700 Credit Repair

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700 Credit Repair www.700creditrepair.com
Full Service credit repair, re-scoring, rebuilding and optimization. Business Credit & Funding. Over 20,000 Families Helped.

Over 15 years in business. Call us today for a FREE CREDIT ANALYSIS! www.700creditrepair.com 700 Credit Repair has changed the lives of HUNDREDS of people over the last 15 years by removing negative items such as BK's, Repo's, Chargeoff's, Collection Account's, Tax lien's, Student Loan's, Slow Pay's.....THE LIST GOES ON, AND ON, AND ON!!. By utilizing 245 consumer laws defined by the FTC and Attorney General, we can help you, too! Call us at 972-279-0444

🚨 Equifax agrees to proposed $100 million settlement over credit score errors.The lawsuit involves a 2022 coding issue t...
10/10/2026

🚨 Equifax agrees to proposed $100 million settlement over credit score errors.

The lawsuit involves a 2022 coding issue that caused Equifax to report inaccurate credit scores or credit information to lenders and other third parties.

If your information was affected between March 17 and April 8, 2022, you may qualify for a payment.

📅 Claim deadline: December 28, 2026
🔎 Check eligibility and claim details:
https://www.equifaxfaircreditreportingsettlement.com/

The settlement is still awaiting final court approval, and payments are not guaranteed for everyone with an Equifax credit report.

At 700 Credit Repair, we believe you deserve accurate credit reporting. This is another reminder to review your reports regularly, question discrepancies, and stay informed about your credit.

10/09/2026

Quick credit tip for you — every single item on your credit report must be 100% accurate. If it's not accurate, timely, and verifiable, you can challenge it. That's how we help people get over 700!

Credit Tip: A late fee and a late payment on your credit report aren’t the same thing!Missing your due date by a few day...
10/05/2026

Credit Tip: A late fee and a late payment on your credit report aren’t the same thing!

Missing your due date by a few days may result in a late fee, but payments generally aren’t reported to the credit bureaus as late until they’re at least 30 days past due.

That doesn’t mean you have an extra month to pay! If you miss a payment, bring the account current as soon as possible and contact your lender if you need help.

✅ Set payment reminders or autopay for at least the minimum due to help prevent an overlooked bill from becoming a credit setback.

At 700 Credit Repair, we believe understanding your credit helps you make smarter financial decisions.

Credit tip: You may have more than one credit score!Mortgage, auto, and credit card lenders may use different scoring mo...
09/30/2026

Credit tip: You may have more than one credit score!

Mortgage, auto, and credit card lenders may use different scoring models or versions. As a result, the score you see in a credit app may differ from the score a lender uses when evaluating your application.

Before applying, ask which credit score and scoring model the lender uses. This can help you better understand where you stand and avoid surprises.

At 700 Credit Repair, we believe that understanding your credit is an important first step toward improving it. If you would like a FREE credit consult, send us a message or give us a call at (972)-279-0444!

A 593 mid score up to a 694 mid score!!This fast 101 point increase could save you as much as 50k in interest on a moder...
09/28/2026

A 593 mid score up to a 694 mid score!!
This fast 101 point increase could save you as much as 50k in interest on a moderately priced new home!

Round 1 results are in, and this client is already seeing progress! 📈Their scores increased 81 points with Equifax, 9 po...
09/25/2026

Round 1 results are in, and this client is already seeing progress! 📈

Their scores increased 81 points with Equifax, 9 points with Experian, and 92 points with TransUnion. Plus, 4 items were removed or repaired during the first round.

And we’re just getting started. 👏

Wondering what’s on your credit reports? Send us a message or give us a call at (972)-279-0444 and let’s take a look!

Credit Tip: Consistency is key!Good credit isn’t built through shortcuts or overnight “hacks.” It comes from consistentl...
09/23/2026

Credit Tip: Consistency is key!

Good credit isn’t built through shortcuts or overnight “hacks.” It comes from consistently:

✅ Paying your bills on time
✅ Keeping your debt and credit card balances manageable
✅ Monitoring your credit reports for errors or suspicious activity
✅ Making responsible financial decisions over time

Small, consistent habits can make a big difference in your credit journey. Stay patient, stay informed, and keep going!

Credit Tip: Consistency is key!Good credit isn’t built through shortcuts or overnight “hacks.” It comes from consistentl...
09/21/2026

Credit Tip: Consistency is key!

Good credit isn’t built through shortcuts or overnight “hacks.” It comes from consistently:

✅ Paying your bills on time
✅ Keeping your debt and credit card balances manageable
✅ Monitoring your credit reports for errors or suspicious activity
✅ Making responsible financial decisions over time

Small, consistent habits can make a big difference in your credit journey. Stay patient, stay informed, and keep going! 📈

Credit Repair Tip: Prequalified Doesn’t Mean You Should ApplyJust because you’re prequalified for a credit card or loan ...
09/16/2026

Credit Repair Tip: Prequalified Doesn’t Mean You Should Apply

Just because you’re prequalified for a credit card or loan doesn’t mean opening it is the best move for your credit.

Every time you submit an actual application, the lender may perform a hard inquiry, which can temporarily affect your credit score. Opening several new accounts in a short period can also lower the average age of your accounts and make your credit profile look riskier to lenders.

Before you apply, ask yourself:

Do I actually need this account?
Am I likely to be approved?
Will this new debt help or hurt my overall credit profile?
Am I planning to apply for a major loan, like a mortgage or auto loan, soon?

📌 The goal isn’t to collect as much credit as possible — it’s to build a strong, healthy credit profile strategically.

Need help understanding what’s helping or hurting your credit? We can review your reports and help you create a plan. Send us a message or give us a call at (972)-279-0444.

Address

1201 N Goliad
Rockwall, TX
75087

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 10am - 4pm

Telephone

+19722790444

Website

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