Broker Lance Residential Loans

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Broker Lance Residential Loans Lance Cornell, P.A. Mortgage Broker
Lance Residential Group
Real Estate | Finance | Insurance
NMLS #2375115
Xpert Home Lending Inc. NMLS #2179191 Hi!

I'm Lance, head of Lance Residential Group. We assist clients selling or buying homes by marketing properties, originating loans, and quoting insurance for property protection.

10/02/2026

New Luxury Coming Soon.
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Lance Residential Group
Real Estate | Capital | Insurance
Web: Www.LanceResidential.Loans
Email: [email protected]
Office: 561.299.3124
NMLS2375115
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Jumbo Loans Available for Large Home Purchases.
Xpert Home Lending Inc.
NMLS2179191

09/25/2026

Yes, You Could Get Approved With A Higher DTI!
Your Debt-To-Income ratio limits can go higher than 30%! Many lenders allow DTI ratios in the 40% range. Conventional loans may allow up to 50%. Some government programs can stretch up to 50% as well, when backed by strong compensating factors like high credit and reserves.
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Lance Residential Group
Real Estate | Mortgages | Insurance
Web: Www.LanceResidential.Loans
Email: [email protected]
Office: 561.299.3124
NMLS2375115
Equal Opportunity Lender

09/21/2026

Client Review!
"They gave us such good guidance, helping us prepare to sell our home. The do’s and donts of how to maximize our value, and we were able to sell quickly. And he even got us preapproved to purchase our next home. Such a big help!"
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Lance Residential Group
Real Estate | Mortgages | Insurance
Web: Www.LanceResidential.Loans
Email: [email protected]
Office: 561.299.3124
NMLS2375115
Equal Opportunity Lender

09/18/2026

FAQs: Do I Really Need A 20% Down Payment?
A 20% down payment is not mandatory for a primary residence purchase. Government-backed programs FHA, VA, and USDA allow lower down payments, as low as 0% to 3.5%. Conventional loans come in around 5%. Down payments under 20% simply require mortgage insurance.
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Lance Residential Group
Real Estate | Mortgages | Insurance
Web: Www.LanceResidential.Loans
Email: [email protected]
Office: 561.299.3124

09/16/2026

How We Can Help You?
Pick. Pay. Protect.
You Pick The Home.
We Pay; Funding Up To 100% LTV.
We Protect; Providing You With Insurance Coverage.
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Lance Residential Group
Real Estate | Capital | Insurance
Web: Www.LanceResidential.Loans
Email: [email protected]
Office: 561.299.3124

Address

HQ: 100 Highpoint Park Way Suite 202
Roseville, CA
30517

Telephone

+13052032002

Website

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