Rebecca Hawley NMLS# 1729105

Rebecca Hawley NMLS# 1729105 I started with M&M Mortgage in January of 2021 after being recruited from my previous position due to my attention to detail and care I gave my clients.

Senior Mortgage Consultant
Licensed in MN, WA & WI
M&M Mortgage NMLS #213677
2024 & 2025 MN Super Mortgage Professional
2024 MPAm Elite Woman
www.themmmortgage.com I am a skilled loan officer who has spent the last 10+ years working in finance and lending. Moving to mortgages was the next logical step, and I could not think of a better way than the best in the state at M&M Mortgage with a wide va

riety of lenders to choose from. I am a proud Veteran’s wife and after moving around for 10+ years around the country with him. In January 2018 we settled back in my hometown in Minnesota to be closer to family, which also allows them to watch our son grow up. We have a teenage son who keeps us on our toes. I live in the NW suburbs of Minneapolis with my two boys & 2 dogs. I like to spend the summers out on our boat basking in the sunshine while my boys catch bass or taking walks with my dogs in the nearby dog parks with friends. I’m huge into Harry Potter & Marvel movies and a good curl up with a book in front of the fireplace. I have spent years refining my skills to be the best at saying YES to as many of my clients as I can. I am there from start to finish; sun-up to sun-down. I pride myself on being available to my clients for any of their questions during the entire process. From getting preapproved to purchase your new home or refinancing your current property, my time in lending allows me to look outside the box and give you options you may not have thought of to save you money. I hope to be given the opportunity to assist you in your mortgage needs and go to work for you!

Have you or someone you know been told "NO" for a mortgage?Don't assume it's the end of the road.Maybe you were told:❌ Y...
09/07/2026

Have you or someone you know been told "NO" for a mortgage?
Don't assume it's the end of the road.

Maybe you were told:
❌ You need to be self-employed for 2 years.
❌ Your tax returns don't show enough income.
❌ You need a 3.5% down payment.

The truth? Different loan programs have different guidelines, and there may be options you didn't know about.

Meanwhile...
💸 $1,500/month in rent = $18,000 in one year.
💸 Wait two years? That's $36,000 paid toward someone else's mortgage instead of building your own equity.

If you've been told "no," don't give up after talking to just one lender.

And if you know a friend, family member, coworker, or anyone who was told they don't qualify, tag them or send them this post.

DM me for a second opinion. You might have more options than you think. Because who you work with matters!
📞 Phone: 763-607-9707
📧 Email: [email protected]
NMLS: 1729105 | Company NMLS: 213677

Not all closings happen in 30–45 days. Sometimes the journey takes a year or even longer. And for these first-time homeb...
09/04/2026

Not all closings happen in 30–45 days. Sometimes the journey takes a year or even longer. And for these first-time homebuyers, that was their story.

They stayed diligent. They stayed committed. They worked through hurdle after hurdle (and trust me, there were quite a few!). But they never gave up.

And today, they were handed the keys to their first home; a place their family can finally call their own. 🏡🔑

I’m so incredibly thankful they trusted me to be part of their journey. These are the closings that remind me exactly why I love what I do. ❤️

And I’m equally thankful for a great Realtor and an incredible lending team who helped make this one happen. It truly takes a village, and this was one hell of a team effort. ❤️ Darin Bjerknes - Twin Cities, MN Realtor Pam Team

📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | M&M Mortgage NMLS: 213677

I know I’d be a great Loan Officer for you… but don’t just take it from me. 😉Take it from the people who’ve been through...
09/03/2026

I know I’d be a great Loan Officer for you… but don’t just take it from me. 😉

Take it from the people who’ve been through the process with me. 🏡

From first-time buyers to repeat clients, my goal is always the same: make the mortgage process feel clear, strategic, and as stress-free as possible.

Your home loan is a big deal. You deserve someone who answers the phone, thinks outside the box, fights for your deal, and genuinely cares about getting you to the closing table.

So don’t take my word for it…
Swipe through and hear it from my clients. 👇🏼

Ready to see what your numbers look like? Let’s talk. 📲
📞 Phone: 763-607-9707
📧 Email: [email protected]
NMLS: 1729105 | Company NMLS: 213677

GOAL: ACHIEVED. 🏡✨Remember that client I told you about yesterday that sent me a referral? SHE CLOSED TODAY. 🥹❤️Her very...
08/26/2026

GOAL: ACHIEVED. 🏡✨

Remember that client I told you about yesterday that sent me a referral? SHE CLOSED TODAY. 🥹❤️

Her very first home and $50,000 in down payment assistance from the City of St. Paul.
And a dream that went from “I hope we can” to “WE DID IT.”

This is exactly why I do what I do!!!!

Helping families navigate the mortgage process is one thing. But helping someone realize a dream they weren’t sure was possible? That’s the goal.

Today, she didn’t just get the keys to a house. She opened the door to a whole new chapter for her family. 🔑🏡

Goal as a Loan Officer → ACHIEVED.

Congratulations, girl. You did it. And I’m so damn proud I got to be part of it. ❤️

✨ THIS is why referrals mean EVERYTHING. ✨Our client was house shopping and knew exactly who she wanted in her corner — ...
08/25/2026

✨ THIS is why referrals mean EVERYTHING. ✨

Our client was house shopping and knew exactly who she wanted in her corner — so she sent her coworker our way when she needed a good LO + Realtor team.

Enter: Rebecca & Ashley. 👯‍♀️🏡

Danielle went under contract HER FIRST WEEKEND of house shopping… and just 30 days later, she’s holding the keys to her new home! 🔑

And the best part? She closed the same week as the client who referred her. 🥹

From coworker → referral → client → HOMEOWNER.

That’s what we call a little ✨magic✨.

Congratulations on closing, Danielle! 🏡❤️ We are SO excited for you and grateful you trusted us to make it happen!

Referrals really are the ultimate compliment. 🫶🏼
The mortgage side does not have to be a horrible experience and it shouldn’t be.

Let’s make that dream of homeownership come true! ✨🎉🏡

📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | M&M Mortgage NMLS: 213677

Congratulations 🎉 Some buyers know exactly what they want and they don’t stop until they get it. 👏🏼This first-time homeb...
08/25/2026

Congratulations 🎉 Some buyers know exactly what they want and they don’t stop until they get it. 👏🏼

This first-time homebuyer came to me after their bank couldn’t get them approved for the amount they wanted. Instead of settling, we found a way forward, built the right strategy, and turned “not quite enough” into KEYS IN HAND in less than 45 days. 🔑🏡

They knew what they wanted. They trusted the process. And they went out and got it.

Congratulations on your first home! You earned this one!

This is exactly why having the right mortgage strategy and the right person in your corner; matters. ❤️

The mortgage side does not have to be a horrible experience and it shouldn’t be. Especially as a first time homebuyer!

Let’s make that dream of homeownership come true! ✨🎉🏡

📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | M&M Mortgage NMLS: 213677

He rebuilt his life from scratch. Today, he got the keys to a home of his own. 🔑🏡And the best part? He did it without a ...
08/20/2026

He rebuilt his life from scratch. Today, he got the keys to a home of his own. 🔑🏡

And the best part? He did it without a traditional credit score.

A no-credit-score mortgage made homeownership possible when the conventional path said, “not yet.”

This is why I do what I do. Because sometimes the biggest wins aren’t about perfect credit, perfect circumstances, or taking the easy road.
They’re about rebuilding, believing, and having someone willing to find a way.

Congratulations, M. You earned every bit of this. ❤️🔑

The mortgage side does not have to be a horrible experience and it shouldn’t be. Especially as a first time homebuyer!

Let’s make that dream of homeownership come true! ✨🎉🏡

📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | Company NMLS: 213677
Homeownership

7:10 PM on a Friday night. Already in my PJs, curled up in bed with my husband, the dogs, and preseason football. 🏈🐾Then...
08/15/2026

7:10 PM on a Friday night. Already in my PJs, curled up in bed with my husband, the dogs, and preseason football. 🏈🐾

Then my realtor partner calls and says she needs an updated PAL to get an offer submitted…

And your girl DELIVERS. 😎📲

Because the deals don’t stop at 5 PM and neither do I. 🔥

Real estate is a team sport. When my partners call, I show up. Every. Damn. Time. 🏡💪🏼

$50,000 IN DOWN PAYMENT ASSISTANCE. 👏🏼🏡Congratulations to my first-time homebuyer who secured $50,000 in down payment as...
08/08/2026

$50,000 IN DOWN PAYMENT ASSISTANCE. 👏🏼🏡

Congratulations to my first-time homebuyer who secured $50,000 in down payment assistance through the City of Saint Paul!

That assistance helped her:
✨ Increase her purchasing power
✨ Eliminate mortgage insurance
✨ Get under contract IN ONE DAY
✨ And secure fantastic terms thanks to the negotiating power of her Realtor!

And the best part? She’ll be closing before school starts for the kiddos. 🥹🎉

This is exactly why who you work with matters.

The right lender + the right Realtor + the right strategy = a HUGE difference in your homebuying experience.

If you’re a first-time buyer, don’t assume you can’t afford to buy. Let’s talk about what programs and options may be available to YOU. 🏡❤️

📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | M&M Mortgage NMLS: 213677

08/01/2026

Still wrapping my head around this one. 🤍

Being featured in the August edition of Twin Cities Real Producers Magazine is an incredible honor.

This article isn’t just about mortgages; it’s about doing things differently. It’s about being strategic instead of transactional, educating instead of selling, and making sure every client and Realtor I work with feels confident from contract to closing.

To every client who trusted me, every Realtor who continues to send referrals, and everyone who’s supported this journey… THANK YOU! You are the reason opportunities like this happen.

Here’s to raising the standard and proving that who you choose as your lender truly changes everything. 🏡✨



📲Phone: 763-607-9707
📧 Email: [email protected]
My NMLS: 1729105 | M&M Mortgage NMLS: 213677

Address

Roseville, MN
55113

Telephone

+16518009887

Website

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