Campania Wealth Management

10/14/2026

Your child may already have a Trump Account. That doesn’t mean it’s set up.

The Treasury Department says automatic enrollment now covers every eligible child with a valid Social Security number. But a parent or legal guardian still has to formally activate the account, either at trumpaccounts.gov or through the program’s app.

📌 Babies who are U.S. citizens with a Social Security number and were born between January 1, 2025, and December 31, 2028, may qualify for a one-time $1,000 government contribution once the account is claimed.

A few details families are weighing: Yearly contributions are capped at $5,000, though government and charitable contributions don’t count toward that limit. The money generally can’t be touched until a child turns 18, and earnings are taxed when withdrawn. That’s a key difference from 529 accounts, which grow tax-free but are limited to education costs.

Which account fits best depends on what a family is saving for, and that’s a conversation worth having with a financial professional.

Your child may be enrolled in a “Trump Account” whether you realize it or not. Rolled out earlier this year, the Trump Accounts program allows parents to claim special investment accounts for children who are 18 years old or younger.

10/14/2026

Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.

Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic.

10/12/2026

🌌 Astronomers just detected the most distant blazar ever observed, and its light has been traveling toward us for 8 billion years.

Known as Blazar OP 313, it’s powered by a supermassive black hole feeding on surrounding material and launching jets of plasma at nearly the speed of light. Because one of those jets points almost directly toward Earth, we see an especially intense burst of energy.

The light reaching us today shows the blazar as it existed about 5 billion years after the Big Bang, when stars and galaxies were forming at an extraordinary pace.

🔭 By studying its high-energy gamma rays, researchers can learn more about how supermassive black holes accelerated particles and shaped their surroundings during an earlier chapter of cosmic history.

Eight billion years later, that ancient signal is still teaching us something new about the universe. ✨

"Around 11 billion years ago, the universe experienced a period of peak activity known as the 'Cosmic noon,' characterized by an intense rate of star and galaxy formation."

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/07/2026

🎨 Some of the art world's most extraordinary paintings are about to return to the public eye after nearly half a century.

On November 18, Sotheby's will auction 12 Impressionist and post-Impressionist artworks in New York. The collection, assembled by Argentine collectors Nelly Arrieta de Blaquier and Carlos Pedro Blaquier, is valued at approximately $450 million.

Among the highlights:
🌳 Vincent van Gogh's Chestnut Trees in Flower: Estimated at $180 million, the landscape was painted in 1890, shortly after the artist left a psychiatric asylum.
🖼️ Paul Cézanne's Arlequin: Estimated at $120 million, the portrait depicts the artist's son dressed as a harlequin.
🖌️ Works by Monet, Renoir, Degas, and Pissarro: The collection also includes Parisian cityscapes, a horse-racing scene, and a boating scene.

The collection has been largely unseen for about half a century, making this a rare look at works that have spent decades in private hands.

With Sotheby's anticipating international interest, the November auction could also set new records for the artists.

Which of these masterpieces catches your eye? ✨

A dozen Impressionist and post-Impressionist artworks valued at almost half a billion dollars are going up for auction.

10/07/2026

Considering alternative investments? It’s critical to sort through the complexity.

10/05/2026

The U.S. economy grew faster than previously estimated in the second quarter, with consumer spending and business investment contributing to the stronger performance.

The Commerce Department revised annualized GDP growth for April through June to 2.2%, up from its previous estimate of 1.5%.

Consumer spending, which accounts for approximately 70% of U.S. economic activity, was a major contributor. It increased at a 3.8% annualized rate, compared with just 0.7% in the first quarter.

While the upward revision exceeded economists' expectations, second-quarter growth was still below the 2.5% pace recorded during the first three months of 2026.

The U.S. economy grew at a solid 2.2% pace from April through June as consumer spending and business investment came in strong.

09/30/2026

📌 Higher rates sting borrowers, but they can be a real win for savers.

As rates rise, banks may increase the yields they offer on savings products to attract deposits. The average U.S. savings account still pays just 0.64% annual percentage yield. Some high-yield accounts are paying more than six times that, up to 4.2%, for the exact same deposit.

🔎 Certificates of deposit, or CDs, can offer even higher rates, but the tradeoff is access: your money is locked in for a set term, and pulling it out early usually costs a penalty.

Higher yields don’t erase the effects of inflation, and they won’t necessarily transform household finances. But if your savings account is still earning close to that 0.64% average, that gap alone might be worth a second look.

The Federal Reserve recently raised interest rates for the first time since 2023.

09/30/2026

Never get stuck with the check again after watching this.

Peer-to-peer payment apps are one of the newest ways to send money.

09/28/2026

🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.

A recent SoFi survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.

That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.

The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.

But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.

What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?

SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.