Tong Her - Financial Representative at Western & Southern Life

Tong Her -   Financial Representative at  Western & Southern Life A little overwhelmed by financial jargon? Don’t worry – at Western & Southern Life, We Speak Fin

06/16/2026

Ever wish your retirement savings could balance growth opportunity with protection?

The Indextra®️ Fixed Indexed Annuity offers interest that’s linked to market performance, while ensuring your credited rate won’t fall below zero.

It’s designed to combine growth potential, protection from market downturns, and tax-deferred earnings — all in one annuity product.

Learn more about how Indextra®️ works:

https://www.westernsouthern.com/wslife/products/annuities/fixed-annuity/indextra-annuity

Considering an annuity to help with your retirement plan?Learn more about how they work, the different types we offer, a...
06/11/2026

Considering an annuity to help with your retirement plan?

Learn more about how they work, the different types we offer, and all of their potential benefits.

Click the link below to see how an annuity could fit into your retirement strategy.

Learn how annuities work, including payments, growth, and income options. See how they can help provide steady retirement income over time today!

The true cost of raising a family—are they protected against inflation?Raising a family involves more than love and time...
05/15/2026

The true cost of raising a family—are they protected against inflation?

Raising a family involves more than love and time—it comes with growing financial responsibility, especially as costs continue to rise.

Beyond the obvious expenses, consider how inflation impacts:

💠Childcare and education, where costs tend to rise faster than average
💠Healthcare and daily living expenses that increase year after year
💠Housing, transportation, and activities affected by higher prices
💠Long-term goals like college funding or future financial support, where today’s estimates may not reflect tomorrow’s reality

As inflation affects purchasing power, the cost of supporting your family in the future may be significantly higher than it is today.

If something unexpected happened to you, would those plans still be achievable—not just now, but years from now?

Life insurance death benefit helps ensure that the financial investment you’re making in your family can keep pace with rising costs. Protection today helps safeguard their
opportunities tomorrow.

https://www.westernsouthern.com/wslife/learn/financial-education/what-is-permanent-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3211090&utm_campaign=443374

05/08/2026

Wondering if you’re on track for retirement — or how much you really need to save?

The Western and Southern Life Insurance Company’s Retirement Calculator is a great starting point to help get clarity on your retirement goals. It’s simple to use and helps you estimate how much you might need to retire comfortably based on your current savings, income, retirement age and more. You can even factor in things like pensions and Social Security to see the whole picture.

🔗 Check it out here: https://www.westernsouthern.com/wslife/learn/financial-calculators/retirement-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=443374

Planning for retirement doesn’t have to be overwhelming. Tools like the retirement calculator, paired with thoughtful products and advice, can help turn a complex goal into a clear, actionable plan.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=443374

Life insurance isn’t just individual; it can help protect families when you’re gone.Life insurance helps cover income, c...
05/07/2026

Life insurance isn’t just individual; it can help protect families when you’re gone.

Life insurance helps cover income, caregiving, debts, and future goals if the unexpected happens.

The real question isn’t if you need it, it’s whether your coverage matches your family’s life today.

Learn more: https://www.westernsouthern.com/wslife/learn/financial-education/family-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3192209&utm_campaign=443374

Explore options: https://www.westernsouthern.com/wslife/products/life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3192209&utm_campaign=443374

A safety net doesn’t prevent falls; it helps soften them.Life insurance death benefits exist to help provide financial s...
05/07/2026

A safety net doesn’t prevent falls; it helps soften them.

Life insurance death benefits exist to help provide financial support when your loved ones need it most. It can help cover everyday expenses, long-term obligations, and future goals during life’s most difficult moments.

It’s not about fear, it’s about care. Not about predicting the future but preparing for it.
Having a plan in place is one of the most thoughtful decisions you can make for the people who depend on you.

https://www.westernsouthern.com/life-insurance/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3212005&utm_campaign=443374

What would your family need if something happened tomorrow?Life doesn’t send warnings.If something unexpected happened t...
05/07/2026

What would your family need if something happened tomorrow?

Life doesn’t send warnings.

If something unexpected happened tomorrow, would your family have what they need to stay financially secure, not just for the next few months, but for the years ahead?

It’s not an easy question, but it’s an important one:
🔸Ongoing living expenses
🔸Mortgage or rent
🔸Education costs
🔸Outstanding debts

Life insurance isn’t about expecting the worst, it’s about planning responsibly for the people who count on you every day, with a death benefit that can help support them.

Taking a few minutes to think through “what if” today can make a meaningful difference tomorrow.

https://www.westernsouthern.com/wslife/learn/financial-education/why-life-insurance-is-important?utm_source=facebook&utm_medium=Hearsay&utm_content=3194345&utm_campaign=443374

Ready to take control of your future? Some careers follow a script. This one lets you write your own path.As a Financial...
04/28/2026

Ready to take control of your future? Some careers follow a script. This one lets you write your own path.

As a Financial Representative, your success starts with initiative, drive, and the willingness to pursue something bigger.

From day one, you’ll build a foundation that can lead to:
📈 Leadership opportunities
🤝 Lifelong client relationships
🏡 A meaningful role in your community
💼 A long-term career within a proven Career Agency System

And the impact goes far beyond income.

You’ll help individuals and families protect their futures while building one of your own.
Life-changing careers start with The Western and Southern Life Insurance Company.

The only question is — what path will you pursue?

https://www.westernsouthern.com/wslife/careers/field-careers

Address

1700 Highway 36 West, Suite 380
Roseville, MN
55113

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