RT Federal Credit Union

RT Federal Credit Union Together we grow! It's now easier than ever to become a member with our expanded charter- visit RTFCU.com for eligibility requirements.

Member eligibility required. Federally Insured by NCUA. RT Federal Credit Union is a not-for-profit, member-owned financial institution whose charter was granted through the National Credit Union Administration in the name of Rome Teachers Federal Credit Union. We were founded in 1958 by seven employees of the Rome Consolidated School District to serve its employees and their immediate family memb

ers. In 2023 (our 65th year), we then changed our name from Rome Teachers Federal Credit Union to RT Federal Credit Union in our desire to reflect our new inclusive charter while also keeping our foundation always present. Our community charter allows us to serve all who have a bond with our existing local school communities and adding additional districts bringing us to thirty-six school districts. With our expanded charter, we now serve the following school districts:
Adirondack Central Schools, Boonville
Altmar-Parish-Williamstown Central Schools, Parish
Beaver River Central Schools, Beaver Falls
Belleville Henderson Central Schools, Adams
Camden Central Schools, Camden
Canastota Central Schools, Canastota
Central Square Central Schools, Central Square
Clinton Central Schools, Clinton
Copenhagen Central Schools, Copenhagen
Frankfort-Schuyler Central Schools, Frankfort
Fulton City Schools, Fulton
Holland Patent Central Schools, Holland Patent
Lowville Academy and Central School, Lowville
Madison Central Schools, Madison
Mexico Academy and Central School, Mexico
New Hartford Central Schools, New Hartford
Oneida City Schools, Oneida
Oriskany Central Schools, Oriskany
Oswego City Schools, Oswego
Phoenix Central Schools, Phoenix
Poland Central School, Poland
Pulaski Academy and Central Schools, Pulaski
Remsen Central School, Remsen
Rome City Schools, Rome
Sandy Creek Central School, Sandy Creek
Sauquoit Valley Central Schools, Sauquoit
South Jefferson Central Schools, Adams
South Lewis Central Schools, Turin
Stockbridge Valley Central School, Munnsville
Town of Webb Union Free School, Old Forge
Utica City Schools, Utica
Vernon Verona Sherrill Central Schools, Verona
Waterville Central School, Waterville
West Canada Valley Central Schools, Newport
Westmoreland Central School, Westmoreland

Summer fun doesn't have to come with a big price tag! β˜€οΈπŸ’°A few small changes can help you keep more money in your pocket...
06/25/2026

Summer fun doesn't have to come with a big price tag! β˜€οΈπŸ’°

A few small changes can help you keep more money in your pocket while still making the most of the season.

βœ”οΈ Pack your own snacks and drinks when you're on the go
βœ”οΈ Check out free concerts, festivals, and community events
βœ”οΈ Fire up the grill instead of eating out
βœ”οΈ Plan your errands to save time and gas
βœ”οΈ Set a weekly spending budget for summer activities

What's your favorite way to save money during the summer months? Share your tips below! ⬇️

06/23/2026

πŸ“± New app upgrades = new ways to make the most of your money!

Have you explored all the new features available in the RTFCU Mobile App? From effortless savings with Debit Card Round Up to earning rewards every time you swipe with uChoose Rewards, your debit card now does even more for you.

πŸ’° Turn everyday purchases into savings with Debit Card Round Up
πŸŽ‰ Earn points on debit card purchases with uChoose Rewards
πŸ’΅ Receive a 5,000-point registration bonusβ€”that's $50 cash back just for enrolling!
⭐ Earn 4.5 points per dollar spent during your first 90 days after enrollment

Watch our quick walkthrough to see how easy it is to enroll and start taking advantage of these exciting new features today!

https://www.rtfcu.com/Spend/Tools-Resources/UChoose-Rewards


Membership Eligibility Required. Federally Insured by NCUA.

🐻🌞 Our Annual Berenstain Bears Summer Challenge is Almost Here! 🌞🐻Calling all cubs! Stop by any RTFCU branch to pick up ...
06/23/2026

🐻🌞 Our Annual Berenstain Bears Summer Challenge is Almost Here! 🌞🐻

Calling all cubs! Stop by any RTFCU branch to pick up your Mission Packet and begin your summer adventure.

Complete 4 fun missions that teach important financial concepts:
πŸ’° Save
πŸ›οΈ Spend
❀️ Share
πŸ’΅ Earn

As your cub completes each mission, they'll earn a stuffed member of the Berenstain Bear family!
🐻 Brother Bear
🐻 Sister Bear
🐻 Mama Bear
🐻 Papa Bear

Can you collect the whole family?

Happy Father's Day to all the dads, grandfathers, stepdads, and father figures who lead by example and support their fam...
06/21/2026

Happy Father's Day to all the dads, grandfathers, stepdads, and father figures who lead by example and support their families every day. πŸ’™

Thank you for the lessons, encouragement, and memories that last a lifetime.

From all of us at RT Federal Credit Union, we wish you a wonderful Father's Day!

Summer activities can add up quickly! β˜€οΈBefore planning vacations, amusement park trips, or backyard projects, take a fe...
06/18/2026

Summer activities can add up quickly! β˜€οΈ

Before planning vacations, amusement park trips, or backyard projects, take a few minutes to review your budget.

Try creating separate categories for:
πŸ–οΈ Travel
🍦 Entertainment
β›½ Gas
πŸ” Dining Out

A little planning now can help reduce stress later.

πŸ“’ Holiday Closure NoticeAll RTFCU branches will be closed on Friday, June 19, in observance of Juneteenth.We will resume...
06/17/2026

πŸ“’ Holiday Closure Notice

All RTFCU branches will be closed on Friday, June 19, in observance of Juneteenth.

We will resume normal business hours on Monday, June 22.

πŸ“Š Did You Know?As you pay down your mortgage and your home's value increases, you may build equity over time.That equity...
06/16/2026

πŸ“Š Did You Know?

As you pay down your mortgage and your home's value increases, you may build equity over time.

That equity can potentially be used to help fund:
🏠 Home improvements
πŸŽ“ Education expenses
πŸš— Large purchases
πŸ’³ Debt consolidation

Ask us about our Home Equity Loans!

πŸ’‘ Financial Tip TuesdaySummer fun doesn't have to break the budget!β˜€οΈ Plan a staycation instead of a long-distance tripβ˜€...
06/11/2026

πŸ’‘ Financial Tip Tuesday

Summer fun doesn't have to break the budget!

β˜€οΈ Plan a staycation instead of a long-distance trip
β˜€οΈ Use your local library for free books, movies, and activities
β˜€οΈ Look for community concerts, farmers markets, and festivals

Small savings can add up quickly and help you enjoy more of what matters most.

What is your favorite budget-friendly summer activity? ⬇️

πŸŽ“ Congratulations to the Class of 2026!Graduation is an exciting milestone and the beginning of a new chapter. Whether y...
06/09/2026

πŸŽ“ Congratulations to the Class of 2026!

Graduation is an exciting milestone and the beginning of a new chapter. Whether you're headed to college, trade school, military service, or a new career, now is a great time to start building healthy financial habits.

Some tips for new graduates:
βœ”οΈ Create a budget
βœ”οΈ Start saving early
βœ”οΈ Monitor your credit
βœ”οΈ Set financial goals

We're cheering you on every step of the way!

🏑 Home Equity Myth vs. Fact❌ Myth: Home Equity Loans can only be used for home repairs.βœ… Fact: Many homeowners use home ...
06/04/2026

🏑 Home Equity Myth vs. Fact

❌ Myth: Home Equity Loans can only be used for home repairs.

βœ… Fact: Many homeowners use home equity funds for:
β€’ Debt consolidation
β€’ Education expenses
β€’ Major purchases
β€’ Emergency expenses
β€’ Home improvements

Have questions about how a Home Equity Loan works? We're happy to help!

Address

924 Turin Street
Rome, NY
13440

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13153367810

Alerts

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