Launi Cooper at Mutual of Omaha Mortgage

Launi Cooper at Mutual of Omaha Mortgage Area Sales Manager | Certified Reverse Mortgage Professional | NMLS #582957 | Mutual of Omaha Mortgage NMLS #1025894 What I learned amazed me!

Growing up in the Real Estate industry, I was licensed as a Real Estate Agent at the age of 18. I went on to graduate from CSU, Sacramento with a degree in Real Estate and Land Use Development. After college, I worked for 7 years as a Real Estate Appraiser, including owning my own business. I spent time as a loan processor during college and returned to the lending industry in the mid-90's for the

largest builder and developer of Active Adult communities. After 18 months in their loan division, I moved into sales, where I had a wonderful 12 year career selling and managing in their Northern CA division. In early 2009, my parents began researching the option of a Reverse Mortgage for themselves. As their oldest daughter, and trustee, I also wanted to understand the program. It has been a great program for them, and brought on a career change for me! With my experience in Real Estate Sales, appraisal and lending, I am able to explain the entire process to my clients, setting expectations and exceeding them. I have a deep understanding of what it takes to close a purchase transaction, which has help me become an expert in the HECM for Purchase program, making me a leader in production of this type of loan for each company I've worked for. The industry has had some changes, it's best to have someone who you can trust explain the entire process and that loves to exceed your expectations! Thank you for the opportunity!

Tune in to new episodes of Mutual of Omaha’s Wild Kingdom Protecting the Wild on NBC. This month features stories of fis...
05/13/2026

Tune in to new episodes of Mutual of Omaha’s Wild Kingdom Protecting the Wild on NBC. This month features stories of fishers, American alligators, horned lizards, Eastern indigo snakes and the cutting-edge technology used in wildlife conservation.

Watch Protecting the Wild on NBC and catch clips and bonus content on our YouTube channel: https://www.youtube.com/

05/10/2026

Mothers are leaders, teachers, and the heart of so many families. Today we celebrate their strength, compassion, and the lasting impact they make every single day.

Wishing all mothers a beautiful Mother’s Day.

05/05/2026

Today we celebrate the history, traditions, and cultural contributions that continue to inspire communities across generations.

Happy Cinco de Mayo.

I often hear from homeowners who are carrying financial burdens, whether it's a monthly mortgage payment, credit card de...
04/29/2026

I often hear from homeowners who are carrying financial burdens, whether it's a monthly mortgage payment, credit card debt, or just the rising cost of living. The 'why' for them is clear: they crave peace of mind.

A reverse mortgage can be a significant step toward alleviating that stress. By eliminating your existing mortgage payments* or consolidating other debts, you can free up monthly cash flow and create a financial cushion. This can transform your retirement from one of worry to one of comfort and security.

If finding true peace of mind is your 'why,' let's explore how a reverse mortgage can help lift that burden.



*Borrowers must occupy the home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

With rising costs, many retirees find their traditional income streams just aren't enough. A reverse mortgage can provid...
04/27/2026

With rising costs, many retirees find their traditional income streams just aren't enough. A reverse mortgage can provide a flexible, tax-free* source of funds directly from your home equity. You can choose to receive it as a lump sum, monthly payments, or a line of credit.

This means more money for daily expenses, hobbies, or even just peace of mind. Curious how this could work for your unique situation? Reach out!



*Consult a tax professional

You’ve built a life here — the memories, the milestones, the comfort. So what if staying in your home was easier, safer,...
04/22/2026

You’ve built a life here — the memories, the milestones, the comfort. So what if staying in your home was easier, safer, and more sustainable long-term?

Whether it’s updating your bathroom, installing a stairlift, or bringing in home care support — your home can support your journey.

Because “home” is more than four walls — it’s where you belong.

Let’s talk about how you can stay in the home you love — comfortably and confidently. Message me to learn more.

Realtors, empower your 62+ buyers with more purchasing power! Your clients aged 62+ may qualify to purchase more home th...
04/20/2026

Realtors, empower your 62+ buyers with more purchasing power! Your clients aged 62+ may qualify to purchase more home than expected — without tapping into extra retirement funds or increasing their monthly budget. The HECM for Purchase expands their options significantly, allowing them to find their ideal home without the burden of ongoing mortgage payments*.

Ready to offer a unique edge to your clients? Contact me today for more information.



*Borrowers must occupy the home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

Financial Advisors, unlock more Social Security benefits for your clients! Delaying Social Security can boost monthly be...
04/15/2026

Financial Advisors, unlock more Social Security benefits for your clients! Delaying Social Security can boost monthly benefits by up to 30%*. A reverse mortgage can serve as a powerful short-term income bridge, giving your clients the freedom to wait until full retirement age or beyond to maximize their lifetime benefits.

Collaborate with a Reverse Mortgage Specialist to seamlessly integrate this strategy into your clients' retirement plans. Contact me today!



*Sources: https://www.ssa.gov/benefits/retirement/planner/delayret.html https://www.ssa.gov/oact/quickcalc/early_late.html

This is a crucial protection for you and your heirs! A "non-recourse" loan means that you (or your estate) will never ow...
04/13/2026

This is a crucial protection for you and your heirs! A "non-recourse" loan means that you (or your estate) will never owe more than your home's value at the time the loan becomes due, even if the loan balance grows to be higher than the home's market value.

This provides immense peace of mind, ensuring your family isn't burdened by debt. It's a fundamental aspect I always make sure my clients understand.

Another big concern I often address is the idea that a reverse mortgage burdens your heirs. This is incorrect!Reverse mo...
04/08/2026

Another big concern I often address is the idea that a reverse mortgage burdens your heirs. This is incorrect!Reverse mortgages are "non-recourse" loans, which means your heirs will never owe more than the home's value or the loan balance, whichever is less.

They'll have options: they can choose to pay off the loan and keep the home, or sell the home to satisfy the loan. Your family won't be stuck with personal debt. I'm here to ensure you understand this crucial protection.

Address

915 Highland Pointe Drive #250
Roseville, CA
95678

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