Minnesota WSB Financial Center

05/08/2026

Our TitanX Coach and Future Head Coach.
Who you are because of the people you surround yourself with and the people you follow.

05/08/2026

My Coach.

"When I was 36 years old, I found something that really changed perspective and direction in my life. Find something you believe in and put your life to fight for it. By 36 years old I was going through my life by motion. I go to school. Try to be a good student and try to find a good employer, organization and become a good family man. But then a lot of time just like most people, I go through the motions. I go to work for a job that I may not totally believe in and I report to a boss who neither believes in me. So I was part of the crowd like that for many years. So I said to myself, I have to find something that makes me excited, motivates me and gives me direction. I got to find something I will believe in and the day that I found something I believe in, I put my life into it. Focus on that and fight for what you believe in."

Xuan Nguyen

05/08/2026

05/08/2026

Our new Office

03/16/2026

📢📢📢 Attention – Important Tax & Retirement Update!

📌 The last day to contribute to an IRA for the 2025 tax year is April 15, 2026.

Even if you file a tax extension, this deadline does NOT change.

💰 Contribution Limits for 2025
• Up to $7,000 if you are under age 50
• Up to $8,000 if you are age 50 or older

Contributing to an IRA (Traditional or Roth) can help you:

✔ Reduce taxable income
✔ Grow retirement savings tax-advantaged
✔ Build long-term financial security

If you haven’t contributed yet, now is the time to plan before the deadline.

📩 Contact KIM HIEN NGUYEN – Financial Professional atMinnesota Financial Center Agency if you would like help setting up or maximizing your IRA contribution.

📞 Phone: (763) 352-6865 | (612) 604-9960
📧 Email: [email protected]

📍 Office: 1935 County Rd B2 West, Suite 225A
Roseville, MN 55113

🇻🇳 THÔNG BÁO QUAN TRỌNG – TIẾT KIỆM HƯU TRÍ

📌 Ngày cuối cùng để đóng góp vào tài khoản IRA cho năm thuế 2025 là ngày 15/04/2026.

Ngay cả khi bạn xin gia hạn nộp thuế, thời hạn này vẫn không thay đổi.

💰 Giới hạn đóng góp năm 2025
• Tối đa $7,000 nếu dưới 50 tuổi
• Tối đa $8,000 nếu từ 50 tuổi trở lên

Đóng góp vào IRA (Traditional hoặc Roth) giúp bạn:

✔ Giảm thu nhập chịu thuế
✔ Tiết kiệm hưu trí tăng trưởng có lợi về thuế
✔ Chuẩn bị tài chính lâu dài

📩 Liên hệ KIM HIEN NGUYEN – Chuyên viên tài chính tại Minnesota Financial Center để được tư vấn mở hoặc tối đa hóa tài khoản IRA của bạn trước thời hạn.

📞 Điện thoại: (763) 352-6865 | (612) 604-9960
📧 Email: [email protected]

📍 Địa chỉ: 1935 County Rd B2 West, Suite 225A
Roseville, MN 55113

02/25/2026

Summary of the Book "Saving Your Future" – World System Builder

🎯 Purpose of the Book
This book simplifies complex financial concepts so that everyone can understand and take control of their financial future.
Main message: “No family left behind.”

🔑 1. The Importance of Financial Education
Schools do not teach money management. Many people work hard their entire lives but still struggle financially due to a lack of knowledge. Financial education is the first step toward achieving financial freedom.

🔑 2. Building a Strong Financial Foundation
Four core elements of a solid financial foundation:

Proper protection (life insurance)

Debt management

Emergency fund

Investing for asset growth

🔑 3. The Rule of 72
A simple formula to estimate how long it takes for your money to double at a fixed interest rate:
72 ÷ interest rate = number of years to double your money
(Example: 72 ÷ 6% = 12 years)

🔑 4. Mastering Spending Habits
How you manage money is more important than how much you earn. Create a budget, track daily expenses, and eliminate unnecessary costs.

🔑 5. Protecting Family Finances – Life Insurance
Life insurance is not only protection but also a tool for wealth transfer to the next generation. It is important to choose the right type and the appropriate level of coverage.

🔑 6. Debt Management
Distinguish between good debt (investment, education) and bad debt (consumption, credit cards). Prioritize paying off high-interest debt first using strategies like the snowball or avalanche method.

🔑 7. Emergency Fund
Maintain an emergency fund covering 3–6 months of living expenses. This helps you avoid debt when unexpected situations arise.

🔑 8. Investing – Make Your Money Work for You
Investing is the key to building wealth. Don’t let your money sit idle—inflation will erode its value over time.

🔑 9. Retirement Benefits and Tax-Advantaged Savings
Take advantage of tax-advantaged programs such as 401(k), IRA, and Roth IRA to prepare for retirement.

🔑 10. The Importance of Long-Term Planning
Financial planning is about action, not theory. Set clear goals such as buying a home, retiring, or funding your children’s education.

01/11/2026

Grateful for today at the Austin Financial Center 🙏

Thank you to our Head Coach for taking the time, energy, and heart to pour into us. Your leadership reminded me that what we do is so much bigger than products or transactions.

What I learned today:

💡 This business is about financial literacy and education — helping families build a real foundation, not just buying something.
💡 Purpose matters. When people don’t live with purpose, they drift. When they find purpose, everything changes — how they lead their family, their future, and themselves.
💡 Team building creates longevity. Success alone is empty. Building with people creates meaning, discipline, and fulfillment.
💡 Financial freedom is the highest form of freedom. Living in a free country without financial control is not true freedom.
💡 Leadership requires action — getting licensed, showing up prepared, and leading by example.

I was reminded today that:
We don’t just build income.
We build people.
We build confidence.
We build leaders.
We build something that can last generations.

Thank you, Austin team, for the warm welcome, the energy, and the belief.
Thank you, Coach, for the clarity, the challenge, and the vision.

2026 is not about playing small.
It’s about purpose, growth, leadership, and expansion.

11/13/2025