BJ Dale, Legatum Mortgage

10/18/2023

Check this one out!

10/05/2023

New Loan-To-Value (LTV) options released by Fannie Mae! This is amazing news for First-Time Homebuyers in a tough market like this! What does this mean?

With conventional loans, if you wanted to purchase a 2-4 unit property (duplex-quadplex) in order to move into one unit and rent out the other unit to help pay your mortgage payment, you were required to bring in at least 15% as your down payment.

Now, Fannie Mae is allowing buyers of multi-family units to bring in only 5% down. This provides options for first-time homebuyers who would like to jump into homeownership and not bear the cost of homeownership on their own! Huge win! Give us a call if you have any questions or want more information!

06/26/2023

As promised (way too long ago), here is the exciting news regarding our Roseburg Branch! Welcome Chad to our Roseburg team! Chad brings a ton of experience and knowledge to the team! So excited to have him join the team!

06/13/2023

Big news coming soon for our Roseburg branch! Stay tuned!

03/31/2023

Congratulations to these two amazing people! Super smooth transaction! Love helping people start the journey of homeownership! Michelle Kohlhoff, Stefanie Maze Legatum Mortgage

03/01/2023

03/01/2023

Our big announcement is coming in an hour!

Are you ready for this?

02/28/2023

I love signing days. Sometimes, there is a lot of grit and grind that goes into the mortgage process, and sometimes everything just falls into place. This was one of those transactions (at least on my end). Thanks to our entire Legatum team for such a smooth process! It makes it even greater when you have a great team to work alongside like Marquita Brown, Rachel Estrada and Drue Harris! Congrats to Selene for her purchase!

02/23/2023

02/08/2023

What a week! Two closings in the last few days and two happy first-time home buying couples! The first one was a transferred loan. The previous lender was having difficulty getting it closed so the realtor reached out to me and I put them with my top lender and we got it done in 10 days! Being a broker and having options truly does pay off!

Yesterday I closed with some friends that allowed me to Guinea-Pig them with a new lender and rare product. If you are worried about paying the higher rates in this market, give me a call. We closed a USDA loan (No Down Payment) with the Seller covering most of the closing costs including a 2-1 buydown which means my clients will have a 2% discounted rate for their first year saving $400 per month! Congrats to all my clients and thank you Michelle Kohlhoff, Shae Ellison and Marquita Brown for helping make such great transactions!

01/24/2023

01/13/2023

Such an awesome review! Love getting to work with other people on a transaction too! Sometimes, we team up in order to make sure we give the best possible service!