Kristi Amenda - Mortgage Lender - NMLS #136999

Kristi Amenda - Mortgage Lender - NMLS #136999 Kristi Amenda serves as Mortgage Loan Officer for First Mid Bank & Trust in Roscoe, IL.

🔑 House hunting without a pre-qualification is like shopping without knowing your budget.Getting pre-qualified helps you...
06/07/2026

🔑 House hunting without a pre-qualification is like shopping without knowing your budget.

Getting pre-qualified helps you:
✅ Know your price range
✅ Strengthen your offer
✅ Shop with confidence
✅ Move faster when you find the right home

Many buyers are surprised by what they actually qualify for and how quickly they can get qualified.

Thinking about buying this year? Let me help you take the first step.

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda

06/05/2026

One of the biggest misconceptions in home buying is thinking you need to wait until you’re “ready” to talk to a lender.

The truth is, starting the conversation early can actually save you time, stress, and money later on. 🏡

Whether you’re planning to buy in 3 months or 3 years, speaking with a mortgage lender early helps you:
✔️ Understand your buying power
✔️ Improve your credit strategy
✔️ Plan for your down payment
✔️ Avoid surprises during the process
✔️ Create a clear path toward homeownership

You don’t need to have everything figured out before asking questions. That’s what we’re here for.

If homeownership is even remotely on your radar, now is a great time to start the conversation. 😊

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda
Equal Housing Lender | Member FDIC

☀️ Hello, June!A fresh month brings fresh possibilities… and maybe even a new address. 😉🏠Whether you're buying, refinanc...
06/01/2026

☀️ Hello, June!

A fresh month brings fresh possibilities… and maybe even a new address. 😉🏠
Whether you're buying, refinancing, or just exploring your options, I’m here to help make it simple.

Let’s make June the month you get closer to home. 💚

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda

Renting vs. Buying — let's talk about it 👇A lot of people feel like renting is the “safer” or more affordable option rig...
05/30/2026

Renting vs. Buying — let's talk about it 👇

A lot of people feel like renting is the “safer” or more affordable option right now… but in many cases, the monthly rent payment is just as much (or even more) than a mortgage. 😬

The big difference?
Rent = paying your landlord. 100% expense. That money is gone.
Buy = building your own equity. An investment in something YOU own.

If you’re already making the payment… shouldn’t it benefit you? 🤔

If you’re curious what buying could look like for you, contact me. I’m happy to walk you through the numbers. 😊

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
📲 (608) 751-3725
📧 [email protected]
🔗 www.firstmid.com/staff/kristi-amenda

☀️ Summer homebuying season is almost here — are you ready? 🏡If you’re a first-time homebuyer, the end of May is the per...
05/27/2026

☀️ Summer homebuying season is almost here — are you ready? 🏡

If you’re a first-time homebuyer, the end of May is the perfect time to start preparing. Inventory is picking up, and buyers who are ready early have the best chance of landing the right home.

Here’s how to get ahead:
🌸 Get pre-qualified to understand your buying power
🌸 Review loan options designed for first-time buyers
🌸 Plan your budget with current rates in mind
🌸 Be ready to move quickly when you find the right home

Starting now can make all the difference when the market heats up.

Apply online in minutes using the link below or contact me directly to get started with your pre-qualification today. 🤗

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
📲 (608) 751-3725
📧 [email protected]
🔗 www.firstmid.com/staff/kristi-amenda

05/21/2026

🚨 First-Time Homebuyers: This is for YOU 🚨

Think you need a huge down payment or perfect credit to buy a home? Not necessarily.

If you’re buying in Wisconsin, programs like WHEDA (Wisconsin Housing and Economic Development Authority) are built to help first-time buyers get in the door sooner.

Here’s how it can help:
✨ Low down payment options
📉 Fixed, predictable payments
💸 Possible down payment assistance
📚 Simple homebuyer education

Bottom line: If Wisconsin is home (or will be soon), you may have more options than you think.

⚠️ WHEDA programs only apply to homes purchased in Wisconsin and include income and eligibility guidelines.

Contact me to learn more and see if you qualify!

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
📲 (608) 751-3725
📧 [email protected]
🔗 www.firstmid.com/staff/kristi-amenda
Equal Housing Lender | Member FDIC

Most people don’t see this side of mortgage lending:The “what if” conversationsThe backup plansThe creative ways to make...
05/18/2026

Most people don’t see this side of mortgage lending:

The “what if” conversations
The backup plans
The creative ways to make a deal work

It’s not just numbers — it’s strategy. 🧠

Whether you're buying soon or just thinking about it, having someone walk through those scenarios with you can make a huge difference.

If you ever want to talk it through, I’m here. We can set an appointment to meet in person, or we can do it over the phone. I am here to help. 🙂

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda

05/16/2026

Did you know there are programs designed to help with:

✔️ Down payments
✔️ Closing costs
✔️ Lower monthly payments

You might qualify and not even realize it. 😉

Contact me so we can check what’s available in your area. 😃

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda
Equal Housing Lender | Member FDIC

🏡 “I’ll buy a house someday…”If that’s been your mindset, this is your sign to actually look into it 👀Most people think ...
05/13/2026

🏡 “I’ll buy a house someday…”

If that’s been your mindset, this is your sign to actually look into it 👀

Most people think buying a home means:
❌ 20% down
❌ Perfect credit
❌ A super high income

The reality? There are loan programs that make it way more doable than you think.

The biggest mistake I see isn’t people getting denied… it’s people never checking in the first place.

You don’t need to have it all figured out—you just need a starting point.

If you’re even slightly curious what buying could look like for you, let me know and I’ll break it down for you.

Kristi Amenda, VP, Mortgage Loan Officer
NMLS # 136999
(608) 751-3725
[email protected]
www.firstmid.com/staff/kristi-amenda

Address

5506 Clayton Circle
Roscoe, IL
61073

Telephone

+16087513725

Website

Alerts

Be the first to know and let us send you an email when Kristi Amenda - Mortgage Lender - NMLS #136999 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kristi Amenda - Mortgage Lender - NMLS #136999:

Shortcuts

Share

Category