Yasir Alhilaway at Cross Country Mortgage

Yasir Alhilaway at Cross Country Mortgage COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS O

F CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV"

This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas.

12/10/2025

What’s an appraisal—and why does your lender need it?
I’ll translate the report, price your options (renegotiate, gap, or ROV), and keep dates on track.

Comment APPRAISAL or text +1 (240) 441-9797 (MD/DC/VA).

NMLS | Equal Housing Lender

12/09/2025

580? 620? 680? Don’t guess—run real numbers.
I’ll price your best path and steps to improve.

DM CREDIT | +1 (240) 441-9797

12/07/2025

Rate dip = green light
Rates dipped? That’s your green light.
Lock it, shop it, close it. I’ll time the lock and show your real payment.

DM HOME or WhatsApp +1 (240) 441-9797 (DMV).

NMLS | Equal Housing Lender

11/10/2025

They’re not the same.
Inspection protects you—finds issues with the home.
Appraisal protects the lender—validates value.
You likely want both. I’ll plan the timing so your contingency dates stay safe.
Buyer = Inspection • Lender = Appraisal
Text/WhatsApp +1 (240) 441-9797 (DMV) | NMLS

11/08/2025

From pre-qual to keys—fast. 🔑
DM HOME (or COMPARE/COSTS/TIMELINE)
Call/Text/WhatsApp: +1 (240) 441-9797
Service area: MD • DC • VA
NMLS | Equal Housing Lender

11/06/2025

Not just the down payment.
Beyond your cash to close, expect closing costs: title, appraisal, taxes, insurance, and prepaids for escrow.
I give clients an itemized estimate on day one—so there are zero surprises at signing.
Want a real example? DM “COSTS” for a sample breakdown.

11/01/2025

Before you file your taxes, give your loan officer a call.
How your file can affect how much home you qualify for (especially if you’re self-employed).
Let’s look at your numbers first, then file smart.
DM HOME or text +1 (240) 441-9797 (DMV).

10/30/2025

FHA vs. Conventional — which loan is better?
FHA is more flexible on credit & DTI.
Conventional can drop PMI once your equity grows.
The real answer depends on your numbers (credit, income, cash to close). I’ll price both on your file and show monthly + cash-to-close side by side so the choice is obvious.

Comment “COMPARE” for my cheat sheet, or text +1 (240) 441-9797 (DMV).

(On-screen overlays for the Reel)
FHA = flexible • Conv = PMI can drop

10/21/2025

Serving now or served before—your benefits could open the door to a new home.
See what you’re eligible for today.
DM HOME | +1 (240) 441-9797


10/18/2025

Rate down = doors open.
Lock it, shop it, close it. 🔑
DM HOME or text +1 (240) 441-9797


10/16/2025

Before you file taxes, call me.
A 10-min pre-qual can change what you claim, how you plan, and when you buy.
DM HOME or text +1 (240) 441-9797 (DMV).

A 10-minute pre-qual can change what you claim, how you plan, and when you buy.

10/12/2025

Down Payment Myth: You don’t need 20% 🏠
Most buyers close with 3–5% down (Conventional) or 3.5% (FHA). Eligible buyers may also get assistance for down payment or closing costs—and 0% options exist for VA/USDA if you qualify. I’ll show side-by-side pricing (rate, PMI, total payment, cash to close) so there are no surprises.
Overlays: 3–5% • FHA 3.5% • Assistance • VA/USDA*

Comment DOWN and I’ll DM you a one-pager of programs.
Yaser (Call/Text/WhatsApp): +1 (240) 441-9797

Programs vary by state, credit, income, and property type.

Address

6120 Executive Boulevard
Rockville, MD
20852

Website

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