Hart and Associates Insurance

08/21/2026

http://bobhart.live/blog/medicare-coverage-you-may-not-be-using/

Many Medicare beneficiaries enroll in a plan and then rarely think about it again until the next Annual Enrollment Period. However, your Medicare...

08/14/2026

http://bobhart.live/blog/how-your-healthcare-needs-change-after-age-65/

Turning 65 is an important milestone, especially when it comes to your healthcare. While many people become eligible for Medicare at this age, what...

08/07/2026

https://bobhart.live/blog/healthy-habits-that-can-help-you-stay-independent-longer/

One of the biggest goals many people share as they grow older is maintaining their independence. The ability to live in your own home, enjoy your...

07/20/2026

https://bobhart.live/blog/aging-and-cognitive-decline-financial-steps-to-take/

No one likes to think about the possibility of cognitive decline, but planning for it early is one of the most thoughtful financial decisions you...

06/05/2026

https://bobhart.live/blog/hearing-loss-cognitive-decline-and-what-medicare-will-cover/

05/02/2026

https://bobhart.live/blog/medicare-and-chronic-conditions-how-plans-can-impact-ongoing-care/

No one wants any surprises with regard to healthcare, either with their health itself or their insurance plan. For individuals managing chronic...

05/02/2026

https://bobhart.live/blog/medicare-and-chronic-conditions-how-plans-can-impact-ongoing-care/

04/24/2026

https://bobhart.live/blog/what-medicare-doesnt-cover-and-how-people-are-filling-the-gaps/

Medicare provides valuable health coverage for millions of Americans, but it does not cover everything. Many beneficiaries are surprised to learn...

04/17/2026

http://bobhart.live/blog/what-happens-to-your-medicare-plan-if-your-health-changes-midyear/

Many Medicare beneficiaries choose a plan at the start of the year and expect it to meet their needs throughout. But what happens if your health...

04/10/2026

https://bobhart.live/blog/medicare-advantage-prior-authorizations-what-you-need-to-know/

If you are enrolled in a Medicare Advantage plan, you may have encountered the term prior authorization. While it may sound complicated,...