Joseph A. Latini, Mortgage Loan Professional NMLS# 403780

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Joseph A. Latini, Mortgage Loan Professional NMLS# 403780 I started my career in mortgage banking in 1992 working for a family owned bank that was co-founded by my father in 1980.

Recognized as one of the premier VA, FHA and Conforming mortgage lenders in New York, nearly 100% of my business is done by referral from satisfied clients, trusted financial advisers, attorneys, and the most experienced Realtors in the business. From there, I moved into corporate positions at a few large national banks, until I decided to return to my roots as a Hometown Lender by joining Contour in 2023. My unique blend of experience at both a national and regional lenders is what allows me to deliver my branded “Concierge Elite mortgage services” to both our borrowers and Realtor Partners. I am truly passionate about my profession and the result is that nearly 100% of my personal business is done by referral from satisfied clients, trusted financial advisers, attorneys, and the most experienced Realtors across the Tri-state area. I am recognized as one of the premier FHA, VA and Conventional mortgage professionals in New York State. I am most proud of my work with Homes for Heroes, which allows me to assist Veterans, Police, Firemen, Teachers and First Responders in obtaining homes at discounted prices. I ran for Suffolk County Legislature in 2003 and remain committed to keeping more families on Long Island by making home ownership attainable for more and more first time home buyers.

11/04/2026

REALTORS: We will be putting one more Realtor Training Seminar on the calendar in both Suffolk and Nassau Counties before the end of the year!!! Keep an eye out in the next week.

11/04/2026

Kathy Hochul is going to win “2027 Realtor of the Year” in Florida.

FOLKS…. IT DOESN’T TAKE A SEMINAR.  It’s simple:More Government Regulations = The cost is going up.There.  I just saved ...
10/25/2026

FOLKS…. IT DOESN’T TAKE A SEMINAR. It’s simple:
More Government Regulations = The cost is going up.

There. I just saved you an hour of listening to some self aggrandizing loan officer’s lecture.

Despite software challenges and a slow flow of orders for the new reporting, appraisers have spent years preparing for the industry's biggest reporting change in decades.

If you’ve been getting offers rejected, now may be your time to shine.
10/24/2026

If you’ve been getting offers rejected, now may be your time to shine.

Housing Affordability starts with living in a place that has sound fiscal policies in State and local government.  If yo...
10/24/2026

Housing Affordability starts with living in a place that has sound fiscal policies in State and local government. If you’re interested in making our communities a more affordable place to live, then I suggest we abandon party loyalty and focus on voting for lowering the tax and regulatory burdens we face everyday.

Early voting starts today.

If you are expecting large price drops because rates have increased, this is in large part why you aren’t seeing them.  ...
10/22/2026

If you are expecting large price drops because rates have increased, this is in large part why you aren’t seeing them. The higher rates this time around isn’t increasing the supply like it did in decades past.

Join me as I host my Second Bourbon and Cigar Dinner at the Mount Sinai Yacht Club !
10/16/2026

Join me as I host my Second Bourbon and Cigar Dinner at the Mount Sinai Yacht Club !

Email from Aquire Homes Hosted by the Mt. Sinai Yacht Club and Joseph A. Latini Please join me at our Mount Sinai Yacht Club Cigar and Bourbon Dinner If you missed the first Cigar Dinner I hosted, You

Whether you're purchasing a home with a new mortgage, looking to assume an existing mortgage with a potentially lower in...
10/14/2026

Whether you're purchasing a home with a new mortgage, looking to assume an existing mortgage with a potentially lower interest rate, or exploring one of our specialty programs, such as Homes for Heroes, I'm here to help.

With over 30 years of experience in the mortgage industry, my goal has always been simple: Provide personalized service, trusted guidance, and smart financial solutions.

From mortgage financing and loan assumptions to title insurance and settlement services, I'm here to assist you with all your mortgage and title needs.

One Trusted Resource. Every Step of the Way.

📞 516-318-6500



NMLS # 403780

Thinking of selling your home but you have a low interest rate mortgage?  I can help.
07/06/2026

Thinking of selling your home but you have a low interest rate mortgage? I can help.

Email from Aquire Homes Make Thousands More When You Sell Your Home with an Assumable Mortgage You Can Get More Money When Selling Your Home When Your Current Mortgage Is Assumable! Are you thinking o

If you are interested in coming, please send me a private message.  Space is limited, should be fun!
07/03/2026

If you are interested in coming, please send me a private message. Space is limited, should be fun!

Email from Aquire Homes Hosted by the Mt. Sinai Yacht Club and Joseph A. Latini Please join me at our Mount Sinai Yacht Club Cigar and Bourbon Dinner Hosted by MSYC Member Joseph A. Latini Please join

Address

475 Route 25a
Rocky Point, NY
11778

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