09/03/2026
California commercial auto remains a hard market, and for-hire trucking is one of the hardest classes to place, with many brokers and insurers finding it increasingly challenging to secure coverage for their clients. Insurance Business reports that commercial auto premiums have continued to rise in 2026, with a 5.8% increase in Q1 and a 4.5% increase in Q2, marking the 59th consecutive quarter of increases. This trend is particularly concerning, as other commercial lines have begun to soften, making it even more difficult for businesses to navigate the complex and ever-changing landscape of commercial auto insurance. Brokers say that for-hire trucking, towing, and delivery accounts often receive the same high premiums, despite their varying levels of risk, making it essential for businesses to work with experienced brokers who can help them find the best coverage options for their specific needs.