Benefit Writers

05/01/2026

https://www.forbes.com/sites/brucejapsen/2026/04/30/cigna-plans-to-exit-obamacare-in-2027-affecting-369000-with-coverage/

Cigna said Thursday it will exit the ACA individual health insurance business, leaving health plan members in 11 states looking for new coverage next year.

04/29/2026

We're honored to share that Diane Eller of Benefit Writers has been recognized by the Health Insurance Marketplace® as a 2026 Marketplace Circle of Champions recipient!

This recognition is awarded to agents who helped 50+ consumers successfully enroll in Marketplace coverage during Open Enrollment.

At Benefit Writers, our mission has always been simple:
✔ Help families and businesses find the right coverage
✔ Provide clear, honest guidance
✔ Deliver exceptional service every step of the way

We're grateful to serve the Rockwall community and beyond.

📞 Need help with your health coverage?
Call us at (214) 771-3011



Learn more: https://benefitwriters.com/

01/19/2026

12/23/2025

As we reflect on 2025, I want to sincerely thank you for trusting Benefit Writers with the privilege of helping you navigate your insurance needs. Your confidence in us is something we do not take lightly, and we are truly grateful for the opportunity to serve you.

This year has been a meaningful one, and it is because of clients like you that we are able to do the work we love—advocating, educating, and helping protect what matters most to you and your family.

As we look ahead to 2026, we are excited for another successful year together. Our commitment remains the same: to provide guidance with integrity, clarity, and care in an ever-changing insurance landscape.

We pray for continued blessings, good health, peace, and prosperity for you and your loved ones as we enter the new year.

Thank you again for being a valued part of the Benefit Writers family.

With sincere appreciation,

Diane and Scott Eller
Daisy 🌼 Mae! 🐾

10/10/2025

Clients, we recently sent an update to help you prepare for the Marketplace Open Enrollment.
Unlike previous years, there will be no Passive Renewals. We will need to update your application to include your 2026 income to determine if you qualify for Premium Tax Credits, which provide a subsidy for premium payments. What is going to help us is for you to be prepared for the appointment,by having proof of your income that has an annual amount, which can be one of the following:

Begin gathering income documentation, such as recent pay stubs, W-2s, 1099s, or prior-year tax returns — especially if you’re a freelancer, gig worker, or self-employed contractor with variable income.

Income is counted for you, your spouse, and everyone you'll claim as a tax dependent on your federal tax return (if the dependents are required to file. Include their income even if they don't need health coverage.

The minimum income requiring a dependent to file a federal tax return. 2024 filing requirements for dependents under 65: Earned income of at least $14,600, or unearned income (like from investments or trusts) of at least $1,300. You must include on your Marketplace application income for any dependent required to file.

Tax filer + Spouse + TAX DEPENDENTS = HOUSEHOLD

What income counts?
Tax Filer
Spouse if they have one
Tax dependents, including those who don't need coverage.
The Marketplace Counts estimated income of ALL HOUSEHOLD MEMBERS.

Alimony from divorces and separations finalized BEFORE Jan 1, 2019.
Capital Gains
Exclude (untaxed) foreign income
Federal taxable wages (from your job)
Investment income
Rental and royalty income
Retirement or pension income
self-employment income (Include the income you expect to make from your business after expenses. You'll also need to describe the type of work you do. If you earn money from farming or fishing, just list it as either 'farming or fishing' income or 'self-employment' income, but not both.)
Social Security
Social Security Disability Income (SSDI)
Tips
Unemployment compensation

DON'T INCLUDE
Alimony for divorces and separations finalized on or after January 1, 2019
Child support
Child Tax Credit checks or deposits (from the IRS)
Gifts
Proceeds from loans (like student loans, home equity loans, or bank loans)
Supplemental Security Income (SSI)
Veterans' disability payments
Worker's compensation

You can schedule an appointment by visiting our website or calling our office.
214 771-3011
Open Enrollment starts November 1, 2025, through December 15, 2025, for January 1, 2026, effective dates.

Any enrollments that started on December 16th and continue through January 15 will begin on February 1, 2026.

If you miss this opportunity to enroll, please call our office to determine if you have a qualifying event.

Call now to connect with business.

10/07/2025

https://myemail.constantcontact.com/Open-Enrollment-for-Medicare-starts-October-15-and-Individual-Market-starts-on-November-1st-.html?soid=1113414065313&aid=yqF4cyA6poU

Email from Benefit Writers Important 2026 Health Insurance Update Open Enrollment starts November 1, 2025, for 2026 Insurance plans. CHANGES CHANGES CHANGES what you need to know... Call us at: (214)

08/05/2025

Phones are down,
Please email us at: [email protected]
We will return calls from our cell phones.

Vonage Update - The issue has been identified, and our engineering teams are working on mitigation and resolution. Please stay tuned for further updates.

Aug 05, 2025 - 20:15 UTC

04/22/2025

Book Club Cafe always the BEST!

04/18/2025

Our office is closed for Good Friday.
We’ll reopen Monday