Tabitha Helms- NMLS 527461-United Community Bank

11/10/2025

11/06/2025

We have a new no-down-payment loan for manufactured homes. Message me to learn more about this USDA loan option.

10/30/2025

Your mortgage is more than just a loan—it’s a tool to build your future. The key is to know the most important steps to find the right mortgage for you. From understanding your budget to comparing loan options, every step helps you save money and stress in the long run.

10/29/2025

Don’t let the scary mortgage myths haunt you this Halloween!
a. Truth: You don’t always need 20% down
b. Truth: The right loan can save you BIG
c. Truth: Credit challenges don’t always mean no home

10/23/2025

A down payment is the amount of money you pay upfront when purchasing a home, while the rest is covered by your mortgage. Whether its 3%, 5%, or 20%, your down payment is a key step toward turning your homeownership dreams into reality.

10/17/2025

Financial literacy is essential for successful homeownership, impacting every financial decision made to help build a secure future! Some keys to financial literacy are understanding financial principles, saving and budgeting, mortgage options, interest rates, and building equity

09/29/2025

Thinking of selling your home? First impressions matter- and potential buyers notice everything. Before you list your property, take the time to tackle those lingering maintenance issues and minor repairs.

09/22/2025

Renovating with confidence has never been so easy with United Community. We offer different mortgage solutions that can help make your home more comfortable, add living space, or increase its value. Whether you find interest in new flooring, kitchen hardware, or modernizing your bathroom, we can guide you to the right loan option. Message me to learn more.

09/15/2025

If you think you need to come up with 20% down to qualify for a mortgage, think again. Here at United, we even offer a number of programs that don't require any down payment at all. Message me to learn more about our options.

09/08/2025

Before making any big decision, especially buying a home, it’s important to ask yourself some questions to ensure this is the right fit for you. If have more questions about a potential home, message me.

09/01/2025

A cash-out refinance replaces your current loan with a new mortgage for more than you owe. At closing, you receive the difference in cash, giving you freedom to use those funds. A HELOC allows you to use the value of your home to borrow money you need for larger expenses.

08/25/2025

At United, you’ll find competitive rates, a wide range of home loan products, and local mortgage experts who will work with you from application to closing, delivering the personalized service you deserve. Message me if you’re ready to get started!