RT Federal Credit Union

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RT Federal Credit Union Together we grow! It's now easier than ever to become a member with our expanded charter- visit RTFCU.com for eligibility requirements.

Member eligibility required. Federally Insured by NCUA. RT Federal Credit Union is a not-for-profit, member-owned financial institution whose charter was granted through the National Credit Union Administration in the name of Rome Teachers Federal Credit Union. We were founded in 1958 by seven employees of the Rome Consolidated School District to serve its employees and their immediate family members. In 2023 (our 65th year), we then changed our name from Rome Teachers Federal Credit Union to RT Federal Credit Union in our desire to reflect our new inclusive charter while also keeping our foundation always present. Our community charter allows us to serve all who have a bond with our existing local school communities and adding additional districts bringing us to thirty-six school districts. With our expanded charter, we now serve the following school districts:
Adirondack Central Schools, Boonville
Altmar-Parish-Williamstown Central Schools, Parish
Beaver River Central Schools, Beaver Falls
Belleville Henderson Central Schools, Adams
Camden Central Schools, Camden
Canastota Central Schools, Canastota
Central Square Central Schools, Central Square
Clinton Central Schools, Clinton
Copenhagen Central Schools, Copenhagen
Frankfort-Schuyler Central Schools, Frankfort
Fulton City Schools, Fulton
Holland Patent Central Schools, Holland Patent
Lowville Academy and Central School, Lowville
Madison Central Schools, Madison
Mexico Academy and Central School, Mexico
New Hartford Central Schools, New Hartford
Oneida City Schools, Oneida
Oriskany Central Schools, Oriskany
Oswego City Schools, Oswego
Phoenix Central Schools, Phoenix
Poland Central School, Poland
Pulaski Academy and Central Schools, Pulaski
Remsen Central School, Remsen
Rome City Schools, Rome
Sandy Creek Central School, Sandy Creek
Sauquoit Valley Central Schools, Sauquoit
South Jefferson Central Schools, Adams
South Lewis Central Schools, Turin
Stockbridge Valley Central School, Munnsville
Town of Webb Union Free School, Old Forge
Utica City Schools, Utica
Vernon Verona Sherrill Central Schools, Verona
Waterville Central School, Waterville
West Canada Valley Central Schools, Newport
Westmoreland Central School, Westmoreland

🍩🍎 Don’t forget β€” Credit Union Day is TOMORROW!Stop by either RTFCU branch and celebrate with us! We’ll have free donuts...
10/14/2026

🍩🍎 Don’t forget β€” Credit Union Day is TOMORROW!

Stop by either RTFCU branch and celebrate with us! We’ll have free donuts and apple c***r as a little thank you to our amazing members. πŸ’šπŸ‚

Come grab a fall treat, say hi, and let us celebrate YOU β€” because our members are what make our credit union so special!

πŸ“… Thursday, October 15th
πŸ“ Both RTFCU branch locations

We can’t wait to see you! πŸ©πŸŽπŸ’š

πŸ‘» Don’t let your finances spook you this Halloween!A quick financial check-up can help you feel more in control of your ...
10/13/2026

πŸ‘» Don’t let your finances spook you this Halloween!

A quick financial check-up can help you feel more in control of your money β€” and it doesn’t have to be complicated. πŸŽƒ

Take a few minutes to check your credit card balances, review those subscriptions you may have forgotten about, and set a savings goal to work toward. Small steps today can make a big difference down the road! πŸ’°

And remember, your credit union is here to help you along the way. πŸ’š

No tricks, just better money habits. πŸ˜‰πŸŽƒ

RTFCU is closed today, Monday, October 12th, in observance of Columbus Day / Indigenous Peoples’ Day.We will reopen with...
10/12/2026

RTFCU is closed today, Monday, October 12th, in observance of Columbus Day / Indigenous Peoples’ Day.

We will reopen with normal business hours tomorrow. πŸ’š

Come celebrate International Credit Union Day with us! πŸ’šπŸŽ‰Stop by RTFCU Thursday, October 15th, as we celebrate what make...
10/12/2026

Come celebrate International Credit Union Day with us! πŸ’šπŸŽ‰

Stop by RTFCU Thursday, October 15th, as we celebrate what makes credit unions so special β€” our members!

We’ll have FREE donuts and apple c***r at both branch locations to get into the fall spirit and show a little appreciation for the people who make RTFCU what it is. πŸŽπŸ©πŸ‚

Whether you’re stopping in to do some banking or just want to grab a treat and say hi, we’d love to see you!

πŸ’š Thursday, October 15th
🍩 Free donuts
🍎 Apple c***r
πŸ“ Both RTFCU branch locations

Happy International Credit Union Day β€” and thank you for being a member! πŸ’š

September was a great month for getting out into our community! πŸ’šWe had a blast at Lewis County Night Out supporting our...
10/05/2026

September was a great month for getting out into our community! πŸ’š

We had a blast at Lewis County Night Out supporting our local first responders and connecting with so many members of the community. We also joined Food Truck Friday in Lyons Falls alongside other local organizations and community resources!

One of our favorite parts of being out and about is seeing familiar faces β€” especially when someone walks up to our table with a big smile and says, β€œI’m a member here!” πŸ₯ΉπŸ’š It truly never gets old.

For us, being a credit union is about so much more than financial services. It’s about building relationships, supporting the communities we serve, and being there for our members both inside and outside our branches.

Thank you to everyone who stopped by to say hello! We loved seeing you. πŸ’š

πŸ’° Small changes can make a big difference! πŸ’šOne easy way to make saving a little easier is to set up an automatic transf...
09/30/2026

πŸ’° Small changes can make a big difference! πŸ’š

One easy way to make saving a little easier is to set up an automatic transfer to your savings account each payday. When you save automatically, you can build your savings without having to think about it every time.

Even a small amount can add up over time! Whether you’re saving for an emergency fund, a vacation, a new car, or a future goal, getting started is what matters. πŸŒ±πŸ’°

Set it, forget it, and watch your savings grow! πŸ’š

πŸ‘πŸ’­ There are a lot of misconceptions about HELOCs!We’re separating the myths from the facts to help you better understan...
09/28/2026

πŸ‘πŸ’­ There are a lot of misconceptions about HELOCs!

We’re separating the myths from the facts to help you better understand how a Home Equity Line of Credit can work for you.

πŸš—πŸ’¨ Meet CruzeControl β€” a different way to finance your next vehicle!With a CruzeControl Auto Loan, you’re only borrowing...
09/24/2026

πŸš—πŸ’¨ Meet CruzeControl β€” a different way to finance your next vehicle!

With a CruzeControl Auto Loan, you’re only borrowing toward the portion of the vehicle you expect to use during your loan term. A Guaranteed Future Value (GFV) is set aside for the end of the loan, which can help give you a lower monthly payment and potentially a shorter loan term.

That means you can enjoy the vehicle you want without financing the full value of it upfront. πŸš™βœ¨

Curious what your payment could look like? Try our CruzeControl Auto Loan Calculator and see how the numbers work for you!

πŸ‘‰ Click here to try the calculator and start exploring your options. https://www.rtfcu.com/Borrow/Loans/Vehicle-Loans



Credit approval required. Membership eligibility required. Federally insured by NCUA. Equal Housing Lender.

09/24/2026
πŸ»πŸ“šπŸ§© The Berenstain Bears Book & Puzzle Share is here! πŸ§©πŸ“šπŸ»Our Book & Puzzle Share is a FREE library for children where ki...
09/23/2026

πŸ»πŸ“šπŸ§© The Berenstain Bears Book & Puzzle Share is here! πŸ§©πŸ“šπŸ»

Our Book & Puzzle Share is a FREE library for children where kids can bring a book or puzzle and take a new one to enjoy! πŸ’š

Here’s how it works:

πŸ“š Bring a book or puzzle and exchange it for something new!

🧩 Finished with your book or puzzle? Bring it back and borrow another one!

πŸ’³ Receive your very own punch card and get a punch each time you borrow or exchange a book or puzzle.

🎁 Collect your punches and get one step closer to earning a prize!

Don’t have a book or puzzle to exchange? No problem! Donations are always welcome and help keep our library stocked with new adventures for our Cubs. πŸ»πŸ’š

It’s a fun way to encourage kids to read, play, share, and discover something new!

Stop by the Berenstain Bears Book & Puzzle Share and find your next favorite! πŸ“–βœ¨

Address

924 Turin Street
Rome, NY
13440

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13153367810

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