Kees Lending, Inc.

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Kees Lending, Inc. Knowledge. Experience. Education. Speed KEES Lending Inc. That’s what KEES stands for: Knowledge, Experience, Education, Speed.

is a California-based mortgage brokerage headquartered in Roseville, proudly serving homebuyers and homeowners throughout the state. With over 3,100+ clients served, we specialize in providing personalized loan solutions with a focus on education, transparency, and speed. Whether you're a first-time buyer, move-up homeowner, or looking to refinance, KEES Lending empowers you with the knowledge to

make confident decisions, the experience to navigate complex scenarios, the education to eliminate confusion, and the speed to close efficiently. We offer a full range of residential loan products including Conventional, FHA, VA, USDA, Jumbo, Non-QM, and exclusive portfolio loans tailored to self-employed and non-traditional borrowers. Our lending process is designed to be approachable, responsive, and locally rooted with most of our clients coming from Sacramento, San Joaquin, and Solano counties. At KEES Lending, we’re not a call center. We’re a team of real people with real solutions, committed to adding value through education and helping Californians achieve homeownership with clarity and confidence.

17/02/2026

Comment LOOMIS and I’ll send you all the details.

Five bedrooms. Three baths. Three car garage.

Built in 2021 with modern luxury throughout. Pool. Spa. Outdoor kitchen. Private sports court.
And you can walk your kids K through 12 without ever starting the car.

This is Loomis, California — where a small town feels like one big family. And it truly doesn’t get better than this.

living

Fixer-uppers can be incredible opportunities — or expensive mistakes.Before you jump into a “great deal,” you need the r...
10/01/2026

Fixer-uppers can be incredible opportunities — or expensive mistakes.
Before you jump into a “great deal,” you need the right strategy, the right numbers, and the right set of eyes on the property.

In this carousel, I’m breaking down the 5 most important things every buyer should know before buying a fixer-upper — from hidden repair risks to smarter financing options that protect your long-term budget.

With my background as a lender, contractor, and investor, my goal is simple:
help you buy smart, avoid money pits, and turn the right fixers into long-term wins.

If you're planning to buy a fixer or want guidance on renovation loans,
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh

(916) 560-1930 |
NMLS # 235090 | DRE Lic. 01872272
Corp. NMLS # 2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This post, image, or video reflects Sunny’s opinions and is for entertainment purposes only. It should not be considered legal or financial advice. Always do your own due diligence.


09/01/2026

Want to invest in rental properties but hate dealing with income docs?
The DSCR Loan might be the solution you’ve been looking for.

In this video, I explain how DSCR loans work, what lenders look for, and why this program is a game-changer for investors building passive income.
No tax returns.
No W-2s.
No personal income qualification — just the property’s cash flow.

If you're ready to expand your portfolio with a smarter strategy,
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

08/01/2026

Rental properties are one of the fastest ways to build passive income — and you don’t need to show personal income to qualify.

In this video, I break down the DSCR Loan Strategy that investors are using to scale their portfolios quickly and efficiently.
No tax returns.
No W-2s.
Just the property’s cash flow doing the talking.

If you’re ready to start building long-term wealth through rentals,
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information should not be construed as financial or legal advice. Always do your own due diligence.

Buying a home doesn’t have to feel confusing or overwhelming — not when you follow a smart, strategic roadmap that prote...
07/01/2026

Buying a home doesn’t have to feel confusing or overwhelming — not when you follow a smart, strategic roadmap that protects your budget, strengthens your offers, and positions you to win in any market.

In this carousel, I’m breaking down the 5 steps every smart Sacramento buyer should follow if they want a smoother experience, stronger negotiating power, and a confident closing.

With more than 20 years of real estate, lending, contractor, and investor experience, my goal is simple:
help you become the most prepared — and successful — buyer in today’s market.

If you’re planning to buy soon or want to build your strategy the right way
We’ll map out your budget, timing, loan structure, and property plan together.
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh

(916) 560-1930 |
NMLS # 235090 | DRE Lic. 01872272
Corp. NMLS # 2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This post, image, or video reflects Sunny’s personal opinions and is for entertainment purposes only. It should not be considered legal or financial advice. Always do your own due diligence.


06/01/2026

Buying a home in your 40s or 50s isn’t “too late” — in fact, it can be one of the smartest financial decisions you ever make.

In this video, I break down the key things to consider:
Retirement planning vs. mortgage planning
Building late-stage equity
Choosing the right loan strategy
Protecting your long-term financial health

No matter your age, there’s always a smart move available — you just need the right guidance.
https://link.keeslending.com/widget/bookings/homebuyeroptions.

Sunny Singh
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information should not be construed as financial or legal advice. Always do your own due diligence.

06/01/2026

If you’re waiting for the “perfect time” to buy… you might miss the winning opportunity that’s right in front of you.

In this video, I break down my personal acquisition strategy — how I evaluate deals, move quickly, and take advantage of today’s market conditions.
Smart buyers don’t wait… they calculate, prepare, and execute.
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information should not be construed as financial or legal advice. Always do your own due diligence.

05/01/2026

Want to boost your sales instantly?
Start by mastering simple, effective communication.

Clients don’t just want information — they want clarity, confidence, and someone who actually listens. In this video, I break down the communication habits that help you build trust faster, close deals smoother, and create real long-term relationships.
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh |
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

04/01/2026

If you're struggling to get offers accepted… start giving sellers the information they actually care about.

A strong offer isn’t just about the price — it’s about FICO score, down payment strength, loan type, and buyer readiness.
When you present a clean, complete buyer profile, you instantly stand out in a competitive market.

In this video, I break down how showing a buyer’s true strength can boost your chances of winning the deal.
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

Buying a home is one of the biggest financial moves you’ll ever make — and avoiding common mistakes can save you stress,...
03/01/2026

Buying a home is one of the biggest financial moves you’ll ever make — and avoiding common mistakes can save you stress, time, and thousands of dollars.
In this carousel, I’m breaking down the 3 most costly homebuyer mistakes I see in the Sacramento market — and how you can avoid them from day one.

With over 20 years of real estate, lending, contractor, and investor experience, my goal is simple:
help you buy smarter, protect your budget, and build long-term wealth.

If you're planning to buy soon — or even just exploring your options
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh

(916) 560-1930 |
NMLS # 235090 | DRE Lic. 01872272
Corp. NMLS # 2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This post, video, or image is for entertainment purposes only and reflects Sunny’s opinions. Nothing here should be considered legal or financial advice. Always do your own due diligence.


02/01/2026

If you're self-employed, a business owner, or a 1099 earner… this loan program might be your best path to homeownership.

The Bank Statement Program has become an industry staple because it matches the real way entrepreneurs earn money.
No W-2s.
No tax returns.
Just real cash-flow documentation that reflects your actual business.

In this video, I break down exactly how the program works, who qualifies, and why thousands of self-employed buyers are using it to achieve their home goals.
https://link.keeslending.com/widget/bookings/homebuyeroptions

Sunny Singh | [email protected]
| (916) 560-1930 |
NMLS #235090 | DRE Lic. 01872272
Corp. NMLS #2543211 | Corp. DRE Lic. 02246022
Equal Housing Lender

DISCLAIMER: This image, post, or video, the topics discussed, and ideas presented are Sunny’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

Address

2999 Douglas Blvd Suite 180

95661

Opening Hours

Monday 09:00 - 17:30
Tuesday 09:00 - 17:30
Wednesday 09:00 - 17:30
Thursday 09:00 - 17:30
Friday 09:00 - 17:00

Website

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