Emily Julianna Hohler Licensed Mortgage Originator

09/14/2022

It's important to understand everything that goes into a monthly mortgage payment AND everything that does not.

I find that some popular online mortgage calculators have preset amounts which are not always accurate and can discourage people from seeking a mortgage due to their inaccuracy.

Please use my website to accurately calculate your payment options!

www.emilyhohler.midamericamortgage.com

09/12/2022

Please watch Rob's quick blurb!

"Will the housing market crash?"

09/09/2022

Ready to get rid of those monthly revolving debt payments?

Not only does this save you money by lowering your amount of payments and decreasing them, it also increases your credit score when you pay off debt!

I am offering an hour long FREE consultation on credit building and debt consolidation. Let me know if you want to schedule by messaging me directly or texting me at 980.309.3791

Be well out there!

09/06/2022

The times, they are a changin'!

We are back to seeing sellers help buyers purchase. 3 out of my last 4 loans, seller is kicking buyer back money at closing to cut down on their cash needed to close.

What does this mean? If you are a buyer who is concerned about money in the bank, this could be a way for you to need LESS cash.

Disclaimer: this can vary by location and house BUT it's always worth asking your real estate professional whether or not this is an option for you.

Happy Selling!

09/04/2022

Some of you are taking the opportunity to shop for a new home on this long holiday weekend!

I am working from home this weekend to help my clients with pre-approvals! Please feel free to call me if you need my help!

09/01/2022

08/31/2022

Hi! I’m Emily. A mortgage originator, just a super fancy term for…I help money arrive on your behalf when you are buying a house or changing your current home loan to a new one.

Why work directly with me? Lots of reasons but here are few I need you to remember:

1) You call my cell phone. You text my cell phone. Forever, you have direct access to me. You are not going to call a line and press 0 a hundred times only to then be told you need to go to www.wewonttalktoyouonthephone.com and request that someone email you back and respond. You get answers and you get them fast. So does your realtor. Realtors like direct communication and they hate being on hold. I know, because I used to be one😊 I am the only person from my company you will ever talk to. It’s one stop shop and I pride myself in this because my whole vibe is making this easier for YOU. This is the saving time part.

2) I am getting you a good deal on rates and a mortgage. I want my clients to get a good deal. I am 100% confident that if you are using me for a mortgage, you are getting a very competitive interest rate AND minimal fees in comparison with my competitors. I chose my company because it is what is best for my clients. This is the saving money part.

3) I have 11 years and counting of real estate industry experience. “Information is not knowledge, the only source of knowledge is experience” Not only does experience provide you with knowledge, it provides you with resources. I have a lot of resources to figure things out. Someone recently called me a "loan mechanic", what a compliment! Give me a problem and I will overcome it with my experience and resources!

08/29/2022

The #1 reason renters do not think they can purchase a home is because of down payment.

Back to school time, so let's do the math.

1st Month's Rent (assuming you move in the first day of the month): $2065
1st and Last Month's Deposit: $4130

Minimum amount of money (pet fees, trash fees, etc) required to sign a lease and get keys: $6,195

Average closing costs on a $300,000 home: $4500-6000
0% down options: 0
3% down: $9000.00

Minimum amount required to close: $4500

Down payment assistance opportunity: up to 6% of sales price $18,000

You can potentially close on a home and pay less money upfront than you would if you rented! AND your mortgage payment could be less than your rent. Call me today and let's figure out your path to home ownership.

Be well out there, Emily

08/27/2022

Looking at houses in Lakewood this weekend? Here is the open house list!

Love the Belle Avenue house! That street is incredible and in perfect proximity to Lakewood park!

Call me to get preapproved quickly!

Explore the homes with Open House that are currently for sale in Lakewood, OH, where the average value of homes with Open House is $274,900. Visit realtor.com® and browse house photos, view details, check walk scores, and much more.

08/27/2022

Looking at houses in Avon this weekend? Here is the open house list!

I am working on preapprovals today - call me with questions or to hear payment options!

Explore the homes with Open House that are currently for sale in Avon, OH, where the average value of homes with Open House is $459,950. Visit realtor.com® and browse house photos, view details, check walk scores, and much more.

08/25/2022

Hey friends who are interested in learning about how you can get rich by investing in rural America -

Follow on Twitter and see this link! Tons of great info for those interested in learning about investing in rental property!

95% of American land is considered rural, but most real estate investors love to talk about investing in cities and suburbs. What about this UNTAPPED, RICH RESOURCE?If you have ever wanted more income than just your 9 to 5...If you have ever wanted to LEAVE your 9 to 5...If you want an appreciating....