09/06/2026
What you don’t disclose CAN matter.
When applying for equine insurance, providing a complete and accurate picture of your horse’s health, medical history and intended use is critical.
Past injuries, veterinary records, PPE findings and changes in your horse’s condition can all play a role in underwriting. Omitting important information could lead to complications—including a denied claim or canceled policy—down the road.
Full disclosure from the beginning helps your agent and underwriter work toward the most appropriate coverage for your horse.
