stress
🟦 Allowing loved ones time to adjust and heal

Read more: https://www.westernsouthern.com/wslife/learn/financial-education/why-life-insurance-is-important?utm_source=facebook&utm_medium=Hearsay&utm_content=3192214&utm_campaign=443374

06/29/2026

Your term life insurance doesn’t “end,” it forces a decision.

When the term expires, coverage stops—unless you renew, convert to permanent insurance, or buy a new policy.

The smartest move? Plan before the clock runs out.

Learn more: https://www.westernsouthern.com/wslife/learn/financial-education/what-happens-when-term-life-insurance-expires?utm_source=facebook&utm_medium=Hearsay&utm_content=3191358&utm_campaign=443374

Explore options: https://www.westernsouthern.com/wslife/products/life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3191358&utm_campaign=443374

06/16/2026

Ever wish your retirement savings could balance growth opportunity with protection?

The Indextra®️ Fixed Indexed Annuity offers interest that’s linked to market performance, while ensuring your credited rate won’t fall below zero.

It’s designed to combine growth potential, protection from market downturns, and tax-deferred earnings — all in one annuity product.

Learn more about how Indextra®️ works:

https://www.westernsouthern.com/wslife/products/annuities/fixed-annuity/indextra-annuity

06/11/2026

Considering an annuity to help with your retirement plan?

Learn more about how they work, the different types we offer, and all of their potential benefits.

Click the link below to see how an annuity could fit into your retirement strategy.

Learn how annuities work, including payments, growth, and income options. See how they can help provide steady retirement income over time today!

05/15/2026

The true cost of raising a family—are they protected against inflation?

Raising a family involves more than love and time—it comes with growing financial responsibility, especially as costs continue to rise.

Beyond the obvious expenses, consider how inflation impacts:

💠Childcare and education, where costs tend to rise faster than average
💠Healthcare and daily living expenses that increase year after year
💠Housing, transportation, and activities affected by higher prices
💠Long-term goals like college funding or future financial support, where today’s estimates may not reflect tomorrow’s reality

As inflation affects purchasing power, the cost of supporting your family in the future may be significantly higher than it is today.

If something unexpected happened to you, would those plans still be achievable—not just now, but years from now?

Life insurance death benefit helps ensure that the financial investment you’re making in your family can keep pace with rising costs. Protection today helps safeguard their
opportunities tomorrow.

https://www.westernsouthern.com/wslife/learn/financial-education/what-is-permanent-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3211090&utm_campaign=443374

05/08/2026

Wondering if you’re on track for retirement — or how much you really need to save?

The Western and Southern Life Insurance Company’s Retirement Calculator is a great starting point to help get clarity on your retirement goals. It’s simple to use and helps you estimate how much you might need to retire comfortably based on your current savings, income, retirement age and more. You can even factor in things like pensions and Social Security to see the whole picture.

🔗 Check it out here: https://www.westernsouthern.com/wslife/learn/financial-calculators/retirement-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=443374

Planning for retirement doesn’t have to be overwhelming. Tools like the retirement calculator, paired with thoughtful products and advice, can help turn a complex goal into a clear, actionable plan.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=443374