7-foot Loan Officer

7-foot Loan Officer NMLS ID 319380
CA DRE ID 01334562
BRE # 01964151 This means we process, underwrite, fund, and service your loans - all in house.

Richard Manning, 7 Foot Loan Officer NMLS ID #319380 CA DRE ID #01334562, Branch NMLS ID #287163, Summit Funding, Inc NMLS ID #3199 www.nmlsconsumeraccess.org Equal Housing Opportunity


Summit Funding's #1 Company Mission is to simply deliver the absolute best borrower lending experience in the entire Mortgage Industry- PERIOD! As a privately owned residential mortgage company operating across the c

ountry, our customers enjoy the benefits of working with a mortgage banker that is powerful enough to be a direct endorsed seller/servicer with GNMA & FNMA. This enables Summit to speed up the lending process in a more make sense process so our customers close on-time, every time!

Summer is typically one of the busiest and most competitive times to buy a home, especially for families hoping to move ...
06/10/2026

Summer is typically one of the busiest and most competitive times to buy a home, especially for families hoping to move before the school year begins. The buyers who feel confident in this market are the ones who start early and have the right financing plan in place.

Swipe for tips to help you move forward with clarity and confidence.

Our team is here to guide and support you from application to closing with a personalized mortgage strategy and rate review. Reach out anytime — we are here to help.

06/02/2026

As June marks the midpoint of the year, it can be a natural time to reflect on the first half of the year and the goals you set.

Whether you’re continuing to move toward a current goal or setting a new one, the confidence to get started does not always come before the first step. Sometimes it grows with each one.

As we settle into this month, what is one dream or goal you are ready to pursue with a little more boldness in the second half of the year? Share it in the comments. We would love to hear what you are working toward.

May is National Moving Month, and our team is here to make your home-buying journey a little easier. We’re sharing a few...
05/28/2026

May is National Moving Month, and our team is here to make your home-buying journey a little easier. We’re sharing a few of the most common mortgage questions we hear from buyers so you can navigate the process with more clarity and confidence.

Swipe through to learn more about home loans, mortgage approval, and what to expect when you're getting ready to purchase a home.

And while good information is helpful, having the right mortgage team by your side makes all the difference. If you're planning a move in California, our team at West Coast Lending Team is here to guide you every step of the way.

Thinking about your next home? Reach out anytime—we’re here to help.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Curious how much home you can afford? Spring market activity picks up in May, making it a perfect time to review your cr...
05/19/2026

Curious how much home you can afford? Spring market activity picks up in May, making it a perfect time to review your credit, explore loan programs, and understand today’s rates. We’re here to break everything down and help you find the best path toward homeownership—no pressure, just guidance.

At West Coast Lending Team, we help you look at your budget, your goals, and the loan programs that best fit your situation. From FHA and VA loans to jumbo and down payment assistance options, our team makes the process simple and stress-free.

If you’re thinking about starting your home search, now’s a great time to map out your affordability and get a clearer picture of what’s possible.

Ready to explore your options? Reach out—we’re here to help every step of the way.

Regardless of whether you’re navigating the housing market for the first time or you’ve navigated the market before, it’...
05/14/2026

Regardless of whether you’re navigating the housing market for the first time or you’ve navigated the market before, it’s crucial to choose the right mortgage lender. This choice doesn’t just impact your home purchase; it can also affect your entire homeownership journey.

That’s where we come in. Our team of expert residential mortgage professionals is here to help you navigate the loan landscape and find an option that’s right for your situation.

If you’re ready to get started, feel free to give us a call.

May is National Moving Month, and it's one of the busiest times of the year for homebuyers in California. Whether you're...
05/13/2026

May is National Moving Month, and it's one of the busiest times of the year for homebuyers in California. Whether you're gearing up for your first move or you've been through the process before, having the right information can make everything feel a lot smoother.

Our team pulled together answers to some of the most common mortgage questions we hear, especially during the busy moving season. Swipe through to get a quick breakdown of key mortgage tips and what to expect.

And while knowledge is important, partnering with experienced mortgage experts can make an even bigger difference. Our team at West Coast Lending Team is here to help you compare loan programs, understand your options, and move forward with confidence.

If you're planning a move this season or just exploring home loan options, we’d love to support you. Reach out anytime and let's get started.

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/10/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

Post-tax season refunds have many people considering their next financial move. If you’ve already saved up a solid down ...
05/07/2026

Post-tax season refunds have many people considering their next financial move. If you’ve already saved up a solid down payment, your tax refund can be the extra boost that helps you strengthen your position as a buyer. Swipe for key ways buyers can use their refund for homeownership.

Our team works with buyers to help them fine‑tune their financing, compare options, and move confidently into pre-approval. If you’re considering a purchase this year and want to make the most of your existing savings and refund, contact us to review your numbers and map out a smart next step.

Already own a home but dreaming about a vacation property this season? It’s a great time to explore your options — just ...
04/28/2026

Already own a home but dreaming about a vacation property this season? It’s a great time to explore your options — just keep in mind that financing a second home comes with its own set of rules that can impact your budget and overall loan strategy.

Vacation homes typically require a larger down payment and may involve stricter lending guidelines than primary residences. They’re also categorized differently from investment properties, which can affect how lenders view your application and how the property is treated for tax purposes.

You can still rent out a vacation home in many cases, but certain recreational-use requirements may need to be met. And if the property is part of an HOA or COA, it’s important to confirm that short‑term or long‑term rentals are allowed.

If a vacation home is on your spring wish list, our team at West Coast Lending Team is here to help you explore the best California home loan options for your situation. Have questions? Drop them in the comments or reach out anytime!

Address

775 Sunrise Avenue #150
Roseville, CA
95661

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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